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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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Lending to an ex


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Hey,

 

I lent money to my ex over a period of time which she has been repaying.However once we broke up the repayments became irregular, and now have ceased all together.

 

She borrowed in the area of £3k and have repaid about £0.8k. The loans was through a mix of transfers to her account, I paid for a coat for her that she wanted, and I also paid for my own birthday present that she was repaying towards and for a holiday we went on together all with the agreement that she will repay me.

 

She states that if I take her to court she will just say it was all presents and refuse it, says she will pay it back eventually but when she feels like it and can afford it.

 

What should I do? It's now been over a month with no payments.-L

Edited by maroondevo52
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You might be able to convince the judge that a transfer to her account should be treated as a loan. The judge would have to decide whether, on a balance of probabilities, he thinks it is more likely that the transfer was a loan or a gift.

 

However, unless you have anything in writing, it will be extremely difficult to convince the judge that the coat or holiday was intended as a loan. These items are not normally repaid by girlfriends/boyfriends.

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Particulars of Claim The claimant lent ******* £3,246

over a period of 2 years,the respondent haverepaid £960

of the outstanding amount and hasceased all payments as of 07/03/2015.

I have followed the pre action protocols andthe respondent

have refused to pay anyfurther and are threatening criminal chargesof harassment if the claimant

contact therespondent regarding this debt anyfurther.

The claimant has calculated the following

Outstanding debt: £2,286

Court costs of £105

Interest of £151.87 (to 20/04/2015)

The claimant claims interest under section 69of the County Courts Act 1984 at the rate of8% a year from 01/02/2013 to 20/04/2015 on£2,286.00 and also interest at the same rateup to the date of judgment or earlier paymentat a daily rate of £0.53.

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I have nearly everything in writing, via email correspondence and texts. She has also labeled each repayment with things like payment for loan etc. I've kept track of the dates a loan was made, and when it was repaid and the dates of transactions etc.

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Have you sent a letter to her asking for payment, if so, did you keep a copy ?

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Sorry, looks like we both posted at the same time

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Have you sent a letter to her asking for payment, if so, did you keep a copy ?

 

I've sent emails, and I have copies. I also sent a letter before action that I have copy of which was 2 weeks ago. That she didnt respond to.

I had a phone call today from the police stating that I'm not allowed to contact her as this could escalate into an harassment offense. Nothing I've sent have been harassing or aggressive. But it leaves me no other option but to pursue this through the court.

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You might be able to convince the judge that a transfer to her account should be treated as a loan. The judge would have to decide whether, on a balance of probabilities, he thinks it is more likely that the transfer was a loan or a gift.

 

However, unless you have anything in writing, it will be extremely difficult to convince the judge that the coat or holiday was intended as a loan. These items are not normally repaid by girlfriends/boyfriends.

 

The cash transfers are all labeled with Loan, and the agreement to pay half for the holiday etc I have emails and communication showing the persons agreement to.

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If you have 100% proof of what you say and she agreed the money was a loan and not just gifts, then since you have given her a 14 day LBA, get court papers in asap. Bear in mind that the decision will reside with the judge at the end of the day, and they may see it as gifts, especially the holiday one that you all went on together. Thats why full paperwork is very important.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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I have emails with admittance of debtAll cash transactions have been labeled LoanI have repayments from her regarding holiday labeled with the destinationI dont have a signed agreement but I think the above should be enoughI've just filed a claim with MCOL, in the end £105 to possibly get back my £2.2k is a risk i'm willing to take.

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Alright then, good luck. I'm still a bit sceptical about claiming for the coat/holiday, but perhaps worth a go if there is email correspondence referring to that being a loan. It is certainly worth a go if the bank transfer was labelled 'loan' and there is email evidence to indicate that it was agreed, at the time, that this was loan.

 

I think your approach is absolutely right. If your ex has tried to use the police to claim harassment, it is important that you do not try to talk to her by telephone about this. Simply keep everything about the court proceedings in writing and always keep a copy, so that you have a clear written record of what has happened if she tries to claim anything funny in future.

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  • 3 weeks later...

She has offered me an acceptable settlement, and I'd prefer that over going to court.I spoke to the MCOL helpdesk and they say we can set up an informal agreement which if defaulted will lead to a judgement.Could someone walk me through the process as the lady on the phone wasn't all that helpful on the details just referring me to the mcol website.

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The lady on the phone wasn't helpful because she's not legally trained and is not allowed to give legal advice and probably went beyond what she's allowed to tell you trying to help.

 

Anyway, she's referring to a Tomlin Order. If you search the forum you'll find plenty of examples. There is a £50 fee to get the Court to approve it though.

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It's great to hear that you've managed to settle.

 

A Tomlin Order is the clearest way to do it. But you can avoid the fee for that if you just get your ex to confirm the agreement in a short email or a letter - you would then simply withdraw the claim once you have received the money.

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I think I have to do a Tomlin Order. As she wants to pay it back in installments of £100 on a bi-weekly basis.

I Found a template that I used, and wrote out a Tomlin order:

UPON THE PARTIES HAVING SETTLED THEIR DISPUTE BY MEDIATION ON IT IS AGREED THAT:

1. XXXX shall pay XXXX the sum of XXXX by way of bank transfer on a bi-weekly basis of £100 instalments starting the 15th of May 2015.

2. The sum referred to in paragraph 1 is paid and received in full and final settlement of all between XXXXX and XXXXX, including interest and cost.

