Jump to content


  • Tweets

  • Posts

    • more detest the insurrectional ex variety dx
    • Laura, I was surprised that the Director said that you hadn't appealed twice. I thought that the letter you posted on 24th June was the second appeal and that was to the IAS. And they did say that there was no further appeal possible. Could you please explain how many times you appealed. I am going to read your WS now. PS  Yes I meant to say that the keeper did not have a licence therefore it was wrong of them to assume he was the driver and the keeper. Thanks for picking that up.
    • In answer to your questions yes even though it wasn't called that, it was the NTK. Had it been a windscreen ticket you would not have received the NTK until 28 days had elapsed. In earlier times if the warden was present then a windscreen ticket would have been issued. It nows seems that the DVLA and the Courts don't see a problem  with not issuing a ticket when a warden is on site. A period of parking must mean that ther e has to be a start time and a finish time in order for it to be considered a period. A single time does not constitute a period. I am not sure what you mean by saying it could be taken either way.  All they have mentioned is  the incident time which is insufficient. There are times on the photos about one minute apart which do not qualify as the parking period because they are not on the PCN itself. The reason I asked if the were any more photos is that you should be allowed 5 minutes Consideration period for you to read the signs and decide whether you want to accept them and you do that by staying longer than 5 minutes. if  more  do not have photos of your staying there for more than 5 minutes they are stuffed. You cannot say that you left within the 5 minute period if you didn't , but you can ask them, should it get to Court , to provide strict proof that you stayed longer than the statutory time. If they can't do that, case over.
    • I recently bought some trainers from Sports Direct and was unhappy with them and their extortionate delivery and return postage charges. I tweeted about being unhappy, and received a reply from someone claiming to be from Sports Direct asking me to send my order number and email address by pm, so a claim could be raised. Which I (stupidly) did. The account used Sports Direct's name and branding, and a blue tick.  The following day I received a call from "Sports Direct Customer Service", and with a Kenyan number. They asked for details of the issue, and then sent me an email with a request to install an app called Remitly. They provided me with a password to access the app then I saw that it had been setup for me to transfer £100, and I was asked to enter my credit card number so they could "refund" me. I told them I was uncomfortable with this (to say the least), and was just told to ring them back when I did feel comfortable doing it. Ain't never gonna happen.  I just checked my X account, and the account that sent the message asking for my details is gone. I feel like a complete idiot falling for what was a clear scam. But at least I realised before any real damage was done. if you make a complaint about a company on social media, and you get a reply from someone claiming to be from that company and asking for personal details, tread very carefully.   
    • The good news is that their PCN does not comply with the Protection of Freedoms Act 2012  Schedule 4.. First under Section 9 (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; (b)inform the keeper that the driver is required to pay parking charges in respect of the specified period of parking and that the parking charges have not been paid in full; The PCN does not specify the parking period. AS you rightly say the ANPR times do not include driving to the parking space and then from there back to the exit. And once you include getting children in and out of cars especially if seat belts are involved the time spent parked can be a fair bit less than the ANPR times but still probably nowhere near the time you spent. But that doesn't matter -it's the fact that they failed to comply. Also they failed to ask the keeper to pay the charge.  Their failure means that they cannot now transfer the charge from the diver to the keeper . Only the driver is now liable. As long as UKPA do not know who was driving it will be difficult for them to win in Court as the Courts do not accept that the driver and the keeper are the same person. Particularly as anyone can drive any car if they have the correct insurance. It might be able to get more reasons to contest the PCN if you could get some photos of the signs. both at the entrance and inside the car park. the photos need to be legible and if there are signs that say different things from others that would also be a help.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Flunky v HSBC


flunky
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6332 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 59
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

This is why I am wondering whether I can get JUST interest as seperate claim later.

 

Since the claim would be based on ' I forgot to include it last time' as opposed to an actual law, I think it would be a waste of time and money

 

The only way round it is to amend this claim (£35 unreclaimable)

Link to post
Share on other sites

Don't worry flunky, I'm just ahead of you......they've entered their defence yesterday via my MCOL! I've just rang DG Solicitors to check they've got my charges and the guy stated that they're in-undated with claims and I will hear from them in the next 7-10 days! Bearing in Chrimbo is in the middle!!!:|

Link to post
Share on other sites

Good to see they are busy.

 

I hope they have lovely christmas.

 

How long between your acknowledgement and their defence ?

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

  • 3 weeks later...

Hello all, I have been away a while and not had much chance to catch up.

 

Well today they have entered a defence.

 

My AQ and copy of the defence are winging there way to me. All very exciting.

 

What next wait for the letters ?

 

Would a call to DG stating just how serious I am about this and that I am absolutely determined to proceed to the very last be worthwhile ?

 

Has anyone heard of recent success stories ?

 

Has anyone had anything out of the oridinary ?

 

Would now be a good time to send costing breakdown to DG ?

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

Aq rcvd in post.

 

I have until the 30th January 2007.

 

Will send over the summary of costs to DG.

 

Is it worth a call to DG to introduce myself ?

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

  • 2 weeks later...

My AQ is due on 30th.

 

I cannot get my head round the AQ info in Bex and raxetyjaxter. I have read a lot from Bong and lateralus but I feel very confused about the AQ.

 

It is the abbreviations and form numbers as well as the court bundle I am having probs with.

 

Can anyone break this down to help a dumb#ss any advice would be very welcome.

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

I've sent them copies of all the chargse and i'm just waiting.... Only realsied a few days ago that you actually had to send something to them.

