Jump to content


  • Tweets

  • Posts

    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

NCP/BW PCN PAPLOC now claimform - New Gatwick Drop Off Zone - I thought I had paid for both visits? ***Claim Dismissed***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 199 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

OK, I get it now.

 

As you say, you have lots of other evidence so the absence of the phone records is hardly fatal to your case.

 

However, if you can keep pushing EE without it eating up all your time and becoming a massive stress, then you might as well do so.  You have the complaint to the CEO running.  I'm wondering if it might be worth (a) sending them a general SAR to see if you can get evidence of their 29 September/19 October balls-up, or (b) a complaint to whatever complaints department they have outlining the mess they've caused and mentioning that if you lose the court case you will be after them for negligence, or (c) both.

 

I'm not at all convinced that the data doesn't exist any more, I might be totally wrong of course, or the data could be there but they can't be pestered to look for it.

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

I devoted yesterday to researching your feed of parking cases. But may not get much time today and over the weekend as I am working solidly. But, I will pursue EE as I can't help thinking I am being palmed off. 

 

Obviously if they have genuinely deleted my data then there is no breach of statutory duty. But how do you prove this? Also, do they not have a virtual trash that you can retrieve data from? Probably not. Who knows. I think that's the difficult thing here.

 

What I do know is that they are required by law to keep all phone records for 1 year for access should it be required by police or other agencies. And had they acted on the 29th September, my call data should've been intact by law. And if it wasn't, then EE have acted illegally by deleting it after 6 months.

 

Link to post
Share on other sites

I received the following from EE on the 7th November...

 

Nearly all the dates mentioned on the letter are wrong. I made an initial call on 29th September 2022 to request the proof for the call on the 20th October 2021, and then called again on 19th & 31st October

 

Am I to understand that the line "...due to the above reason this information is not available to you." means that it is available to them? Just not to me?

 

Also do they admit to no fulfilling their statutory duty here? "This agent did advise that they would complete a DSAR request for you, there is no record to show this was completed."

 

Anyway the whole thing smacks of BS... I am speaking to an old uni friend who works in the shady world of corporate cyber security this afternoon to see what he thinks. I really can't waste time going on wild goose chases. But if they are required to keep info for a min of 1year,  then I will issue a full SAR on them for all data & recordings they hold on me. To firstly evidence their incompetence in dealing with my complaint and to potentially evidence their failure to complete an SAR within 30days?? If I go for the latter should I send LoC? 

 

 

EEDisputeResponse04-11-22.pdf

Link to post
Share on other sites

22 minutes ago, MoaningCrusader said:

Am I to understand that the line "...due to the above reason this information is not available to you." means that it is available to them? Just not to me?

It seems to be, doesn't it?

 

At no point does she say the information doesn't exist.

 

In fact twice she says it's because you don't have the itemised bills service (which presumably costs more).

 

Didn't they originally say there would be no problem getting the info?

 

Was there ever a reply from the CEO or did the CEO pass the complaint to this person?

 

Good idea to run this past your friend today.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Very vague / strangely worded letter, and it looks suspiciously like they won't supply your data because they want you to pay for it first!

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

Link to post
Share on other sites

You won't believe this. But having just took a break from my home office, I have just received a letter from the Customer Data Disclosures Dept with a USB stick apparently containing the requested info?

 

However, the USB stick appears to be blank???? This may be due to the fact that I use Mac and not PC. If so, bloody daft supplying info not accessible to both formats!

 

I will get to the bottom of this and report back. 

 

Potentially I have been blatantly lied to by their Dispute Resolution Team! Who said the info was not accessible!

Link to post
Share on other sites

It will be encrypted. It must be by law .think about it.  ..

 

You should get a sep letter or email with details upon how to access it soon .

 

Dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

It's not Mac compatible.

 

I went to my local library where it prompted me for my password, which didn't happen when I put it into my MacBook. The letter told me to use my acc number as the password. Needless to say, it didn't work!

 

Still there's hope that they have included proof of the call. They seem to suggest they are happy to provide me with the personal information they hold on me as requested. However, something tells me that will only be billing records and customer service call recordings, not the itemised calls I requested. 

 

We can only wait and see. 

 

The good news is I also got sent confirmation that they are giving me £30 credit for my next bill as a goodwill gesture....

 

In other news, I spoke to my friend who works in cyber security. He says never mind for law enforcement, they'll keep all billing info for 6 years for purposes of auditing. He reckons that should include itemised call records of outgoing calls in case some of those calls are chargeable on my phone plan.

 

Basically, the big companies weigh up the expense and effort in getting the info, with the expense I could be them... So once an LoC arrives and then a MCOL Small Claim, they'd soon start to play ball.

 

He did suggest playing nicely and saying all you want is confirmation that call in question happened for presentation to the court, and that I don't require all the itemised calls from the requested date. The data extraction can be tricky, but writing a letter confirming the call took place would be easier for them to supply and suffice for my evidence to present to the court.

 

 

Link to post
Share on other sites

How damn frustrating for you.

 

And what a song and dance when they could have sent you a single sheet of A4 with the calls on that one day.

 

I suppose all you can do is to get on to whichever department sent the USB pen and press them about the password.

 

EDIT: I wrote this before your last post.

Edited by FTMDave
Extra info added

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Any luck with getting any sense from the Customer Data Disclosures Dept so you are able to read the USB stick?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Thanks for checking in FTMD.

 

Yes, they messaged me today on their secure server and provided the download to me.

