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    • Nothing will happen in regard to this one shoplifting event, other than Sainsburys won't let you shop in this store again.   But, if you continued to shoplift, then the consequences are more serious. Local to me, there  is a town where about 13 people have been banned from shopping in many of the shops. They are subject to some form of order, where if they set foot in any of the stores, they will be subject to arrest by Police.  
    • Agree with DX, Sadly, from the pics, it looks like you're bang to rights😪 The rules are very explicit. Before entering the box, you must ensure that you are able to completely exit. It looks like the car in front may have moved a couple of feet and tempted you to set off, but when you did that, there still wasn't enough room to completely exit the box. By all means ask to see the video evidence, but saying you had to stop because the vehicle in front stopped, isn't a valid defence.
    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
    • despite our wettest 18 months on record,  Low levels of rain and snow have cut Canada’s hydropower production, forcing it to increase electricity imports from the U.S.   - NYT
    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
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Cabot/Reston Claimform - old Lloyds credit card debt -


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claim number showing

simple get her to sign the SB defence statement where required and send it back

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Defence submitted 7th Jan 2017 and they now on the 2nd May 2018 want it corrected and send back to them before the 11th May......15 months.....they are improving:wink:

 

 

Why did you tick the box to be Legal representative..?

 

 

Andy

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  • 1 month later...

Hi everyone,

 

I have just had a letter from the county courts advising of something called a small claims track?

 

Would anyone be able to advise me of what this is and how best to deal with this please

 

Andy- It was an error on my part......idiot I know 😬

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So youve got your n180 then?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi DX100,

 

What does this mean for my wife now? It has a questionnaire on advising thatbitnhas to be filled in and returned by the 25th June. It states that she can either choose mediation or let it go to court? I am really confused *♀️

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This allocates the claim to your local county court....simple to complete.

 

Yes to mediation

 

Yes to small claim track

 

1 witness ...yourself

 

The rest is self explanatory .

 

Run 3 copies and file and serve to the Court and claimants sol by the date stated...retain 1 for file.

 

Use the following and complete on your computer looks far more professional.

 

https://www.consumeractiongroup.co.uk/forum/showthread.php?406099-LEGAL-N180-Directions-Questionnaire-(Small-Claims-Track)-**Correct-at-Sept-2016**

 

Regards

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi Andy,

 

Sorry I am being very thick today.

Will my wife have to attend court?W

She is having a major tough time at the moment, parents are divorcing and her father and his companies is being investigated for fraud on a large scale

. I’m not sure that she could face court too .

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Yes if it gets that far

and its no big deal

Typically nothing more than a table sitdown

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Dx100 - I’m guessing that you mean the mediation option?

Via telephone?

 

My wife has worked incredibly hard to improve her credit file and we are literally on the verge of buying a house

 

. I hate even thinking this but if a settlement was agreed could she avoid a ccj on her file?

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No you asked about court not mediation

Mediation will not happen if they dont cough up with an enfor agreement

 

No dont settle

There are 1001 ways fo avoid a CCJ before you need to do that with these fleecers

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I requested a copy of the original agreement from both Cabot and restons, Cabot replied advising they had 12 days to cough up and then they wrote back later and said that they had a max of 40 days.

 

She has had nothing from them since.

 

Restons have been relentless despite none of them providing a true copy of the agreement.

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I agree however they are not letting go (restons) not Cabot.

 

They initial case was stayed back in February due to them not getting back to the courts on time.

 

I then stupidly ticked to legal rep box in error.

 

Had another letter advising my wife to sign correctly and send back.

 

Now this form and questionnaire arrives today.

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Yes that is what we used as defence, however this has only came about due to my wife’s father writing to the original creditor without my wife’s knowledge and offering them a payment of £5.00 paid by him from his account not my wife’s.

 

We didn’t even know anything about it until he closed this account down and that’s when they started this farce of a claim.

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The form you have was from the court not restons..yes?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I was under the impression that payments made by OC could affect when the account becomes SB.

If a well itentioned person wanted to pay some money off the account without your knowledge or permission does not unbar the SB status.

 

You can be 200% certain that Crapbot/Rectum did not enquire as to whether the OC were aware of this when they received the payment from a third party all they see is $$$$$ signs and it would never be SB,d

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I was under the impression that payments made by OC could affect when the account becomes SB.

If a well itentioned person wanted to pay some money off the account without your knowledge or permission does not unbar the SB status.

 

You can be 200% certain that Crapbot/Rectum did not enquire as to whether the OC were aware of this when they received the payment from a third party all they see is $$$$$ signs and it would never be SB,d

 

oc = original creditor

only payments by the person that signed the agreement can be taken as payments from them toward the agreement

any other payments would have to be proved to come from an account likewise owned by the signee or with written authority ftom the signee that it was with their permission....

 

its SB and not going anywhere

wit or without paperwork as there is none that can prove their parents payments were made with their written authority

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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so return the N180

 

1 wit you

yes to mediation

the rest is obv

 

3 copies needed

1 to the court by the required date

1 to the solicitors [minus sig/email/phone]

1 for your file

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I don’t even think rectums have even realised the payments were coming out of her fathers account not hers, nor have they checked.

 

Do I need to point this out to them or not?

 

Does this mean that the OC broke dpa at the beginning or does that not even make an argument for her case?

 

Thanks guys,

my head was battered when it arrived this afternoon in the post.

 

I will do the online form, print off and send all required copies to everyone.

 

I’ve read that these lot are good at getting backsoor ccj’s.

 

She really really cannot have one against her now 😞.

 

You guys are pure legends.x

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