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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Diskmandave -v- Robinson, Way & Co - The Never Ending Story


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Another begging letter in a blue stripey envelope then!!!

 

stripey.jpg

 

You'ld think they'ld have the message by now??? I've already verbally and in writing told them to take me to f***ing court! And now this! Where does their paqpertrail end??!

 

HF100807.jpg

 

Looks like TT8's letter again then!! :rolleyes:

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DMD, you have left your name on there matey !!!!!

Already dealt with but thanks!

 

the German Officer's list in Dad's Army ..... your name will also go on ze list .... don't tell him Pike !
Someone's showing their age! :rolleyes:

 

Can't wait for my big day out at our new County Court though! :D

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What a pathetic letter. Placed on a sue list indeed, you would think they could come up with something a bit better.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Dear Whorewitch and Farleys

 

Please dont waste your time and mine by making idle threats. Please issue the summons and we will see what a real solicitor and judge make of it.

By the waY PC World have a great sale on printers. Perhaps you should buy one so as you do not have to use the same one as Robberscum no Way. It really would look much more professional.

 

Your ever loving pal

 

DMD

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Sat in the garden with a small drink to read through this thread....had to refill half way through....I have laughed outloud!!

 

Subscribed and now off to read the rest of your threads!

:confused: New here and in need of some advice! :confused:

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If you dont pay up this time, next letter you get will be :

 

 

From Robinson way & Co :

 

Dear Mr Dave

 

CREDITOR Horwich Farrely { EX Robinson, way & co ]

 

This matter has been passed on to us from our client Horwich and Farrelly for Immediate collection. Failure to pay the full sum within 7 days will result in us putting your account into the hands of our maximum enforcement & pre-and a bit litigation express team. The pre litigation and the pre pre litigation team will no longer administer your account due to your constant indebitness and general obturate and rotten behaviour.

 

This debt will not go away !. might go round in circles forever.. but its not going away !

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Dear Whorewitch and Farleys

 

Please dont waste your time and mine by making idle threats. Please issue the summons and we will see what a real solicitor and judge make of it.

By the waY PC World have a great sale on printers. Perhaps you should buy one so as you do not have to use the same one as Robberscum no Way. It really would look much more professional.

 

Your ever loving pal

 

DMD

 

You know..... I'm even half tempted to send that, the way I feel right now!!

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Did some-one mention alcohol? Oh joy - count me in :p

I'm midway through the tunnel, but getting closer to the light.

 

 

 

Please be aware that i am not an expert in anything!

I may offer an opinion, but the final decision is yours.

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hi all,

 

having just had another "local representative" letter the other day, I sent this to our chums this morning:

 

1) Offer In Full and Final Settlement

In response to your letter of ** July 2007 I sent a written offer of £150 to settle the account in full and final settlement. I subsequently received your letter of 31 July 2007 inviting me to make an offer in full and final settlement of the account. I then phoned your office and learnt that you had declined my offer of £150, but was told that you would accept £400; I asked you put that in writing, which you did in your letter of August 2007. Unfortunately this letter makes it clear that you do not regard this sum as full and final settlement and this was confirmed in our telephone conversation of August 2007.

I am unable to make any such payment to you until I have your written assurance that this would be full and final settlement of the account.

2) Communication

Your letter of July 2007 is misguided in suggesting that I have failed to reply to your letters. A look at my file will show that there is a regular and prompt response. I can assure you that I shall always respond to your letters.

However since the conclusions of our phone calls do not correspond to what you subsequently put in writing, I see no purpose in communication by telephone. The fact that you use an exorbitant 0870 telephone number also discourages me from calling you. For these reasons, I trust that all future communications will be by letter.

3) Local Representative

I note from your correspondence that your local Representative has called at my home on several occasions. This is entirely unnecessary since you are well aware of my position from my letters and our telephone conversations. As there is no conceivable role (other than intimidation) which your local representative can fulfil by calling at my home, I would regard any further such visit as harassment and I will not hesitate to seek a County Court Order to prevent this.

Please send me the name, address and local phone number of your local Representative. I can then contact him to arrange a mutually convenient meeting place if you give me advanced notification of any aspects which you wish me to discuss with him.

4) Bank Charges

You are fully aware of my dispute regarding the £300 of bank charges added to my account by Barclaycard. The legality of these charges is now being considered in the High Court. Until this point reaches a final ruling, I suggest that we place this amount of £300 “on-hold”.

5) Capital Repayment

Since you have reneged on our agreement to settle this debt once and for all, I propose to recommence making monthly payments to you. Due to recent increases in rent I am able to pay £10 per month.

6) Please confirm the following:

1) That you will not accept £400 in full and final settlement.

2) You will not send any local Representative(s) to visit me at home.

3) You will put the £300 of bank charges on hold.

4) You will accept £10 per month as capital repayment as per our previous agreement.

Yours Sincerely,

c.c. Customer Relations, Barclays Bank PLC, 1 Churchill Place, FREEPOST

RTLA-CSUE-TCHC, London E14 5HP

c.c. Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR

c.c. Office of Fair Trading, Fleetbank House, 2-6 Salisbury Square, London EC4Y 8JX

i'm looking forward to the reply, i wonder if someone is actually gonna sit down and type out a letter? any bets .....

Can anyone advise me of how to get my repayments down to £1 per week???

best wishes

DownEm

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hi clutchingatstraws,

 

did try to set my own thread, but have not worked it out yet - but will keep trying!

 

re my account, it was from an old sharkleycard credit card, was alot younger and stupid back then and run up a £3500 debt which never got paid, it was passed to RMA and I didn't pay them either so ended up with you know who...

 

Up untill bank charges issue came up, I had been paying of at £50 pm and balance is now £1500, but this balance is in dispute as £300 of the money owed is bank charges. I guess I could just go after Barclays for the charges to be refunded but I enjoy irritating RWC so have gone after them for the charges to be removed from the total debt.

 

I'll be honest and admit I don't know quite as much about this sort of thing as some others on the site and do not really know what the score is in my situation. I just want rid of the debt for good as it the last debt I have! But would be delighted if I could find a way of not paying at all?

 

any advice greatly appreciated?!

 

kind regards

 

Edd

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