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Lowell and HSBC Credit card debt


remy king
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i will guess its been sold to lowells

lowells are a DCA

a DCA is not a BAILIFF

 and have

ZERO legal powers on ANY debt - no matter what it's type.

never ever ring a DCA or talk on your phone about debt, they will lie to you just to get free money out of you.

when did you take this card out please

does this debt show on your credit file

if so what is the defaulted date

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Lowell and HSBC Credit card debt

If you look on your credit file, then it will tell you when you took out the credit, IF, they were in the last six years.

Are you looking to get a mortgage? Just trying to grasp why you're so keen to throw six grand at them?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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It will auto drop off your credit file on its sixth birthday. 

"IF" there has been no payment and you haven't acknowledged, in writing, that you owe the debt, within six years then it becomes time barred and no enforcement action can be taken. 

But there's a few caveats, so as much information you can provide regarding each debt and the history will ensure you get the right advice. 

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Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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a debt does not drop off a credit file upon sb.

i asked what the defaulted dates were please?

on the default notices 6th b'day a debt will be removed, paid or not paying or not. bu that does not mean the debt might still not be owed.

settling a debt does NOT remove it from your file, the defaulted date will still show if and until its within 6yrs

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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urm.. entry on your credit file p'haps? :eyebrows:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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