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    • Heres a point, while we wait for @theoldrouge to condemn rather than promote and support right wing bigots spouting genuine and clear monstrous antisemitic rhetoric ... Isn't it actually specifically unlawful to promote violence against politicians on top of laws to criminalise such things? ... As is reported happening in these closed facebook groups run by Tory staff and where a Tory police minister and the Tory London major candidate are members and post?   .. or do the Tories (seemingly like tor) only promote laws for protecting the hate spouting hard right ?   "“Some of these (Tory facebook groups) posts constitute the most appalling racism and I would urge the Conservative Party to swiftly distance itself from these hate-filled groups and urgently investigate what role any Conservative politicians and officials have played within them. “Susan Hall and the Tory MPs who have belonged to these groups need to come out and explain why – and to denounce the content they have tacitly endorsed by their membership.” "Reporters found widespread racism and Islamophobia as well as conspiracy theories and celebrations of criminal damage on the pages, including sharing the white supremacist slogan and antisemitic videos. " "Unearthed found that 46 out of the 82 admins have clear links to the Tory Party, including a recent digital campaign manager for the party and a conservative activist. Conservative councillor for Haywards Heath, Rachel Cromie, is an admin on all the groups. "     Also interesting that Facebook groups opposing 20mph speed limit in Wales are being run by English Tories   Conservative-run anti-Ulez Facebook groups hosted racist and Islamophobic posts - Unearthed UNEARTHED.GREENPEACE.ORG Tory staff running Facebook groups described as 'cesspits of vile racism' WWW.THENATIONAL.SCOT TORY staff and activists are running Facebook pages which are riddled with white supremacist slogans and Islamophobic attacks... Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts   Conservative-run anti-ULEZ Facebook groups are rife with racist and violent posts - London Post LONDON-POST.CO.UK A coordinated network of 36 Facebook groups opposing London’s ultra-low emission zone (ULEZ), run by Conservative councillors and...  
    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Photoshoot - Talked in to buying photos


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Hello all,

 

Where to begin.. The misses won a free photo shoot with one free photo.

 

we had the shoot done and the guy came round a week later to show us the pictures on his laptop.

 

He then managed to convince me to buy the DVD which included 5 photos plus 1 free photo for £375.

I chose the photos that I wanted and the guy filled out the "order form." Then I signed it.

 

Now,

I told him that there is no way I can pay that much out in one go so we agreed verbally a repayment plan, nothing in writing.

 

A couple of days before the first payment was due after some discussion; my misses and I agreed that we really just cannot afford this kind of expense, so I got in touch with the guy who pointed me towards the order form saying that I signed a contract..

 

At no stage during the order process was I told that I was entering a contract, or was I pointed towards the Terms and Conditions which were printed in a pale blue on the reverse of the order form. Nor did it say on the order form that by signing I am agreeing to terms and conditions.

 

This guy is now threatening me with legal action and debt collection for being in breach of contract.

 

I guess the reason I'm here is,

do I have any legal right to defend myself as I wasn't shown the terms and conditions and I wasn't directed to them before signing and wasn't told that I was entering a contract.

 

Any help and/or advise would be really appreciated.

 

Chris.

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when did you sign it?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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" I chose the photos that I wanted and the guy filled out the "order form." Then I signed it. "

 

:photo: You really should stay away from these ...like Catalogue Accounts and Mobile Phone contracts...there is usually only one sorrowful conclusion.

 

Regards

 

Andy

We could do with some help from you.

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Hi,

 

A month ago,

made a payment of £50 on the 24th of February to get him off my back as he was getting quite irritable that I was trying to back out.

 

Yes...I know, there is a cooling off period which I saw after being pointed towards the T&C's in the after event.

 

I know I'm stupid for signing anything in the first place, but I feel duped in addition to being under pressure as he was sat next to me in my living room.

 

Wish she never won the damn competition in the first place, a competition that's cost me near on £400

 

Thanks,

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There is probably not a lot you can do. However, you might like to start looking around to see how many other people one this so-called "competition".

