PPI Successes [NO QUESTIONS or EXPLANATIONS PLEASE] - just Bank/How Much with a link to your thread.

[burlyb]

serious fraud office......thats where i'm going to take my compliants too

[andrew1]

I claimed against HSBC for 1 loan I had more than 6 years ago. They replied having found another 2 I wasn't aware of that were older.

 

Got an offer today of £3572 for all 3.

 

Lloyds did that with me on an old business account for my company, I claimed one, they came back with another one as well! Thank you Lloyds, although I am still miffed they pushed the PPI on me in the first place the way they did...success though.

[ims21]

Link to sportybfg's success

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?310317-Confused-where-to-start-with-PPI-refund....****-SUCCESS-****&p=3665218#post3665218

[Poster]

I claimed against HSBC for 1 loan I had more than 6 years ago. They replied having found another 2 I wasn't aware of that were older.

 

Got an offer today of £3572 for all 3.

 

Sent the confirmation off on the 5th and it got paid in today. Only 7 days! I was expecting 4 weeks!

[evo5man]

Hi all. Just had to register and tell you an almost unbelievable story...

 

About 6 months ago, I went to my bank (LTSB) and told them that I felt I had been missold PPI on my first loan going back about 15 years ago (or more). I told them that I wanted them to send me all the details of all the loans I ever had from them. They said they would try, but going back that far was difficult.

 

Anyway, about 2 months later, they rang me at home. The woman on the other end asked if I would like to make an appointment with an advisor to see if they could help me with my account. 'Hold on' I said, 'what have you lot done about my loans information?'. She was confused and said she knew nothing about it and that there were no records of me making any request for the details (LOL). I explained that I wanted the information so that I could take it to a company that deals with PPI claims. She told me that they could do all that and that there was no need for me to go to a third party. 'Oh yeah' I thought, but after quickly running through the reason why I thought I had been missold the protection, she said something like 'oh dear, I am so sorry' and then she said that she would personally put the claim through.

 

A week later I had a letter from the bank's own investigation department, saying all was underway and I may have to wait up to 12 weeks for a decision.

 

A few days before Christmas, I received 5 seperate letters from the bank offering me a total of just over £18,000. The said they had to guess the amounts from the older loans.

 

I can't believe it. Not one form filled out. No one questioning the validity of my claim. Anyway, all good

[dx100uk]

lloyds guestimating for you

now thats RARE!

and coughing on old debts too

 

it would be nice if you start a thread in the PPI forum

and we go through these

as there are many many people on hear that have been batted away with the

we have no paperwork - sri cant cough excuse fromthem

 

please tell us more

 

start a thread

dx

 

dx

[evo5man]

Well, I thought 'PPI Successes' thread would be the perfect place to post in. If you wish to move this to a new thread then just tell me where you have put it please

 

There is no more to tell really. The only bit I didn't tell about was my reasons for thinking I had a claim. My very first loan was about 15 years ago and was for £7,500. I basically had about the same running ever since. The LTBS blokey (Mr G) that dealt with that first loan (and I remembered his name, which may have helped) told me that if I didn't have the PPI then I wouldn't get the loan. He said it was an unspoken bank policy. Simple as that! The thing is, I told the woman (on the phone) that I continued with that in mind on every loan since. Which was no lie. I never once claimed a penny or missed a payment on any loan. Not sure if that makes any difference.

 

Edit>> It was actually 18 years ago. Shocked!!

[dx100uk]

no i just didnt want to clutter up this thread with the details

so you rolled over loan into loan?

dx

[jdes26]

Well done evo

Love it absolutely love it

[burlyb]

great news evo wish mine was going that smoothly but good ole rbs mint and the tosslers at wescots managed to mess it all up between them the scumsuckers

[ims21]

link to drmb7's thread....Success with Lloyds TSB

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?324132-DRM-getting-back-my-Lloyds-PPI-****-SUCCESS****(2-Viewing)-nbsp

[Lucifa42]

Just had a PPI reclaim success with HSBC. Reclaim for 1 loan of 2, that ended last year. I didn't have the paperwork for the other loan and tbh I'm a bit lazy so couldn't be bothered with the SAR etc I put the questionnaire in at the end of November and just had an offer letter back last week, offering me just over 9k for both loans! It was far higher than I expected so I'm well pleased, especially with my first holiday in 6 years coming this May that's now all paid for, including a nice room upgrade with the money

[means2anend]

well dun mate!!!

m2ae

[Wattsy1209]

I've just recieved an offer of £1200 regarding ppi from lloyds how do I know if this is the correct offer I'm entitled too , I'm currently using a company called I smart to chase this ppi claim up , but I have recieved a letter direct from lloyds with an this offer , I gotta give I smart 25% of the monies I recieve for the work they put in chasing lloyds up . I've had no paper work from my previous loans , but lloyds are saying this is the average pay out . Do I have to expert there offer or can I take further action ??????