3. The contents of this agreement shall stay confidential between the two parties.

4. If the agreement is breeched by the respondent, it’s agreed that the original claim shall come into effect.

6. The Tomlin Order forms part of this settlement agreement. XXXXXX will file this Tomlin Order with xxxxxxx County Court by 22/05/2015.

 

She is still negotiating slightly on the full amount but we're so close in money terms it's not a problem really.Anything else I should include?

Also does paragraph 4 mean that if she defaults on the tomlin order, the full £2.4k would be payable and not just the agreed Tomlin settlement?

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Delete the reference to mediation, it doesn't sound like you used a mediator.

 

On paragraph 2 'costs' not 'cost'.

 

You need to specify the total amount that needs to be paid.

 

I don't understand what point 4 means. The words 'the original claim shall come into effect' are not clear, although they appear to suggest that the original claim would then be resurrected and go to trial if the Tomlin Order is breached - which would be a bit strange.

 

I would suggest deleting point 4 entirely and replacing it with either 'Each party shall have permission to apply to the Court to enforce those terms without the need to bring a new claim.'

 

You can also add 'If the Defendant fails to pay any of the agreed instalments on their due date, the agreed amount of xxx shall become immediately due and payable'.

 

You don't need paragraph 6.

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I think I have to do a Tomlin Order. As she wants to pay it back in installments of £100 on a bi-weekly basis.

I Found a template that I used, and wrote out a Tomlin order:

UPON THE PARTIES HAVING SETTLED THEIR DISPUTE BY MEDIATION ON IT IS AGREED THAT:

1. XXXX shall pay XXXX the sum of XXXX by way of bank transfer on a bi-weekly basis of £100 instalments starting the 15th of May 2015.

2. The sum referred to in paragraph 1 is paid and received in full and final settlement of all between XXXXX and XXXXX, including interest and cost.

3. The contents of this agreement shall stay confidential between the two parties.

4. If the agreement is breeched by the respondent, it’s agreed that the original claim shall come into effect.

6. The Tomlin Order forms part of this settlement agreement. XXXXXX will file this Tomlin Order with xxxxxxx County Court by 22/05/2015.

 

She is still negotiating slightly on the full amount but we're so close in money terms it's not a problem really.Anything else I should include?

Also does paragraph 4 mean that if she defaults on the tomlin order, the full £2.4k would be payable and not just the agreed Tomlin settlement?

 

My inquisitive side wonders what was in paragraph 5 that got deleted (as it jumps from '4' to '6')

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Paragraph 4 was meant to be that the claimaint could apply to have the full amount owed £2391 as a judgement if the respondent failed to deliver on their agreed Tomlin Order of £1,700.Is that not possible on a Tomlin?

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I don't think you'd need to say 'apply for judgment'. The Tomlin Order is itself a binding court order. I think the Tomlin Order itself should simply say something like that if payment is not made on X date, the Defendant will pay 2391 forthwith.

 

There is no Respondent here - only a Defendant.

 

Given the installment arrangement, the Tomlin Order would need to be very specific about when liability to pay the full amount is triggered. It can't be ambiguous. For example, if one installment is one day late, does that trigger liability to pay the full amount immediately? Or is there a grace period? Consider providing for a 7 day grace period on each payment and/or for at least 2 or 3 payments to be late, before liability for the full amount is triggered.

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All that needs is a simple 2 page Tom Order that's in proper court format. The first page headed Tomlin Order and say something along the lines of:

 

Upon agreement having been reached between the Claimant and the Defendant for settlement of the issues in this action.

 

By consent it is ordered that:-

 

1. All further proceedings in this action be stayed exept for the purpose of implementing the agreed terms set out in the attached shedule.

 

2. No order as to costs.

 

The second page to be headed SHEDULE detailing the agreed terms. End the last numbered paragraph with the words: Liberty to apply.

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THE SCHEDULE

MADE ON 12/05/2015 BETWEEN

(a) Mr XX of XX and

(b) Ms XXof XX

 

UPON THE PARTIES HAVING SETTLED THEIR DISPUTE BY NEGOTIATION ON 12/05/2015

BY CONSENT IT IS ORDERED THAT:

1. XX shall pay XX the sum of £1,700 by way of bank transfer on a bi-weekly basis of £100 instalments starting the 22nd of May 2015.

2. The sum referred to in paragraph 1 is paid and received in full and final settlement of all between XX and XX, including interest and cost.

3. The contents of this agreement shall stay confidential between the parties.

4. If a payment is missed by more than 7 days the defendant will pay £2,391 forthwith less any payments made under this agreement, in addition any statutory interest accrued since 21/05/2015 is payable forthwith.

5. Liberty to Apply.

 

I feel I'm being very lenient here, as she actually forgot to acknowledge service and I could apply for a default judgement. But she does live 5 minutes away, so things could become akward. I also agreed to this before I knew she had forgotten to acknowledge service so I feel it would be wrong to now backtrack.

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  • 9 months later...

Just an update on this, she has paid nearly half the owed amount.I think the remainder is £1200 or so I would have to check my records, however she missed another payment today. Ontop of about 4 missed ones last year. The ones last year I know the reasons for and have been cool about.However I was told today that she is not paying today, shifting the payment till next Friday. I wish to apply for the Tomlin to be enforced. Is there any pitfalls, anything that could get it thrown out? The court edited the tomlin slightly, so i'll get a scanned copy done and posted here as well just in case.

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As per the Tomlin Order you posted, you can apply for the remainder of the full 2,391 to be paid immediately, if a payment is more than 7 days late. You would do this using form N244.

 

If a payment due this Friday is paid next Friday, it is not more than 7 days late so wouldn't be enough to trigger further enforcement of the order.

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