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    • yes they mostly would be enforceable, but that wasnt the point. even if they get a CCJ the very worst they could have done is get a restriction k which is useless to them. doesnt hurt anything. the CCJ would remain on file for 6yrs yes, but then gone same as a DN. the rest k charge does not show at all. and even so, the idea was to get your debts issued a default notice ASAP, them RESUME payments.. the advise is NOT conflicting, just you don't read things properly or understand.  oh well. dx
    • This is the dilemma I had then and still have it. The bit that stopped me was the post 2015 comments about them being enforceable now in most instances which I feel hasn’t been answered unless I am missing something. the bonus I guess is not all credit agreements now will be chasing me so less people chasing me down so to speak. this is the problem as there is conflicting messaging out there it is hard to plan a strategic way forward 
    • In 2017 my wife was given PIP and I finally, officially, became her carer. In 2019 she was reviewed and we were told it would be done by phone to make it easier for her as she has mobility issues and anxiety. The review was very simple, Has anything changed? No, ok, we'll stay as you are then. In 2022 a second review, this time by phone again but with an awkward given at the end for 5 years. Today, we got a new review letter (I know wait lists are bad, but I dont think the wait will take til 2027 for a decision). We're a bit confused because it's a letter, not a phone call as before. The form is just questions that ask "has anything changed" Now, since 2017, nothing has changed except we had our home adapted via disability grant. This was noted in the phone calls. So we should really write that nothing has changed in the last 2 years. The adaptations have been mentioned in both previous phone reviews, but not in writing so I guess we should bring it up. But we feel that they want us to explain everything as if it were a new claim again... And are worried if we miss something in the original claim or the phone calls she will risk losing part of the award (a 2 point swing could be really bad) It does just say "has anything changed?" But in dealing with ESA prior to getting PIP, answering the question asked "has your condition worsened or improved" at a review process with a simple "no, I'm still the same" somehow led to ESA ending and needing appeal. So just want a bit of guidance. How much detail is needed? Is minimal ok? Or should we be blunt with the fact nothing has changed, and bullet point the things she struggles with in each section?   I know the obvious thing is to just explain it all,but over 10 years the sheer amount of times the poor woman has had ESA or PIP stopped/refused just because something was missed out in their report, or they felt it meant a new claim should be made, or that they judged her healthy because we missed a tiny thing in our forms. During COVID it finally seemed like it was all just going to be smooth, especially with the phone reviews and the 5 year reward, but here we are. We just want to make sure we have the least chance to trip ourselves up, but making sure we have what is expected if you get me? I wish I still had a copy of the forms from 2017, because I could just verbatim copy them and add in about the adaptation, but (ironically) we lost our photocopies we kept of them when the house was being adapted
    • might of been better to have got them all defaulted 2yrs ago as we carefully explained before then you'd already be 1/3rd there and your current issue would not be one.    
    • No doubt the hotel will have security cameras on the floor you were staying to confirm or deny the allegation??   The only compensation you will probably get, which will be discretionary as a goodwill gesture, will be a credit voucher for the entire hotel group. Very much doubt anything more than that as you have not substantiated, the hotel committed the transgression 
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CEL ANPR PCN - overstay - Todmorden health centre carpark, lower george street, todmorden, lancashire


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hi,

i am a first time poster here, 5 months ago there was a death in the family, the family business had to be dissolved due to complications in the will etc, this meant my husband lost his job, his father and more, it was a very stressful time. couple this with the fact that i had recently given birth to twins via a c-section just 8 weeks ago at the time, the PCN simply didnt seem at all important and was ignored.

 

the PCN relates to when my twins had doctors appointments (their first health check which meant 4 different appointment as this included thier first immunisations aswell), it states i arrived at 9.53am and left at 11.44 (117mins) and free parking is only for 90mins.

 

the appointments for the twins were:

appointment 1 @ 10.10am then for the second twin @ 10.30am, right after the first, the doctor were running late but i had no chance between appointments to move the car etc,

 

i have browsed the forum a little and add some info below that might help

 

or PCN's received through the post [ANPR camera capture]

 

please answer the following questions.

 

1 Date of the infringement

 

09/05/2018

 

2 Date on the NTK [this must have been received within 14 days from the 'offence' date]

 

15/05/2018

 

3 Date received

 

18/05/2018

 

4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [y/n?]

 

yes

 

5 Is there any photographic evidence of the event?

 

Yes, but not time stamped

 

6 Have you appealed? {y/n?] post up your appeal]

Have you had a response? [Y/N?] post it up

 

no

 

7 Who is the parking company?

 

Civil enforcement

 

8. Where exactly [carpark name and town]

 

Todmorden health centre carpark, lower george street, todmorden, lancashire

 

For either option, does it say which appeals body they operate under.

 

There are two official bodies, the BPA and the IAS. If you are unsure,

please check HERE

 

I cant see either BPA or IAS mentioned

 

If you have received any other correspondence, please mention it here

 

A second notice was received dated 18/06/2018, it was ignored

 

A third notice has been received, dated 05/09/2018, this is threatening third party collection agents if we don’t pay within 14 days

 

other people local to me said they cant do anything and to ignore it, but to be honest im getting very worried about the threat of action against me.

 

any help or advice would be much appreciated.

 

thanks in advance

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scan up the NTK to pdf please

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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they ar BPA members but dont obey the terms of membership so it is a miracle they havent been chucked out but then again nor have UKPC who are also criminals.

 

 

Now as far as googlenoseyneighbour goes there is no signage that offers you a contract to park there with conditions thatsay you have to pay anyone if you either agree to terms or if you breach them. The images are from May 2016 so have things changed recently or is it just CEL trying their luck?

 

 

We need to see pictures of the signage at the entrance to the parking areas and also any others that are posted up within the car park. You can ask the surgery when they emplyed these crooks to steal money from their patients but dont expect much of a helpful response as by now they will be regretting ever having any contact with them

 

This will detemine whether you should bother to write to them or not. As for third party collection agents, they have no powers to do anything at all so can be ignored whatever they say. We call their letters threatograms.

Edited by honeybee13
Paras
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