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    • Excellent news! Thread title updated. Please do consider a donation in light of the help received here. The help we give is free, but try telling that to our server hosts!
    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
    • I have contacted the sofa shop who are sending someone out tomorrow to inspect the furniture. I suspect if anything a replacement will be offered although I would prefer a refund. Few photos of the wear in the material, this is how it was delivered.  
    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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MERCERS and 2 faulty BC DNs **WON**


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That's not abusive at all ... if they want abusive all they have to do is ask :( I've been known to invent new expletives and combinations thereof when annoyed ;)

 

D

 

Very nice letter:)

 

....

 

For our purposes, you need to remain polite to then, 'cause you want them to look like the bad guys.

 

I would recommend a complaint to Trading Standards (yoiu have to do it through Consumer Direct - Contact us) , and BT / your telephone provider, today.

 

Next stage is the F.O.S.

 

Then The police.

 

Then court.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Very nice letter:)

 

Took me bloody ages but thanks.

 

....

For our purposes, you need to remain polite to then, 'cause you want them to look like the bad guys.

 

I always am ... my wife has no such restrictions and anything that they hear in the background ... well, that's just background ;)

 

 

I would recommend a complaint to Trading Standards (yoiu have to do it through Consumer Direct - Contact us) , and BT / your telephone provider, today.

 

On the case now.

 

 

D

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That's not abusive at all ... if they want abusive all they have to do is ask :( I've been known to invent new expletives and combinations thereof when annoyed ;)

 

D

 

I know, that's why it was in quote marks, I have heard it often myself, usually when you have made a point that makes them look very silly, just another call centre ploy to wind you up and scare you (not!!) ...... you carry on !! ;)

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Letter of complaint cc'd to Mercers and sent - check

 

Letter emailed to customer complaints at Barclaycard with receipt acknowledgments - check

 

Trading Standards contacted - check

 

BT contacted, complaint made and registered (Mercers number blocked tomorrow) - check

 

Bring it on you chimps :) I'm a CAG member now :)

 

No further phone calls today but their pattern for me seems to be morning and evening so no great surprise there.

 

D

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Past 7pm and all is still quiet on all fronts ... nothing since 10am.

 

I wonder what's keeping them so quiet?

 

Is it the letter from my wife, the CCA request or the formal complaint to their bosses?

 

D

 

Oh, drat!

 

I hope they don't give up, yet!

 

We haven't got anywhere NEAR the fun bit yet:) :confused::(:mad:

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Nah they are sitting in their trees peeling bananas scratching their bums thinking of the next series of calls

 

I've already done a first draft of the application for an injunction... i was going to enjoy posting that:(

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Out of interest, who would make that decision and what would it mean for me in broad terms?

 

D

 

It's a minor business decision, so probably some spotted nosed oik minor manager in a bad fitting suit:)

 

They'd either stop calling you, and just write empty threat-o-grams, OR send the acount back to the O.C., or send it onto another DCA.

 

The chances of them suing you... given what they've been up to, is slim indeed, 'cause they'd lose, and lose big style.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Can they do that with the account in dispute?

 

Quite often, yes, if they can't collect. Average collection cycles about 3 months anyway... It's usually quite effective to send an in dispute letter & inform them that they are in breach of OFT Debt collection Guidelines etc staight way, i do the lot within 24 hours - CCA, In dispute letter, Telephone Harrassment Letter, Formal Complaint under the CCA 2006, and S.A.R. and Letter Before Action the old debt collector:)

 

 

 

Also, quite often the "new" DCA is in the same group as the "old" DCA... it's just a new strategy, e.g. they've played hardcore, it didn't work, now they'll pretend to be nice guys etc... Just good friends:)

 

always worth searching to check if the new DCA's an old friend:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Also, quite often the "new" DCA is in the same group as the "old" DCA... it's just a new strategy, e.g. they've played hardcore, it didn't work, now they'll pretend to be nice guys etc... Just good friends:)

 

 

In which case the second word will still be 'off' when they decide to contact me.

 

D

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In which case the second word will still be 'off' when they decide to contact me.

 

D

 

Hey, we can always hope they haven't changed their mind yet... All we need is another week or so:)

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Well they stopped phoning at 10am this morning on all lines. I'd quite like to know what did this although I suspect their failure on my sipgate line and the threat of legal action by my wife may have been contributory. The latter would have arrived this morning.

 

Maybe my formal complaint to Barclaycard by email reinforced this. It was very strongly worded.

 

Frustration doesn't generate nearly enough of a bad time for all of the stress and grief that they cause :mad:

 

I truly loathe these red arsed baboons (a different monkey based insult invoking a less than endearing image :wink:) and I really don't know what I'd do if I met a DCA 'call centre drone' in person. Well, I do but I can't say that here just in case :lol:

 

OMMMMMM ... feel the CAG good Karma :cool:

 

D

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UPDATE

 

Well, Consumer Direct have got back to me and my local TS will be in touch soon apparently.

 

Also, it's still ominously quiet which I guess is a good thing. It seems very odd that my phone isn't constantly ringing at all times. Not a single harassing call in nearly 24 hours now. That's the largest period of peace from these **** that I've had in over 3 months.

 

I'm still not entirely sure what stopped them as several harsh blows were delivered simultaneously.

 

I'll keep you all updated ;)

 

D

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They have automatic diallers. When a phone gets answered a monkey picks it up - which is why there is sometimes a pause before anyone says anything & sometimes there are totally blank calls - because there isn't a monkey that gives a damn to pick it up. (Saw something somewhere (not very informative but I am getting old) that a silent call must be followed by a proper call - 2 silent calls in a row is naughty)

 

So when they don't get through or don't like what they hear, you go back on the list again.

 

I think that there are a few things that determine how often you get called:

How many monkeys turned up to work today

How many people they have to call - they probably get added by the bucketload so that might slow them down when the next bucket gets added

How much they want to harrass you compared with the remainder

Whether you answered last time or not

Whether there is a Y in the day of the week

How much you wound them up last time ...

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2 calls so far and another '48 hours before we send the local hard boys around' letter sent 2nd class. Yeah Yeah ;) You do that Mercers ... you do that :cool:

 

I wonder which bit of 'eff off' they missed?

 

D

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This is absolutely bizarre and I'm now convinced there's a behaviour change going on. Still only 2 calls on my Sipgate line today ... one open and with a masked caller ID.

 

It's stopped again now ... almost like it's half hearted. They've patently had an instruction to do something. Another raft of material will have arrived with them today including a copy of a formal complaint against them and a warning of impending legal action.

 

I wonder if Barclaycard have got involved as I threatened them with all kinds of action as the client and originator.

 

D

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