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    • when did you send these CCA's out? who said they were enforceable?   dx  
    • just look for what the EU want, and what they are likely to give for it.   Financial services except in limited form would appear to be out the window EU firms have started setting up small subsidiaries in the UK, and vast amounts of UK finance has already moved - including a number of prominent Brexiters - like rees-mogg, Dyson and Redwoods customers (on his advice) Barclays alone has apparently moved in the order of 166BILLION in assets to Dublin, Total Financial £110BILLION going to France, with well over 900BILLION already confirmed moved (despite the secrecy inherent) by the start of this current financial year  (Last April)     A deal on a number of Goods/foodstuffs where a UK/USA deal wouldn't prevent it seems certain.     The UK car industry will likely continue with accelerated collapse. Unless you are rich, Hope you all like the thought of cheap Indian clones of 1970 cars .. If you are rich, then the increased cost of a BMW will likely not bother you     Ireland's goods would seem to be on the track to bypass the UK and go straight to France/Norway as noted in the rail discussion (thanks to brassnecked for pointing out some misconceptions I had there which led me to reassess-redress my lack)    
    • Hi, I have taken the information from my PP online account which details the creditors name and dates of transfer along with all the payments made which are all logged going back to April 2006. I actually have 3 accounts with Hoist. All we HSBC 2 x bank account and 1 CC. I requested a CCA and they have been unable to provide it so put my account on hold although I have continued paying it via PP. (Ive detailed this in another rather longer thread!! Yes I know I have been cash cowed but I just wanted and still do want the peace of mind ! 
    • I have been with PP since April 2006. I have paid in total around £40K but still owe £14K.   I have reduced the payments over the years as I no longer work. I have had an excellent credit rating since 2014 and all the debts listed below have never appeared since 2014. I am now going to live abroad and unsure how to proceed.   Details are:   3 x Hoist 2 x bank accounts 1 credit card originally with HSBC/then Lewis/Hoist/HSBC/Hoist Total £2.5K (£1600 is the CC) I applied some years ago for a CCA. They placed my account on hold whilst requesting info from HSBC. They sent 2 follow up letter to me saying still waiting and since then nothing although they regularly offer me settlement letters with a 20/30%  discount. 5% on the bank accounts      Link credit card originally Egg then Barclaycard and now Link. CCa requested some years ago via Barclaycard and they sent a reconstituted agreement  and confirmed they were unable to provide the copy of terms for my agreement but went on to remind me I still had a duty to pay although they could not enforce. Amount outstanding £2K   Link x 2 MBNA CC. I applied for CCA and both received (they had to request them from MBA first so took time ) Total outstanding £6K   Paragon was M&S CC CCA requested and received but by Moorgate (must be Paragon?) Amount outstanding £900   Westcott credit services was Natwest/RBS was a Mint CC sold to Westcot/Cabot and then back to Westcot CCa requested and received Total outstanding £2K   All the CCa provided a copy of the agreement with my signature. There was no PPI, I checked all that.   Im unsure how to proceed and wanted some advice, my thoughts are:   Should I give them my new address abroad? Occasionally some of them send me a statement, but I wish they would not as this all happened before I remarried so have never shared this info with my hubby.   Do I reduce the amount I am paying via PP from the current £70 to a more affordable amount    Should I bin of PP and go direct to them with new address and F&F offer of around 20% ( I will be in a position to offer this next month) but it would be a one of as I will be gifted some money   I will no longer be on the electoral role in the UK but do not want to cause any problems down the line. I would just like this whole thing done with.   I defaulted in 2004 so 16 years ago and so many charges were added at the beginning, I think the debt to start with was only £45K.    Any advice would be greatly appreciated. Thanks in advance    
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andrew1402

lowell Claimform - OH's old EON util debt ***Claim Discontinued***

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that's what i'm trying to find out but don't know how to find out the supplier before those eon dates

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You ask EON ask who they took over supply from ?


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They must......but cant be bothered to tell you.A DSAR would uncover who but we dont have time for that now.You have no historic Bank Statements put away from that period ?