[ims21]

I've just recieved an offer of £1200 regarding ppi from lloyds how do I know if this is the correct offer I'm entitled too , I'm currently using a company called I smart to chase this ppi claim up , but I have recieved a letter direct from lloyds with an this offer , I gotta give I smart 25% of the monies I recieve for the work they put in chasing lloyds up . I've had no paper work from my previous loans , but lloyds are saying this is the average pay out . Do I have to expert there offer or can I take further action ??????

 

Hi

 

Start your own thread in the PPI forum....you'll get a lot of help there.

 

ims

[jotty]

Just accepted an offer made by Barclays with regard to Insurance on my overdraft, they have offered me the full amount plus interest without real question so can expect £3100 in my account in next few days, thanks to all on here for the advice.

[evo5man]

Just accepted an offer made by Barclays with regard to Insurance on my overdraft, they have offered me the full amount plus interest without real question so can expect £3100 in my account in next few days, thanks to all on here for the advice.

 

Congratulations!

It says in my offer 'Interest calculated up to 02/01/2012', so I expected to have had the payment by now, but nothing yet. Reading other posts, I think they all like to keep it in their hands for as long as possible. They must be able to make more from keeping it than the extra interest that I will be demanding.

[jotty]

Thanks Evo, I rang the number on my letter and a very nice chap said I would receive it within a few days of returning the letter, you may need to give your a call to.

[oidhche]

PPI success for me against HFC bank - they made an offer of £2300, which was what I'd requested (PPI payments plus statutory interest) so I accepted immediately. They said it would be in my account within 28 days so I'm expecting them to hang onto it until day 27 - but good result, nevertheless! Now to tackle Ocean Finance...

[Phil2287]

I haven't had any PPI claims of my own, but I've helped a friend and a co-worker successfully reclaim their PPI charges from Barlcays and TSB respectively.

 

Neither case went to court, and the latter received a payment in excess of £5000.00 (for which I was given the very nice reward of £500.00 -[edit]

 

The first received just over £200.00, but I was quite surprised, as they initially sent a copy of the individual's original contract showing their signature - and in the small print the details of the PPI. However, we argued that they were never made explicitly aware and it seemed enough to make them cough off - rather than extend it to the Ombudsman.

 

Phil

[niceonecenturion]

I received £2567 from Halifax PPI credit card. I put the claim through [EDIT] as I didn't fell confident doing it myself. They were very good

Edited February 7, 2012 by ims21
Commercial site address removed...see site rules

[dx100uk]

well cause they were they prob got got +£1000 out of you!

 

we dont really consider CMC claims a success as its a loss really

 

dx

[evo5man]

Well, I rang LTSB to ask what had happened to their 'We will pay the money into your accout as soon as possible' statement, and after waiting 20 minutes in the queue, I finally spoke to someone. She said that she would mark my claim to say I was chasing the money. She said that it should prioritise me slightly, but she could still not give me any sort of time frame for the payout. That was Monday. Today the cash is here. Two days later and over £18,000.

 

I know I have had a real easy time compared to many here. Just wanted to say that I hope you all manage to get what's owed SOON.

 

Thanks Jotty. I may have just waited had you not posted.

Thanks Evo, I rang the number on my letter and a very nice chap said I would receive it within a few days of returning the letter, you may need to give your a call to.

[justice4me]

:whoo:TOTAL SUCCESS MY FIRST WIN:whoo:

Ok spent £2.80 x 2 letters requesting back my unfair ppi and £1.30 on a telephone call total £3.10

One hour in letter writing in my spare time,

Receiced a letter within two weeks saying the bank will investigate,

Week 3,

Received a offer from them!

On my workings out at 8% from 2001 todate on the loan of £7000,(Loan was settled in 2005)

Spot on with the offer:-o(fair game)

Now waiting 28 days for my cash to go into my account and make my back manager happy,

Do it yourself

Never use a company"its easy ( one down and four to go)

Can any mod please move my post to the success forum,

I will donate some cash for this website on the day it arrives,

Edited February 22, 2012 by justice4me

[ferrotty]

Ok Lloyd TSB Paid £2815 for PPI Paid after 7 weeks.

 

Did not ask for a set amount but the award works out so-

 

 

Refund of premiums £1046.98

Early settlement difference £1500.50

Interest at 8% 268.42

total £2815.90

 

This was a claim for my son who defaulted on loan after about 2 1/2 years,basically the settlement figure comes to just under what the PPI total payment would be at the Interest rate at the time.

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?336695-PPI-Roberts-vs-Lloyds&p=3706579#post3706579