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    • Just a little something for consideration When a card is compromised, the replacements can be set up to automatically allow or manually re-add, old recurring transactions. The card issuer may ask you to confirm legitimate transactions which they would effectively 'migrate' to the new card Some do - some don't. Some staff on some cards seem to be entirely unaware/uncaring about this. Some card issuers expect you to sort it all out manually.   BUT if the leak is an ongoing lyca leakas it seems - as soon as you or your CC supplier give it to lyca/the leak source - compromised again     A note on security DONT use the same email or phone number for your banking as you do for sims etc. Although a bank eg santander leak would compromise this Infp seems to suggest that single/compromised multi factor authentication customers are priority targets, with more robustly secure cards being hit by 0.00 tests first Consider that the email address is one of the OTP recieving options AND one of the OTP security checks prior to sending the OTP - with the phone number being another So if they've got your card and email (same email for banking and end contact) - and you aren't forcing a phone OTP - you are compromised.  
    • Thanks for posting up the back of the NTK. The good news s that as it does not comply with the Protection of Freedoms Act, it means that you are not liable for the charge as the keeper as I explained in a previous post.  The PC fails for two reasons. The first is that it does not specify the period of parking. All it does is list the arrival and departure times of your car. Obviously that does not include the time taken to drive to the car parking space, manoeuvre the car into the space and later drive from the space to the exit. Nor does their times include things like getting kids disabled people out of and into the car as well as things like returning the trolley whilst still being parked. All of which can add a fair bit of time to the parking period which can then be subtracted from their ANPR times and makes your actual parking time a lot shorter than 118 minutes they seem to think it is. The second reason is that they failed to ask the keeper to pay Schedule 4 Section 9 [2][e]  (e)state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges You as keeper are now in the clear which is a good reason for you to contact Sainsbury  stating that you are being pursued as the keeper when you are not liable under the Act as well as the oher things I suggested in my previous post. If you don't get it cancelled with Sainsbury this could drag on for months with endless letters unlawfully pushing the price up to scare you into paying.  
    • Brilliant! That's great to hear and honestly pleased I'm wrong, my advice was out of concern. I checked some of your previous posts last night and you've been giving great advice to others at times. Bringing a claim can be serious (counter-claims etc) and it didn't appear you were knowledgeable based on posts so far. Far from an expert myself, just interested and will try to help. I'll sit on the sidelines, best of luck with the claim!
    • Thank you so much for the advice  I will try and up my savings to £500 for the next 6 months. Although I do still have an uphill battle, I feel more able to deal with it.  I hope my experience with the cifas marker helps someone else who finds themselves in that quite horrible situation. It is a huge weight off my shoulders getting it removed.
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Athena anpr PCN - Overstay Lidl Huddersfield, West Yorkshire.


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you must know the ccj ref no... it's on your set aside n244 application ........:whistle:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok. If this ccj number for this Lidl issue is on that n244 form I sent off I’ll have it. 
Sorry I’m just confused why I’d have it. It’s old and I’ve not paid attention to this ccj. I did not input it on the n244 myself. I’ll look tomorrow. 
Thanks

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lidl??? first time you've mentioned them in relation to anything????

 

you are trying to set aside the 5 pcn's on your other thread...the ccj number must be on the n244 else its useless..how does the court know which default judgement you are trying to set aside without it.................

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The other issue in the shopping centre (where I was a paying tenant I might add) is for 11pcn.. 5 was what tjey originally sent in the post...?

 

The title here clearly states "Overstay Lidl"... ? I have one ccj for this.. Surely this is what we are on about here?

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Spoke to Northants.

AOS confrimed for other Mdconalds case.

 

But this issue...

To find out where the forms and subsequent ccj was sent she said she needed a case number. But I never got a case number as no mail was receivd for this or fwd to me.

Any ideas here? Please feel free to beat me down for being an idiot.

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Are you talking about the Athena, Lidl case here?

 

If so, of course Northants will know nothing, you haven't been taken to court!

We could do with some help from you.

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2 hours ago, mrk1 said:

Spoke to Northants.

AOS confrimed for other Mdconalds case.

 

But this issue...

To find out where the forms and subsequent ccj was sent she said she needed a case number. But I never got a case number as no mail was receivd for this or fwd to me.

Any ideas here? Please feel free to beat me down for being an idiot.

 

Not claim number ?

We could do with some help from you.

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No. All I know is a ccj as a result. 
No mail, nothing from Athena. 
 

Dave was you suggesting I write to Athena? And do a SAR? Look at what happens when I did that with McDonald’s leading to the shopping centre issue. 

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No, I'm suggesting you do nothing.

 

Why do you keep mentioning a CCJ?  All Athena have done is send you threatening letters, right? 

We could do with some help from you.

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Yep. I’ll double check my credit score file and find out exactly who issued what. 
sorry I’m just getting confused with all these cases. At least the big one is over and in my favour. 
I’ll look on credit file now and find out who issued what. 
Yes as far as I know Athena only sent me letters. Last thing I want to do is wake them up. 

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So nothing to worry about re credit score or CCJs with Athena, all they have done is send stupid letters.

 

However, what the site has continually brought up, dx in particular, is that if they send a Letter of Claim to your old address and there is no response, they will certainly send a claim form, which again will get no response - and you'll be stuck, again, with a backdoor CCJ.

 

That's why dx has been saying to send them a two-line letter giving your new address.

 

But it's your decision.

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We could do with some help from you.

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they have 6yrs.

 

longer they leave it longer they can claim section 69 interest @8%

 

get that address updated...:frusty:

 

 

.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 6 months later...

So any update in this case?  I'm talking about the Athena case for the Lidl car park, not any other cases.

We could do with some help from you.

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Nope. 
prob best to let this thread die now. 
Don’t want it to keep popping up. 
it’s not a case I can be bothered with developing. 
 

Edited by mrk1
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It's not a problem of you "developing the case"...

It's their choice of whether it gets "developed". If they do and send paperwork to your old address, you'd never know...

Another back door CCJ!

Do you really want to risk that for the sake of sending en extremely simple letter?

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We could do with some help from you.

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 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

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