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no unfortunately we changed banks a while ago

 

 

I just tried british gas they have a profile of my wife but no account details (strange)

 

 

I could try national grid?

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The following may provide previous history ...worth a go.

 

To determine who supplies the gas to a property, you’ll first need to find the gas meter. On it, you’ll find the Meter Point Reference Number (MPRN), the unique six- to 10-digit gas supply reference code. Write down this number and phone the National Grid’s Meter Number Helpline on 0870 608 1524. If you give them this number, they’ll be able to tell you the current gas supplier for a property.

 

https://www.findmysupplier.energy/webapp/index.html


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I don't want current supplier though I want to know who supplied my gas December 2013

 

i'm trying Cadent but not getting answer on hold

 

no luck there 

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I know you want previous supplier that is why I have been advising you for the last 3 hours.....I said worth a go...I did mine and it looked for previous records...then said only 1 record found so it is  possible to get historic suppliers.


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we changed banks 2 years ago now so can't get statements 

 

apparently they don't have it on there system only current supplier basically a fob off but don't understand why I tried to argue too .

He didn't even ask address,meter number just we don't have that on our system 

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You already covered that in post # 87. Your record keeping is as good as the suppliers :roll: 

 

Leave it at that.....so no one on earth can dispute the fact or confirm who supplied Gas before Southern...EON cant or wont disclose who they took over from ...or if in fact they did.

So if for example you stated BG supplied before Southern ...nowhere or no one can dispute that fact either...we a basis of a defence :roll:


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I might as well just give up trying and give into them parasites

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So you dont want me to do a defence ?


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in this case name is relevant as account is in married name but Lowell Court Claim is in her maiden name I still can't understand how someone can go to court using their maiden name it would be lying or false identity surely?

 

ofcourse I want you to do a defence i'm just fed up and stressed sorry 

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we've seen the name issue several times, it never plays a part

 

as for your old bank statement re any payment and too whom.

they will tell you over the phone as long as you can verify yourself.

doesn't take two mins.


..

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that's the thing there was no payment to Eon and no DD set up that's part of the point

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Was this not to get a hint at previous supplier??

 


..

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sorry DX even if account has been closed?

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yep

they must retain data for 6yrs


..

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one thing I would know is IF it was Southern Electric who supplied us before Eon there would most likely a payment going out of my old bank Royal Bank of Scotland on 1st December 2013 because everytime I have been with Southern Electric DD has been 1st of every month 

Edited by andrew1402

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Have you actually asked Southern what date they started supplying your Gas ?


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yes I've just asked this morning they did supply our gas before Eon final bill was for period 11/12/13-18/12/13

 

last payment was 1/11/13 DD 

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My wife remembered something else probably not exactly relevant but

they offered her a cheaper plan than what we were on

 

she got collared by one in the Mall near where we live but had to call to set up

 

in that call they said about the our credit and needed a £200 upfront

she told them we couldn't afford that so offered to have pre-payment meter fitted

 

in which National grid came out and said one could not be fitted there

 

i'm sorry I know a lot has been said already but that's the full picture of what happened 

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18 minutes ago, andrew1402 said:

yes I've just asked this morning they did supply our gas before Eon final bill was for period 11/12/13-18/12/13

 

last payment was 1/11/13 DD 

 

So Southern were providing Gas supply up until  Dec 2013.

Allegedly EON supplied Gas up until 24th January till 16th June 2014

 

who supplies you now and from 2014 ? 


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EON allegedly supplied the gas 18/12/13 - 25/03/14 and from 26/03/14 till present Southern Electric

 

all seems to coincide with each other  

 

first bill presumably from 18/12/13 to 23/01/14 £87.59 which we don't remember or find anywhere

 

same goes with final bill which she didn't state amount for

- I think for period 24/01/14 to 24/03/14 £166.64

 

in which Lowell are asking for only the final bill amount not previous 18/12/13-23/01/14

 

for some reason both bills we cannot find or remember receiving

Edited by andrew1402

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this debt is not her credit score ( Total Money ) she just checked again i'm with them they are reliable just saying. 

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