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    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
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lowell Claimform - OH's old EON util debt ***Claim Discontinued***


andrew1402
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Hi guys

 

Just need a little help again with my wife's debt by EON apparently here goes.

 

a few months back Lowell came on the seen chasing an apparent debt from EON as stated above

 

as far as we are aware EON has always been in my name never my Wife's

 

it's for £160 yet my wife has checked her credit report and nothing there about EON or Lowell.

 

Now Lowell are apparently deciding whether to take legal action and kindly showed us what the proceeding would be if they decided to take legal action is this legal as we have no knowledge of the debt? but they have an account number?

 

any help with this please and hope it makes sense

Edited by dx100uk
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I would query the account number with EON, their billing system is garbage, and possibly someone with your wife's initial and your suname has an account in default. Is the account number your's?

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Moved to The utils forum

 

What letters have you had and have you replied?

 

Scan everything up to one pdf file

Read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Silly old lowlifes stillscraping the bottom of the barrel....

 

IGNORE Lowlifes, absolutely zero they can do, less for send out reams of garbage, get onto EON direct, and have them account for why this tin pot circus outfit is begging for money from your wife.

 

Have you ever been with EON?

 

What date does this refer to?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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" as far as we are aware EON has always been in my name never my Wife's "

 

So if the account is in your name.....do you know what the debt is....? Have you left EON for a new supplier ?

 

Andy

We could do with some help from you.

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no Andy I've always been with EON and the debt is in my wife's name and doesn't show up on her credit file that's my dispute is there a letter I can send to EON and to Lowell Financial?

 

Sorry forgot to add the amount of debt it is £166.64

 

Have you ever been with EON? I'm with EON with Electric as prepay meter have been since we moved in in 2005

 

What date does this refer to? May 2014 I think

Edited by dx100uk
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Well there not going to get very far then if the account was in your name....ignore them.

We could do with some help from you.

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The account in question is in my wife's name though seems a separate account,come to think of it though my wife I think tried to get a gas account with them and couldn't because of credit then they offered to change meter to pre paid but couldn't be fitted but can't be certain because I've been with SSE for along time.

Hope that makes sense ?

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Your story seems to be wandering.....

 

" as far as we are aware EON has always been in my name never my Wife's "

We could do with some help from you.

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  • 2 weeks later...

Absolutely ...if they have never been your supplier.

We could do with some help from you.

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also as far as we know of we have never had a letter of Eon regarding this bill and nothing showing on mine or my wife's credit report so what should I do next? do I write to EON CEO or whatever as if I ring them direct i'll just get some salesperson or clerk

Edited by andrew1402
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I doubt EON would converse with you as they are no longer the owner of the debt.....Ring Lowell and put it into dispute tell them you have never been a customer of EON and its a case of mistaken identity ?

We could do with some help from you.

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it's not mistaken identity though it's in my wife's name she tried to get an account for gas with them they ask for £200 for some credit check she said couldn't afford it so they offered to put a pre paid meter in but turned out couldn't be fitted but still charged us by the looks of it also I've been told many times do not ring Lowell I'm sorry if I've mislead the thread i'm just remembering what happened

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Well in that case just ignore Lowell they have no documents to prove the debt so I doubt anything will ever come of it....retain all the paperwork though for future reference.

We could do with some help from you.

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Well retain the one document referred to in post#1 of this thread.

We could do with some help from you.

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Just ignore them until they or you have some idea of what's going on and can then get advice on what to do next.

 

It seems, you have no idea what they're after, and neither do they, and until such time one or the other divulges the entire story everyone will go round and round.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 2 months later...

I am hoping someone will be able to give my wife some advice, 

They received a letter from Lowell regarding pre-legal assessments dated 4th March 2019 with regards to a debt that is not on their credit file

This letter was sent to her in her married name. 

 

today they have been sent a letter from lowell solicitors dated 15th May 2019 with regards to the same debt

this time its in her maiden name threatening court action and court costs. 

 

We have looked at both letters with her married name and maiden name and its the same debt with the same amount and account number.

 

They are unsure what is best to do as we have been married 17 years and can not understand why they have gone from using her married name to now using her maiden name.

 

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What type of debt ?

 

last payment made approximately ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

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has she moved since taking this credit out?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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How old is the debt and what type, Credit card, Store Card Catalogue ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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No payment has been made on this debt as my wife didn't know it existed until she received a letter from Lowell stating she owed the money. 

 

The debt is owed to Eon from 2014. 

However, I have always had the utility bills in my name. 

 

We moved into our current home in 2006 so she is still confused about how she can have the same request from Lowell in both her maiden name and her married name (we got married in 2002)

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Could be a faulty trace, or a wrong entry on a CRA file, has she checked her credit record, if not do so, Noddle and Clearscore are free.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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