Cobham Hall School is the claimant. £26k + was a lot to find at short notice. We had to borrow money to pay this. Our requests for a meeting were ignored. An Email from [email protected] After we sent AOS their response was to advise us as cut onto message below. to file an AOS must be sent in a certain template states have you had an acknowledgement that your AOS has been accept form the court? Thank you for your email. Please be advised that if you wish to file an Acknowledgment of Service then it must be sent in the following template. Your name and address & state which of the following options you are requesting. 1. I intend to defend this entire claim 2. I intend to defend part of this claim 3. I intend to contest jurisdiction If you file an acknowledgment of service but do not file a defence within 28 days of the date of service of the claim form, or particulars of claim if served separately, judgment may be entered against you. If you do not file an application to dispute the jurisdiction of the court within 14 days of the date of filing this acknowledgment of service, it will be assumed that you accept the court’s jurisdiction and judgment may be entered against you. If served outside the jurisdiction see CPR rule 6.35 and 6.37(5). Please also type your name & date the document at the bottom of the page (as a signature). The Subject heading of you email must state an Acknowledgment of service and case/claim number and be sent to [email protected] If you require any further assistance please do not hesitate to contact us. Kind regards CNBC Claims Response Team St Katharine’s House | 21-27 St. Katharine's Street | Northampton | NN1 2LH For information on how HMCTS uses personal data about you please see: Here is how HMCTS uses personal data about you Customer Feedback - we would love to hear from you. Click here to submit your customer feedback. “I am not authorised to bind the Ministry of Justice contractually, nor to make representations or other statements which may bind the Ministry of Justice in any way via electronic means”. From: Man Sent: 16 February 2024 09:23 To: CCBC AQ <[email protected]>;man woman Subject: Claim No aaaaaaaa Issue Date 01 Feb 2024 Claim Response Dear Sir/madam I am writing with an acknowledgement of service to the above claim for myself Man and other defendant woman. Defence to follow Sincerely man 16th February 2024

is what I posted sufficient ? That I don't owe school fees they were paid in full. The school failed to meet our requests for a meeting to discuss our proposed repayment by borrowing money. Our initial interim £400 a month standing order until a friend was able to release an investment to make a loan to us was returned as they did not inform us of change of bank details

No we paid our fees in full, They added interest debt to a dca. We paid fees in full as the school agreed not to add interest. We submitted 3 means testing to demonstrate our financial difficulties. School said dont move student too disruptive. A great student who needed additional financial support with an increase in bursary.

It's not an online school. A private school, attended as a day student It's Cobham Hall School now part of a foundation. What we need right now is what to respond with which I posted earlier to defend the claim. Is that brief statement or full evidence ? Yes can attach but it has school name on a question dx100 asked what is the name of the school

Which Court have you received the claim from ? County Court Business Centre Name of the Claimant ? private School How many defendant's joint or self ? Joint Defendants Date of issue – 01 FEB 20224 We asked for an extension as it took 9 days to reach us. Extended for 14 days from 20.2.24 which is the 04.3.24 I think this is correct ? Particulars of Claim What is the claim for – The debt is for unpaid school fees and extras plus contractual late payment interest for the education of Student £25k ish has been paid to date with this as the residual, the last payment made was on in 01/09/2022. Since this date letters have been sent on Date One Date two (urgent reminder), date 3 , date 4, Date5, Date 6 & Date 7. Despite numerous letters, calls and emails to the debtors no more payments have been made. What is the total value of the claim?Circa £13k Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Give answer here CHECK We asked for meeting to discuss after we applied for a loan in May 2022. On a date in June the Debt was handed to a DCA to pursue us for a charge for interest on top of what we owed. We paid the school fees in full in two transfers Aug22 and Sep22 A total of circa £389 was sent by standing order on 16.6.22 followed by five other payments of £389 to their bank account. All payments were returned because they didn’t inform us that the bank account had changed. Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? Give answer here - No Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? student school fees When did you enter into the original agreement before or after April 2007 ? 5.1.2014 Do you recall how you entered into the agreement...On line /In branch/By post ? By Hand Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Unsure Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Were you aware the account had been assigned – did you receive a Notice of Assignment? Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Sums in Arrears” or " Notice of Arrears "– at least once a year ? No but they employed a DCA Why did you cease payments? – We ceased payments under agreement with the School Bursar after we had an extra dependant, health bills not covered on school policy. Legal fees as a result over a boundary dispute. What was the date of your last payment? Give answer here 1.9.22 Was there a dispute with the original creditor that remains unresolved? - Yes they ignored frequent requests to hold a meeting so we could come to an agreed payment plan. Each request was ignored. We were informed that the school had now been merged with a foundation. Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? Yes, we communicated fully when we had a further dependant to care for and had further financial pressures from a boundary dispute and our childs health problems when the health policy we took out failed to recognise her condition. All were discussed at length with the Bursar and The Numerous Head’s. An online meeting with the Bursar and Head at the time 22.6.20 discussing 30% loss of income. No further support but Bursar agrees no interest added or to be added in the future. The Bursar has since left. We sought help from the family in May 22 to clear the debt of Circa £27,000 If you have not already done so – send a CCA request to the claimant for a copy of your agreement (If Applicable) Q It is a school do we need to do this ? Please find attached answers to your questionnaire and the claim form, Desperate to get this response off. Many Thanks Claim.PDF

