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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
    • please stop posting up unnecessary unnamed screenshot files  you've done it throughout your threads and we have to renamed them. RENAME THE FILE before you upload if its just text information like a defence or a claim history or a link to a previous post  type it here not by an unnamed screenshot attachment  . sorry NM but you've been here dealing with PPC claims since 2021 somehow you always manage to screw up.......or do totally the opposite of std repeated advice on 10'000 of PPC threads here you are your own worst enemy... dx  
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Being sued by builder - filed a counterclaim


simeon1964
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I obtained a default judgement on my counterclaim on the 10th of June 2021. The claimant now instructs a lawyer to set aside the  judgement. 

My lawyer now asking me if I want enforcement action. In what way is enforcement going to help if the claimant going to make application to set aside the judgement.

 

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simeon1964's Content (consumeractiongroup.co.uk)

 

i notice you keep habitually making very short threads with no actual details about what is going on making it virtually impossible to actually help you without full background details of any case.

 

are any of your multiple 1 post previous threads linked to this issue please to give us a clue?

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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You have answered your own question.

 

Wait for hearing after set aside.

 

But as dx says, what is the story ?

  • I agree 1

We could do with some help from you.

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I am sorry this a new new case, default 10th June 2021. My builder took me to court over unpaid building work for £2.5k.

 

I have spent 3k to call another tradesman to do his work  whilst he was on the job. He said he did not have the equipment to do the job.

 

We both have a signed contract before the start of his work. Secondly he damaged  several structures on the property to which he said he will sort out and he didn't. Property still left unliveable since he left as I cannot continue for financial reasons as the case still ongoing. Finally he did not finished the job and walked away.

 

My solicitors asked to get builders and surveyor estimate to do and rectify his work. The total was 18K. 

 

He had taken 4.6K whilst on the job. His balance would have been minus the £-3k I paid to another tradesman to do part of his work if the job is finished and up standard.

 

I do not understand why my lawyer wants to take the path of enforcement when is now got a lawyer to act for him. Is there a lime-limit  after the default judgment during which he will not be able to set aside his case?  My lawyer says enforcement will cost 4k. Please give me a light on this 

 

 

 

 

 

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Have you contacted Courts to find out if a set aside application has been made ?

 

Have you checked to see whether the Builder has any other CCJ's ?

 

WWW.TRUSTONLINE.ORG.UK

 

Perhaps the legal advice relates to the Builder being able to pay ?  i.e. get in quick to enforce the judgement. 

 

Enforcing a CCJ does not cost £4k.  Sounds like your Lawyer is including their own hefty fees in arranging this.

 

WWW.GOV.UK

How to take legal action if someone owes you money (small claims court), how much it costs, what happens next. Includes information from...

 

We could do with some help from you.

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Could be a bluff.

 

why not enforce??  use hceo if sum is +£600 only costs £60ish

 

Dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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just to clarify who has default judgement? you or the builder...it's not clear...

 

11 hours ago, simeon1964 said:

I obtained a default judgement on my counterclaim on the 10th of June 2021

sorry 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

+£600?

 

why not use HCEO's??

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

not sure what your solicitor is going on about

 

if you have a default judgement from a court which is for over £600 then simply phone one of the many HCEO's companies like the sheriffs office and tell them you want to enforce the judgement , they'll do the rest. the fee is <£100 to you.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes..but do it yourself you do not need a Solicitor.

 

Andy

We could do with some help from you.

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If the enforcement is in place what what happens if the judgement is set-aside before judgement executed or the enforcement executed and full payment made and then application to set aside approved by the court.

 

 

This what my lawyer has to say "

I am in the process of drafting a letter to you which will be sent out by close of play tomorrow, with further information regarding enforcement and costs."

 

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Set a side application can take anything up to 6 weeks to be processed and then longer until the hearing date...you could enforce the judgment next week if you get your skates on.

Quote

I am in the process of drafting a letter to you which will be sent out by close of play tomorrow, with further information regarding enforcement and costs."

 

That's another £100 on your bill :-)

We could do with some help from you.

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Please help out of here guys the the 4k enforcement: 

“The application to set-aside has not been made however as at yet, therefore we can try to proceed with enforcement proceedings prior to this if you would like.

This will involve writing to the court and making application ourselves.

There are different ways of enforcing this matter, some examples include asking the court for a third party order, which will allow you to obtain sum owed to judgment debtor that are in the hands of a third party, a writ of control which gives a nominated high court enforcement officer power to take control of and sell a judgment debtors goods to raise funds to satisfy the debt and a charging order in which you will be securing the debt over the debtor’s interest in a property.

The court will determine if the enforcement is accepted.”

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Writ of Control seize his goods as already advised " free of charge "  in post #12 

 

WWW.GOV.UK

Ask the court to instruct bailiffs to collect money owed by a debtor and identify the debtor's goods that may be sold. Known as a 'warrant of control'.

 

We could do with some help from you.

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or

 

if thats from your useless solicitor ignore him.

simply contact the sheriffs office yourself!!

cost <£100.

 

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Electricians generally do a good job and we all need them from time to time.  However, none of us would employ an electrician to change a light bulb, we'd do it ourselves.

 

The small claims courts is designed to be informal and to discourage the use of solicitors.

 

What we can't understand is why you are paying a solicitor huge sums to do things you could easily do yourself.

We could do with some help from you.

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  • 2 weeks later...

Wait until the court confirms.

We could do with some help from you.

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  • 1 month later...

The court has not confirm  defendant application but the defendant solicitor had contacted my solicitor who knew nothing about my application for enforcement but I already told him to put hold on my case on hold  until he hears from the court regarding set aside application.

 

He now says he will release himself from my case unless I request The HCE to stop the enforcement because he is being accused of the enforcement. Any help on this

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not very good english?

 

he can't release himself and no such thing as accused of enforcement.

 

try again.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

 He says he has been accused of effecting enforcement would release the case back to me unless I write to HCE to stop enforcement by 11om. 

 

My lawyer says that the defence solicitor accused him of the enforcement knowing that the the defence had application to set aside pending in Court and for this reason he will write to the court to stop acting unless I write HCE to stop enforcement by 11a.m today

 

The court has not confirm  defendant application but the defendant solicitor had contacted my solicitor who knew nothing about my application for enforcement,  but I already told him to put hold on my case on hold  until he hears from the court regarding the enforcement. This is because I did not want to pay 4k for him to do the enforcement for me. My solicitor now gives me till 11a.m this morning  to write HCE to stop enforcement other wise he will write the court to stop acting. 

 

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