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evo5man

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  1. Well, I rang LTSB to ask what had happened to their 'We will pay the money into your accout as soon as possible' statement, and after waiting 20 minutes in the queue, I finally spoke to someone. She said that she would mark my claim to say I was chasing the money. She said that it should prioritise me slightly, but she could still not give me any sort of time frame for the payout. That was Monday. Today the cash is here. Two days later and over £18,000. I know I have had a real easy time compared to many here. Just wanted to say that I hope you all manage to get what's owed SOON. Thanks Jotty. I may have just waited had you not posted.
  2. Congratulations! It says in my offer 'Interest calculated up to 02/01/2012', so I expected to have had the payment by now, but nothing yet. Reading other posts, I think they all like to keep it in their hands for as long as possible. They must be able to make more from keeping it than the extra interest that I will be demanding.
  3. Well, I thought 'PPI Successes' thread would be the perfect place to post in. If you wish to move this to a new thread then just tell me where you have put it please There is no more to tell really. The only bit I didn't tell about was my reasons for thinking I had a claim. My very first loan was about 15 years ago and was for £7,500. I basically had about the same running ever since. The LTBS blokey (Mr G) that dealt with that first loan (and I remembered his name, which may have helped) told me that if I didn't have the PPI then I wouldn't get the loan. He said it was an unspoken bank policy. Simple as that! The thing is, I told the woman (on the phone) that I continued with that in mind on every loan since. Which was no lie. I never once claimed a penny or missed a payment on any loan. Not sure if that makes any difference. Edit>> It was actually 18 years ago. Shocked!!
  4. Hi all. Just had to register and tell you an almost unbelievable story... About 6 months ago, I went to my bank (LTSB) and told them that I felt I had been missold PPI on my first loan going back about 15 years ago (or more). I told them that I wanted them to send me all the details of all the loans I ever had from them. They said they would try, but going back that far was difficult. Anyway, about 2 months later, they rang me at home. The woman on the other end asked if I would like to make an appointment with an advisor to see if they could help me with my account. 'Hold on' I said, 'what have you lot done about my loans information?'. She was confused and said she knew nothing about it and that there were no records of me making any request for the details (LOL). I explained that I wanted the information so that I could take it to a company that deals with PPI claims. She told me that they could do all that and that there was no need for me to go to a third party. 'Oh yeah' I thought, but after quickly running through the reason why I thought I had been missold the protection, she said something like 'oh dear, I am so sorry' and then she said that she would personally put the claim through. A week later I had a letter from the bank's own investigation department, saying all was underway and I may have to wait up to 12 weeks for a decision. A few days before Christmas, I received 5 seperate letters from the bank offering me a total of just over £18,000. The said they had to guess the amounts from the older loans. I can't believe it. Not one form filled out. No one questioning the validity of my claim. Anyway, all good
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