 

My claims been acknowledge and the 28 days expires on 10th feb... Playing the waiting game like 100's of other people...

Link to post
Share on other sites

Right,

 

Not heard a thing from HSBC althought not rcvd post this AM.

 

Really panicked over weekend as I got the days all wrong. Man flu has this effect.

 

Have decided to submit AQ and have gone down the new "to include a draft order of direction".

 

The only thing......

 

I am bl**dy terrified I have not included something. I sent the cheque + completed AQ and the completed section G (N149) and a copy of the draft order of direction I dont recall seeing anything else to send.

 

Just curious about where to look for the next step. Is there a break down of the file I to compile before the 14 day deadline ?

 

Any help would be very much appreciated.

 

It makes me very angry, these people will pay and yet they still hang it out. If you are gonna pay then do so straight away and avoid all these games. Sorry rant over. :lol: .

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

I am in the same boat as you Flunky, I had to send off my AQ today as I received nothing in the post today. However I did not include an Order of Direction with mine :-S

I dont know what happens next, I was ok upto now - but it seems like I am walking blind now!

Link to post
Share on other sites

I am another in the exact same position - I wasn't sure about the order of driections either (see my post Eades Vs HSBC) so i have asked for advice, AQ is due on 31st so it will have to be sent tommorow unless i hand deliver it on the day.

 

Last chace tonight to find a D+G Letter on my door mat , you know the feeling :o

 

Any one know what the D+G envelopes are like any return addresses post marks etc - i very excited last week with an official looking letter postmarked Birmingham - i was sure it was going to be my offer so i ripped him open and what was it ............................ a b@stard debt collector leter from an account i was hoping to pay off with some of this this money

 

 

sorry to mess up your thread but all this waiting is keeping me on edge and sending me loopy i think !

 

Cheers and good look - I shall be watching your threads like a cyborg hawk with infrared vision !!

I have no debt , but i cant get any credit : (

Link to post
Share on other sites

to all of you - as i told raxy. it's just a differnet stage - just means you'll be getting assigned a court date (in a couple of months) and dg will!!!!! settle before - i'd keep up the assault - make them sick to death of your name - they will settle - make it to their advantage to do it sooner rather than later - and that means keep on them (always polite, but always there!)

Link to post
Share on other sites

Thanks for support.

 

Any idea on where I can find details of the 14 day bundle to send to the court ?

 

Also why would you not go for draft order ? making me worry now.

 

Any Ideas ?

 

Thanks as always.

 

P.s not messing with thread good to have a look at threads I might of missed. :)

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

Just read it.

 

I think I have the court bundle but will download again to ensure most up to date.

 

Am I right in thinking that I have to send copies of all the bank statements ?

 

Does the court bundle and everything have to be with the court in the 14 days ?

 

Does anyone know of how the judges are reacting to these draft orders or even better the BANKS.

 

Thanks for you help.

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

Hi there

 

Just to let you know I am watching your thread with interest! I am also dealing with DG solicitors although my claim is with First Direct. My AQ was due in today, I sent it on Monday. Was really hoping to have heard something by now but not a peep. Will keep an eye on yours!

Link to post
Share on other sites

i think after you send the aq (with the draft order) a judge looks at it and say yeah or nay. if they agree - you will hear from the court - and then they will give you 14 days to send your stuff. hopefully, you are keeping in touch with dg and they will offer before it has to go anywhere - just be prepared.

Link to post
Share on other sites

Thanks.

 

Saw your thread posting on Bong's thread (I think) re clarification of AQ.

 

I spoke to the court yesterday. I would have fourteen days from the judges ok to the draft order.

 

Aparently the AQ will get sent up to the judge today. So souple of days after submission of AQ.

 

Lady was surprised I even knew what draft order was. Thought solicitor had prepared case. NICE.

 

Will keep updating.

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

yes, glad you saw my "tutorial" with bong - your reply to the court will contain 4 things:- New strategy for Allocation Questionaires post 47 - tells what you send:

 

a. your breakdown

b. copies of all your statements with charges on them

c. the statement of evidence post 55 on the same link and

d. Basic Court Bundle.

 

one further thought - might be worth checking with the court to see if they filed their aq. if not - you may be in with a chance of filing for a judgment. they needed to meet the same deadline as you. check it out.

Link to post
Share on other sites

Thats what I thought.

 

I spoke to the court and asked about whether they send anything in as I was not sure. The clerk said that if they do not it DOES NOT MATTER !!! because they will go by my AQ. Is this correct ? how can I clarify ?

 

Also did I read that you have 3 copies Me, court and DG ?

 

Thanks

 

Flunky.

4th January 2008 - Prelim sent

16th January 2008 - Standard reply - NO!

Link to post
Share on other sites

Hi Flunky, my claim from HSBC was paid up today. I got a letter of offer through the post. They want to offset against debt sent to Metropolital Collection Services thought which is a laugh as this was cleared in May last year! I'll have to get that sorted out sharpish!

 

Good luck with your claim

Lu

:) Won the following claims thanks to this site...

 

£250.00 RBS - after 2nd letter

 

£140.00 First Direct - after 2nd letter

 

£393.32 Alliance and Leicester - filed claim on MCOL and they paid up within 2 weeks

 

£2218.28 HSBC (for hubbie) - filed claim on MCOL and they paid up after 3 weeks

 

:D nothing more to claim now and O/D and Credit Card paid off with proceeds of claims.

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...