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    • sorry she is a private individual, the cars are parking on her land. she can clamp the cars. only firms were outlawed from doing it bazza. thats what the victims of people dumping cars on their drives near airports did and they didn't not get prosecuted.    
    • The DVLA keeps two records of you. One as a driver and one for your car. If they differ you might find out in around a month when they will send you a reminder as well as to your other half for their car. If you receive nothing then you can be fairly sure that you were tailgating though wouldn't explain why they didn't pick up your car on one of drive past their cameras. However even if you do get a PCN later then your situation will not change. The current PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 which is the main law that covers private parking. It doesn't comply for two reasons. 1. Section 9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN states 47 minutes which are the arrival and departure times not the time you were actually parked. if you subtract the time you took to drive from the entrance. look for a parking place  park in it perhaps having to manoeuvre a couple of times to fit within the lines and unload the children reloading the children getting seat belts on  driving to the exit stopping for cars pedestrians on the way you may well find that the actual time you were parked was quite likely to be around ten minutes over the required time.  Motorists are allowed a MINIMUM of ten minutes Grace period [something that the rogues in the parking industry conveniently forget-the word minimum] . So it could be that you did not overstay. 2] Sectio9 [2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Your PCN does not include the words in brackets and in 2a the Act included the word "must". Another fail. What those failures mean is that MET cannot transfer the liability to pay the charge from the driver to the keeper. Only the driver is now liable which is why we recommend our members not to appeal. It is so easy to reveal who was driving by saying "when I parked the car" than "when the driver parked the car".  As long as they don't know who was driving they have little chance of winning in court. This is partly because Courts do not accept that the driver and the keeper are the same person. And because anyone with a valid motor insurance policy is able to drive your cars. It is a shame that you are too far away to get photos of the car park signage. It is often poor and quite often the parking rogues lose in Court on their poor signage alone. I hope hat you can now relax and not panic about the PCN. You will receive many letters from Met, their unregulated debt collectors and sixth rate solicitors threatening you with ever higher amounts of money. The poor dears have never read the Act which states quite clearly that the maximum sum that can be charged is the amount on the signs. The Act has only been in force for 12 years so it may take a  few more years for the penny to drop.  You can safely ignore everything they send you unless or until they send you a Letter of Claim. Just come back to us if they do send one of those love letters to you and we will advise on a snotty letter to send them. In the meantime go on and enjoy your life. Continue reading other threads and if you do get any worrying letters let us know. 
    • Hopefully the ANPR cameras didn't pick up the two vehicles, but I don't think you're out of the woods just yet. MET's "work" consists of sending out hundreds of these invoices every week so yours might be a few days behind your partner's. There is also the matter of Royal Mail.  I once sold two second-hand books to someone on eBay.  Weirdly the cost of sending them separately was less than the cost of sending them in one parcel.  So to save a few bob I sent them seperately.  One turned up the next day.  One arrived after four days.  They were  sent from the same post office at the same time! But let's hope I'm being too pessimistic. Please update us of any developments.
    • New version after LFI's superb analysis of the contract. Sorry, but you need to redo the numbering of the paras and of the exhibits in the right order after all the damage I've caused! Defendant's WS - version 4.pdf
    • Hi  no nothing yet. Hope it stays that way 😬
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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clarion48 vs Abbey ****WON****


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Hope this thread is not to late.

 

Sorry to read about your problems. But unless I am mistaken a contract can not be enforceable if their is imbalance within it and the fees are only suppose to cover the admin so anything over that is unfair and so unenforceable?

 

On the OFT web site, under PN09/00 3 February 2000.

 

Court says First National Bank used unfair contract term. (First National ,a subsidiary of Abbey National).

 

To type this all out would take 1 finger wonder here hours.

 

But the court of appeal ruled that first National Bank was acting unfairly in the way it charged debtors.

 

In the notes 'The Office took action under the Unfair Terms in Consumer Contracts Regulations' these are the same rules we are working under so the banks know their charges are unfair.