approx £14k

I have received a claim for outstanding fees/interest from my daughters school which I want to dispute. I called the money claims number to ask for an extension as I had been away and they told me to send the below email to acknowledge the claim and automatically gain another 14 days to respond. I then received the second email below what I need from you is how to respond. I can send an email to the address advised in the format they want which isnt a problem but need clarification on how to respond to the claim. Their particulars of claim are: Claim N************ Particulars of claim The debt is for unpaid school fees and extras plus contractual late payment interest for the education of **************. £26,919.93 has been paid to date with this as the residual, the last payment made was on 01/09/2022. Since this date letters have been sent on 05/09/22, 12/09/22, 23/09/22 (urgent reminder), 30/09/22, 14/10/22, 19/12/22, 14/04/23 & 27/04/23. Despite numerous letters, calls and emails to the debtors no more payments have been made. My response was going to be: We dispute this claim in full. We do not believe there are any outstanding fees. On those dates noted by the Claimant we did not receive any letters from the school. We actively contacted the school for meetings to discuss this matter. Which were ignored. They did not respond to our request. Will this be sufficient as an acknowledgement of claim? ************************************************* Thank you for your email. Please be advised that if you wish to file an Acknowledgment of Service then it must be sent in the following template. Your name and address & state which of the following options you are requesting. 1. I intend to defend this entire claim 2. I intend to defend part of this claim 3. I intend to contest jurisdiction If you file an acknowledgment of service but do not file a defence within 28 days of the date of service of the claim form, or particulars of claim if served separately, judgment may be entered against you. If you do not file an application to dispute the jurisdiction of the court within 14 days of the date of filing this acknowledgment of service, it will be assumed that you accept the court’s jurisdiction and judgment may be entered against you. If served outside the jurisdiction see CPR rule 6.35 and 6.37(5). Please also type your name & date the document at the bottom of the page (as a signature). The Subject heading of you email must state an Acknowledgment of service and case/claim number and be sent to [email protected] If you require any further assistance please do not hesitate to contact us. Kind regards ******************* CNBC Claims Response Team St Katharine’s House | 21-27 St. Katharine's Street | Northampton | NN1 2LH For information on how HMCTS uses personal data about you please see: Here is how HMCTS uses personal data about you Customer Feedback - we would love to hear from you. Click here to submit your customer feedback. “I am not authorised to bind the Ministry of Justice contractually, nor to make representations or other statements which may bind the Ministry of Justice in any way via electronic means”. From: Sent: 16 February 2024 09:23 To: CCBC AQ <[email protected]>; Subject: Claim No -------- Issue Date 01 Feb 2024 Claim Response Dear Sir/madam I am writing with an acknowledgement of service to the above claim for myself ********* and other defendant *********. Défense to follow Sincerely *************** 16th February 2024