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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
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Mercers Debt Collection


Donel261
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Guest dwheeler
I would have thought an elementary knowledge of Consumer Credit law would have been a requirement for working at Sharklycard. Surely when you are telephoning people up you would need to know what you are talking about. Of course the manner in which you speak to people doesnt matter just so long as you reach your monthly targets. I am so glad that your bosses approve of you coming on here to act as an apologist for them and their shoddy practices. Maybe they will promote you to whatever is higher than a B. You may even become a C.

 

You all seem to be talking about cedit agreements and the right to persue people for money, sadly we dont get involved to that depth, we have to deal with customers who have been customer for 10 20 or 30 years so you pretty much assume that all the admin has been taken care of before they reach us, and I can say that I dont want any praise for coming on here I done it for my own reasons not cos I was told to

 

if someone would kindly take the time to explain why or how were not able to persue the debt I would like to know

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if someone would kindly take the time to explain why or how were not able to persue the debt I would like to know

 

Coz there are such things in this country as anti harrassment laws & harrassment is exactly what you do, no matter how you dress it up.

If an individual demands that another individual or a company stops contacting them, then they must obey that instruction.

If they dont then that thats were we enter illegality territory & were the likes of the police/OFT/trading standards etc..step in ;)

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Guest dwheeler
Coz there are such things in this country as anti harrassment laws & harrassment is exactly what you do, no matter how you dress it up.

If an individual demands that another individual or a company stops contacting them, then they must obey that instruction.

If they dont then that thats were we enter illegality territory & were the likes of the police/OFT/trading standards etc..step in ;)

 

so are you saying then that every debt collection company who calls a customer and gets told not to call again and then calls back is breaking the law??

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Hello Folks!

 

For what it is worth, I feel that every single Troll related Post on this Thread should be deleted from the point when the Troll first appeared (Post #65 onwards).

 

Leaving the Troll Posts in this Thread will simply achieve what Trolls always want, namely free publicity for the usual Debt Industry propaganda.

 

 

To summarise the Troll (in poo brown):

 

Barclays is not really going down the Toilet (despite how it looks, it's only half way around the U-Bend, so the Barclay's Richard could soon bob back up and re-appear in the great banking pan).

 

----> You must Pay what Barclays say you owe.

 

The Troll is really a nice person and only wants to help, loves single mums and their thieving kids (the Troll is always especially helpful if the single mum sounds nice on the phone).

 

----> You must Pay what Barclays say you owe.

 

The Troll claims the experiences reported on CAG are a small minority, in comparison with the millions and millions and millions of satisfied shafted Debtors that they deal with.

 

----> You must Pay what Barclays say you owe.

 

The Troll has infested this Thread without actually contributing anything useful, other than giving the Site Team a fresh batch of Guest IP Numbers to examine and link these to any future Troll CAG Registrations.

 

----> You must Pay what Barclays say you owe.

 

The Troll and all the gormless Hoodies at Mercers/Calder/Barclaycard are really nice, wholesome, fun, funky people to deal with, and are just there to bend over backwards to help (so long as you bend over forwards and grab your ankles to take what is coming).

 

----> You must Pay what Barclays say you owe.

 

Just in case you have still not got the Troll Message, here it is one more time...

 

----> You must Pay what Barclays say you owe.

 

 

I don't think CAG should be over-moderated, but I do think Troll infestations should be cut out and consigned to the toilet where they belong.

 

This Troll is like an erupting boil on the otherwise pure and unblemished CAG Arse. It's itchy, painful, smelly and will burst and leak all over the place if it is not lanced, flushed out with Peroxide, and has a great big CAG Moderating Elastoplast stuck over it so it does not offend the eye while it disappears from sight and memory.

 

Bin the lot from Post #65 onwards.

 

This is the 2nd major Troll infestation this Thread has suffered. There was another one just a few Posts before the above that also required Moderation and several Posts deleting. Same Troll?