 

Also in a paper 68/06 5 April 2006

HEADING; Current credit card default charges unfair.

 

There is plenty of information in this paper. But the one I liked is where they said that, in paragraph 3, " A Default charge is not fair simply because it is below 12." (12= £12)

 

They have to justify their charge if they cannot they have to refund the full amount.

 

I also have tapes of radio programs that have been on BBC and ITV and on the Money Program, 12th December 2006, 10pm.

 

"The Ombudsman staff were happy for customers to accept Banks offers but no longer. Last Month the Ombudsman told the banks to prove their penalties were legal or pay their customers claims in full."

 

Walter Merrick's (Chief Financial Ombudsman) said that...

 

"What I've said to the Banks is I do need them to help me resolve these complaints by either offering to refund 100% of the charges that people are claiming, or if they are not prepared to do that and they want to argue the point then I have to start down the road and investigate myself."

 

You maybe able to write to the BBC to try and obtain a copy of the transcript of the program and use some of the quotes from the program.

Their were some very interesting people on the program, including a Barrister!

 

Stick to your guns and get enough information as possible form this site.

Also just looking through my file I have found some info that was sent to me from some working on behalf of the CAB.

 

Headed; Penalty Charges on Credit Cards and Current Accounts.

 

St Austell CAB outline the law relating to bank charges and how these might be challenged when excessive.

 

It was under Quarterly Account issue no. 78 Winter 2005/2006.

 

Hope this helps and that anybody else who has info for you can post helpful address.

 

Please remember we have all struggled against the Banks. But their are great people who have helped us on this site. They have been invaluable and gave us strength.

 

This money is legally yours, and be as strong as you can.

 

Good luck from 'The Grim Reaper' (the Banks boggyman)

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Postie just arrived........guess what?......a letter from Abbey.

 

They have decided in view of their cost in defending this claim.....and without admission of any liability......to settle my claim in full.....somebody please hold me up......think I'm going faint!!!

 

Cheque is on its way...yippee!!!!!!!!

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CONGRATULATIONS!!!

:D

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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CONGRATULATIONS!!!! Thats fantastic news that they are settling in full and about time!

 

Have just been reading through your thread and looking forward to hearing the outcome.....then there was your exciting news! SO PLEASED FOR YOU !!!

 

I have just filed N1 on 15/6, deemed to be served 20/6 and Abbey have until 4th July to reply so just playing the waiting game myself now and hoping for a successful outcome such as yours.

 

WELL DONE ON RECOVERING YOUR MONEY.....BRILLIANT :lol:

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Thanks to you all......I am elated at the moment!! Just phoned my sister to tell her....it's PARTY TIME!!

 

No, MJ, no cheque in the envelope.....they said it is being raised and will be sent to me.

 

CF........did this three-legged horse win?!

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All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Thanks so much to all of you who have been a tremendous support..... Bonnie, CF, Robdblynd, Kia, Cassie, Icy, Villafan, Foxy, GaryH, Lateralus, Andy etc, etc and to name just a few......sorry if I missed anyone out. You have all been brilliant and I definitely could not have done it without you.

 

A brief rest while I'm waiting for the Information Commissioner to kick Abbey's b**t and give me my credit card statements....then I'm off again!

Will of course still be around gathering info, and helping anyone else who needs it.

 

CHEERS!!!!!!!!!!!!!!!!!!! xx

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WELL DONE YOU!!!

FANTASTIC NEWS! - Thought it was you I heard screaming from the rooftops this morning lol x

 

So pleased for you - best of luck in the future

 

Jo xxx

Six Nations Champions 2009

Triple Crown 2009

Grand Slam 2009

:cool::-D:cool:

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Thanks Traci.......I'm absolutely elated.......so what I needed today. Will be home late tonight but hope to catch you "somewhere" then.

 

Jo......thanks for your good wishes. Yes, it probably was me shouting from the rooftops! All the very best to you too.

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