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    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
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    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
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Australian debt - UK resident


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Hi all ,

I left Australia almost 5 yrs ago very quickly due to a family emergency .

I had a car loan a credit card and possibily personal loan .

I thought at the time I cleared them all .

Now this week the I received a letter from a UK based solicitor acting on behalf of an Australian debt collector asking g me to pay 10 k back .

 

I do not think I even owe this money . I probably do owe something but I can't imagine it's that much .

Citizens advice have told me I can send a letter requesting more information on the debt without actually acknowledging it .

Any advice would be very useful on this matter .

I have a mortgage on my property now and will all this affect my credit rating in the future ?

 

Thanks

Cman

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Plenty of threads on here that are the same as yours. Have a read. And relax.

 

You certainly don't want to be sending any letters. They'll mark you as gullible.

 

Who is the creditor. Who are the sols. How much are they chasing.

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Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for your reply I have read some and I can never actually see the outcome .

The creditor is complete credit solutions Pty in Australia and the solicitor here in the UK is Steven drake .

The figure is 10k in auz dollar .

 

That's for the advice I will try find the other threads and have a read

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fesay to ignore them

you don't see resulted threads as nothing happens and people never bother to comeback and update us so.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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What happened with 1 case reported on CAG, was that Stevensdrake issued a UK court claim and then backed out at mediation stage, when they realised it was not that straightforward. Even if they won in court, if the debtor does not have the means to make payments enough to cover costs, it is never worth it.

 

Safe to ignore for now. Always read letters posted to you. If you actually receive a court claim from the courts ( which is doubtful), then make sure you acknowledge to defend the claim. Obtain advice about best way to deal with it. You don't need a Solicitors, who will want to charge you a silly amount, if you can find any interested in foreign debt issues.

  • Confused 1

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Rent a sols like that, only ever chase debts they think they can gain a judgement by default on. It would cost a fortune and be very complex to chase. Then theres the whole jurisiction issue and you cna pretty much guarantee no rent a sol is experienced and confident in all that

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 weeks later...

Hi all ,

Thanks for the replys . Steven drakes have now sent a second letter asking me to make payment or complete and income and expenditure form .

Should I acknowledge or just ignore ?

Thanks

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ignore totally

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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for want of side info.

 

its VERY easy to go BK in AUS for almost if not TOTALLY free all from the UK

 

several have done it here with success..blows them all straight out the water.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ofcourse not!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

Hi all ,

Me again ! Steven Drakes have sent yet another letter threatening legal action

. Do I need to acknowledge this or what is by best course of action .

Im starting to get worried .

Thanks

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Put it with your last one.....and still ignore.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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They never have......

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 2 weeks later...

Responding to pm

You dont need to pay for advice

And you dont need anymore than what you have already been told here

 

Ignore them

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 months later...
  • 2 weeks later...

why are you using email?

block and bounce them back

 

if the worst comes to worst. go BK in AUS it can be done FOC by the internet.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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On ‎19‎/‎03‎/‎2019 at 23:59, JonnyC89 said:

Not yet at the SD stage, still with CC who haven’t emailed for a few weeks after I said I had no means to pay. Had you spoke to SD or just ignored the letters?

I have ignored them 

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  • 4 weeks later...

Hi all ,

I have had my first letter in months from Drake's telling me what my outstanding balance is in British pounds. .

Is there a reason  they would send this ?

Thanks 

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15 minutes ago, Cman said:

Hi all ,

I have had my first letter in months from Drake's telling me what my outstanding balance is in British pounds. .

Is there a reason  they would send this ?

Thanks 

 

The reason is that they want you to give them money. . .  You know what to do!

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