 

The likelihood is, of course, that a huge number of people "won" the competition because actually it was just a device to get your contact details and to get a salesman into your home , to make the pitch and close the sale.

 

I think with a bit of solid work you could find other people who were in the same boat. If you could do that then we would love to know about it here and also I think that would give you a good basis for getting out of it all.

 

I would start off by having a look around to see what the real definition of a "competition" is and also find out whether there are any rules or regulations – or laws – affecting this kind of thing. There may well be. There certainly are rules on holding raffles or lotteries. I think that any competition which is open to the public is probably going to be subject to some kind of regulation. It may be that you are entitled to ask for statistics on the number of competitors and the number of winners et cetera.

 

Whatever you find out, don't kid yourself that this was a genuine competition. It is most likely that you were set up – along with a lot of other people

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Incidentally, when you let people into your home, you are often at your most vulnerable.

 

 

  • You're on your own territory and you feel secure
  • You have a sense of duty that you must be hospitable towards your guest
  • You are not in a shop/buying/selling environment any more so your guard is down
  • Your visitor is sitting down with you and you may even have offered them a cup of tea
  • You're having a chat and passing the time of day and you're receiving compliments about the interior of your home
  • It's in the evening when you're tired
  • You realise also that your visitor has come out of his or her way to see you
  • Your visitor has done this tens or hundreds of times before
  • This is your first time
  • Your visitor has manipulated you into this situation. He/she is an experienced professional and they expect to make a sale.
  • You are out of your depth – but you don't realise it

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Simply check any contract and see if it refers to cooling off period or cancellation rights....and were they brought to your attention at the time you signed.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Yup - these 'competitions' or special offers of a photoshoot for a low price including a 'free' photo are a well known and much used tactic to sell a larger portfolio of images, often for a hugely inflated fee. As a photographer who takes family portraits etc I would do the shoot and include a couple of prints for a fraction of the price quoted here and would then either give the client the remaining images on a flash drive or offer to have additional images printed for around £5 each depending on the size. To sell you a DVD with only half a dozen images for £375? Way more than you needed to have paid, but of course you know that

 

Good advice above. Look for flaws in the contract or ways to challenge the legality of the 'competition' itself

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

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I might be a little bit late for this thread, but you might have a case under the Consumer Right Act 2015.

 

The Act says that the goods must be of satisfactory quality that a reasonable person would accept given the price.

 

In other words, if a similar product from another photographer would be £100, your photographs and DVD should be considerably better than that for £375 - a Rolls Royce is subject to a higher level of expectation of quality than a Ford.

 

Under the Consumer Rights Act you have a legal right to reject goods that are of unsatisfactory quality, unfit for purpose or not as described, and get a full refund, but you have to do that within 30 days.

 

After that, up to the first six months you have to give the seller the opportunity to repair or replace the item instead of the refund - but you can state a preference for a full refund.

 

I'd guess that if you're outside of the 30 days, then repeatedly asking for a replacement of appropriate quality will soon make them fed up enough to offer a refund to make you go away.

 

I would also suggest contacting a more reputable photographer and asking what they would charge for the same stuff to get a benchmark for your "reasonable person" test.

 

 

Disclaimer:

I am not a lawyer, you may want to seek proper legal advice before doing any of this.

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urm.........

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I print high quality prints for photographers and artists, and run a photostudio for photographers to hire, I know how much they supply digital images for. £375 for 5/6 images is vastly inflated.

As chr0m4t1c says, you might have an argument based on this.

 

Worth contacting a couple of local photographers (or even just checking websites/facebook pages) to see their rates, as different parts of the country will vary.

 

 

Most photographers offer way more than 5 images, for a start, and usually charge, on average, £15-20 per digital image.

 

 

Digital only packages tend to be around £200-300, at the top end, and this is with 20-30 images AND includes the cost of the studio session, which would usually be booked at 2 hours, but could be much longer for a newborn session.

 

 

It sounds like they are trying to recover the cost of the studio session in your price, as well as vastly inflating the costs of the prints...

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