 

My guess is the rubber-band flickers at Mercers are having some sport with this Thread, as it has the same name as the one on their Payslip.

 

I vote to delete all evidence of Troll infestation. Debt Industry Propaganda has no place on CAG. Leave it here, and people coming to CAG for the first time reading this Thread will think Trolls are part of the scenery. They may leave or, worse, will see the Pay What You Owe Troll message and will buckle instead of fighting back.

 

Cheers,

BRW

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so are you saying then that every debt collection company who calls a customer and gets told not to call again and then calls back is breaking the law??

 

Yep...thats what anti harrassment laws are designed to do - protect people from harrassment funnily enough :rolleyes:

They can & should be reported to the police, i always encourage people on here to do that (not the 999 number i hasten to add) & from my experience, they act as well ;)

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What's a B5, B4, B3? I only skim read - so maybe I missed the point, but you said you were a B3 in this post:

 

http://www.consumeractiongroup.co.uk/forum/show-post/post-2090306.html

 

Have you been promoted/demoted?

 

[sigh] Proof beyond doubt that you just cant trust em! I refer to ODC's comment about promotion.......

 

he's no longer a B, he's a prize "C." :D:D

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Guest dwheeler
[sigh] Proof beyond doubt that you just cant trust em! I refer to ODC's comment about promotion.......

 

he's no longer a B, he's a prize "C." :D:D

 

Its says "we" meaning all mercers staff are grade B3 and above and when asked I told you I was grade B5 meaning we are the equilivant of Branch Managers and above

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Guest dwheeler
me thinks he is back under his bridge now:D

me also thinks he is a B and C and T.

in job discripton.is it not.:rolleyes:

 

SAM:pLOWELL DETESTER

 

 

I might be a B, C, T and whatever other initals you can come up with but at least all my bills are paid and I dont have to sit on a forum all day to pass the time.

 

bit of advise.. get a job, pay your debts and act like every other person in the UK - Normal

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me thinks he is back under his bridge now:D

me also thinks he is a B and C and T.

in job discripton.is it not.:rolleyes:

 

SAM:pLOWELL DETESTER

 

 

I might be a B, C, T and whatever other initals you can come up with but at least all my bills are paid and I dont have to sit on a forum all day to pass the time.

 

bit of advise.. get a job, pay your debts and act like every other person in the UK - Normal

Dave obviously you have nothing better to do than behave like a TROLL and come on here and insult decent people. If I were you I would be spending my time thinking up an excuse for my team leader at Sharklycard as to why you are breaching the forum rules and your employment contract by posting on here. No-one is in the least bit interested in your sanctimonious ravings.

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perhaps dwheeler can help me as he works for the company i am having a little trouble with. Despite me sending them a letter written by Payp[lan offering a pound a month, Barclaycard say they are unable to accept my offer of £1 per month unless it comes from a 3rd party such as Payplan or CCCS??????? Yet Payplan and CCCS are unable to deal directly with my creditors because I have no disposable income.

 

Just a bit confused :p

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ok, its very very easy for companies to jump on the moral bandwagon, but turn it around, is there not a moral and legal obligation to make sure the law is followed, that a document, in the form prescribed by the 1974 act, is signed by the debtor?

 

i dont need to find ways to worm my clients out of their debt, the law give s me all the arguments i need, and sadly Dwheeler the House of Lords and Court of Appeal have agreed with this!!

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dont need to get a job.got one on here helping the scared :p

mortgage is payed off,and i have enough in the bank to live till im 400 thanks.

 

spending all day on here bit rich coming from mr 33 posts per day:rolleyes:

SAM CAN PAY BUT WONT:DUNLESS ASKED NICELY.

WITH A PROPER CCA AND NOA AND NOT STATUTE BARRED OR TREBLED DUE TO PURE GREED.

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Come to think of it Barclays head office might be interested to hear off one of us?

 

Already done today :)

 

Sent copies of DWheelers posts as evidence regarding why I am NOT willing to talk to Barclays representatives on the phone.

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