Pepper UK/engage mortgage/Mars Capital - excessive unlawful fees reclaim+Eviction

[survivor_13]

Thanks dx100uk,

 

Will do, Angel and I have tried to upload the spreadsheet but failed, the figures have disappeared on both occasions.

 

S13

[dx100uk]

you did the spreadsheet on excel?

[survivor_13]

Did the spreadsheet from the link you sent. I have paper copies.

[survivor_13]

Hi Slick,

 

Been given 84 days by the judge to get sorted and a steep repayment amount to clear the arrears. The solicitor opposed everything. The judge was lenient considering.

 

The duty solicitor was not prepared to mention excessive charges in a 15 minutes hearing. I'll elaborate later today.

 

Thanks

S13

[slick132]

Great to hear you were given more time.

 

So now's the time to crack on and reclaim those default charges.

 

[honeybee13]

That sounds like a breathing space at least, survivor, well done.

 

I hope we can help you get back on track and on top of things with the charges.

 

HB

[dx100uk]

you MUST get a move on an cet this reclaim and andadvancing

then you can bring it into play.

 

 

you indicated you were having problems uploading to here the spreadsheet..?

you can attach the actual excel file here directly as an. xls file

go advanced bottom right

then manage attachments.

[survivor_13]

HURSTANGER LIMITED - RECLAIM DOCUMENTS Please find attached documents for the above named company.

docs1.pdf

[survivor_13]

Hi dxuk100,

 

Please find attached spreadsheet sent to Hurstanger Ltd and their response to the charges.

 

How do I now proceed?

 

Any help would be appreciated as they recently charged £205.00 to the account indicating arrange warrant.

 

Thanks

 

S13

[survivor_13]

Hi

 

Is anyone able to look at the documents and advise how to respond to the company please.

 

Thanks

[dx100uk]

they are still trying to fleece you.

regardless to their 'rules'

you are still entitled under FCA rules to 8% statutory 8% interest because you have been deprived of investing the money.

 

what I would to

is take the first 3 cols of that CISHEET

and copy them into the statint sheet.

 

that will calculate the interest you ARE entitled too.

 

This first spreadsheet is the latest version of the statutory interest calculator and is used for Single Premium PPI cases. It can also be used where rollover PPI is involved, i.e. a new loan re-financing a previous one and where PPI is included in one or more loans. It can also be used for S69 redress calculation on any sum, like on a closed/frozen interest PENALTY charges claim.

 

StatIntSheet v101.xls

[survivor_13]

Hi,

 

I'll work on it later today however how do I proceed do I write back to them, apply to the court or the FOS as the next action will be a warrant of possession for their fees/charges.

 

S13

[dx100uk]

you write to whomever charged you these fees

 

 

and lets see this silly warrant letter

[survivor_13]

Hi All,

 

Documents uploaded regarding warrant. Please peruse and advise.

Thanks

 

 

S13

eviction notice.pdf

[AndyOrch]

I can still see you personal details through the pen survivor can you please obscure properly and re upload...uploads unapproved.

 

Regards

 

Andy

[survivor_13]

Thanks, much appreciated . I will obscure and upload tomorrow. Can anyone access and view the document?

 

S13

[dx100uk]

only siteteam

[survivor_13]

Hi dx,

 

Hope you had a lovely Christmas. The eviction is scheduled in January for Hurstanger for fees and charges debited to the account.

 

I'll upload information when the library re-opens on Wednesday.

 

Thanks

S13

[dx100uk]

I've sorted the attachment for you

 

 

dx

[survivor_13]

Thanks dx. If your available tomorrow we can discuss how to proceed with N244 form to suspend the warrant and reason for non payment of fees and charges.

 

S13

[AndyOrch]

In the meantime I would take a look through the following forum survivor theer should be many examples of completing the N244 to suspend already drafted by Ellen

 

http://www.consumeractiongroup.co.uk/forum/forumdisplay.php?197-Home-Repossessions

 

Andy

[survivor_13]

Hi All,

I am currently in the process of sorting N244 for Hurstanger for a date in January and also sorting adjournment paperwork for Engage for an imminent date in January.

 

Unsure how to proceed for an adjournment as have never done one before -

 

Do I complete another N244 or do I just submit further paperwork.

Help needed.

 

I have now received a response from Engage regarding "Unfair Charges and Fees" please find details attached:-

 

Please find attached remaining documents.

Bit all over the place the information, thought I had scanned to folder.

I would appreciate any feedback.

Thanks S13

 

The documents have not scanned well. I do hope you can all read them. Apologies.

charges reclaim .pdf

Edited January 16, 2017 by dx100uk
docs merged to one pdf - dx

[survivor_13]

Hi All,

 

DX or Ell-enn I would greatly appreciate your help before I attend the hearing regarding the documents posted. Engage are refusing to give me a breakdown of charges applied to my mortgage account. PLEASE HELP!!!!!!

[honeybee13]

Hello there.

 

I'll flag this for the guys. When is your hearing please?

 

HB

[survivor_13]

On Thursday