 

Sadly, it didn't contain any proof of a phone call. Tbh as my plan includes calls & texts I kind of worked out that they probably don't keep the records for auditing as I am no longer charged by call, but by billing period.

 

The pack of recordings conveniently seems to be missing the original call on the 29th Sept and the follow up on the 19th Oct. I am going to have a good look through it all tomorrow, as I have had a pretty hectic day with work. So have only had a skim read through it all.

 

 

Link to post
Share on other sites

19 minutes ago, MoaningCrusader said:

Sadly, it didn't contain any proof of a phone call. Tbh as my plan includes calls & texts I kind of worked out that they probably don't keep the records for auditing as I am no longer charged by call, but by billing period.

Aren't most people these days?  I certainly am.

 

All seems a bit strange to me.  I'm absolutely not a mobile phone person, I have a rubbish phone and a cheap plan, but all my calls are there going back to August 2018.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

This must be damn frustrating.  All this runaround for something that should have been so simple to do.

 

As this Customer Data Disclosures Dept are being (relatively!) helpful, maybe go for your mate's suggestion of asking for confirmation that the call in question happened for presentation to the court.  That would be enough.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Currently researching further for my draft WS.... When I went to look at the government guidelines for private parking firms... It states the following:

 

This guidance was withdrawn on 7 June 2022

Private Parking Code of Practice is temporarily withdrawn pending review of the levels of private parking charges and additional fees.

 

As the guidance has been withdrawn (temporarily) can we use it against the PPCs in court?

Link to post
Share on other sites

I will await further guidance. However, it certainly appears the area of 'double recovery' or escalating charges is the part withdrawn and under review. Does it not? I can only assume meaning it is not there for use against PPCs. 

 

Here's hoping this is not the case.

 

 

Link to post
Share on other sites

You can use Beavis as a counter and rebuttal of Double Recovery, fleecer's misuse Beavis, as it states the cost of the PCN takes into account cost of debt recovery, and there is a case to quote on it Caernarfon County Court I think LFI or FTMDave might have the link.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

Link to post
Share on other sites

It's true that the CoP has been withdrawn, and unfortunately it's also true that it's been withdrawn due to two challenges from the fleecers about (a) the amount of their charges and (b) the Unicorn Food Tax.

 

However, never fear!

 

Even before the CoP the Unicorn Food Tax was a nonsense. 

 

Have a look at the attachment in post 110 here  https://www.consumeractiongroup.co.uk/topic/421775-vcs-spycar-pcn-paploc-now-claimform-no-stopping-east-midlands-airport/page/5/#comments

 

If it's not in post 110 it'll be a couple of posts above or below, sometimes the post count goes wonky.

 

For DOUBLE RECOVERY and you can use (18) and then all of (20)-(27).  Obviously read the paragraphs and make sure the amounts match yours and remove anything which doesn't match yours.  There is case law in there.
 

 

 

  • Like 2

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Hi Guys,

 

I am editing together my WS here

 

I have noticed that on both initial NCP NTKs and all the letters from BW Legal including the LoC do not use the word 'contract', only breach of 'terms & conditions'.

 

Only on the letter before the N1 Claim Form arrived states "you breached the Terms and Conditions of the contract which you entered into, by no payment"...

 

However in their PoC on the N1 Form, they revert to not using the word contract only "On 14/10/2021, the driver of a vehicle.... breached C's terms and conditions of parking..." no mention of breaching any contract, or that I am entered into one?

 

Is this normal.

 

I just noticed that the VCS PoCs specifically mention breach of 'contract'... It makes the wording for me a little tricky when I can't quote them saying I breached a 'contract' on T&Cs... which are not binding unless in the frame work of a contract, surely?

 

Thoughts?

Link to post
Share on other sites

The Driver breached their imaginary contract (which must be detailed on a sep sign, along with it's full  T&C's) when they drove the car onto private property whereby the landowner has signed a contract with them to manage it's parking.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

As for stuff specific to your case, there is bound to be something in the fleecers' trade association's CoP about (a) making sure equipment is in working order and (b) predatory practices  https://www.britishparking.co.uk/code-of-practice-and-compliance-monitoring  and the same two things will be in the government CoP  https://www.gov.uk/government/publications/private-parking-code-of-practice/private-parking-code-of-practice

 

Having scoured through the above codes of practice, I can't seem to find anything in regards to maintaining equipment, nor on online payment systems. Can anyone suggest where I am not looking?

 

WS is coming together nicely here. Nearly there.

 

Ok... Here's my 1st draft of my WS. I hope I have took out all personal details and any details that may pinpoint my case.

 

I have not compiled my list of evidence docs yet. Indeed it would be helpful if you could tell me where in the WS ref to evidence is required to support my case. I think I have a good idea what needs scanned. But it would be good have further suggestions.

 

I would like to get this pretty much sorted to have on file, if and when a court date comes. As my work schedule kicks off from now until the end December.

 

 

 

 

WSNCPBWLegalRedacted1strDraft.pdf

Link to post
Share on other sites

you carefully redact things

then you discover more and go back again redacting..

and then you put it up as a docx file with all your pers details in file info/propeties...:crazy:

 

now a PDF

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Talking of work, apologies for lack of contribution here.

 

However, I have a long train journey tomorrow, and the time will be split three ways

   - dealing with work

   - watching a World Cup game

   - reading through your WS.

 

At a very quick first glance it looks excellent work.  I see you've headed two sections LOCUS STANDI and later DOUBLE RECOVERY.  That's a good move so the judge can instantly identify the legal arguments you're making.  The other parts should have headings too.  However, more tomorrow.

 

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...