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    • Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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    • Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Erudio claimform - old SLC loans - stayed - now N244 **WON SJ refused**


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Yes indeed and seeing as they state in their letter it was 2008 = SB

I suppose they could argue i contacted them after, however this was to dispute the fact they had ignored my requests therefore i had no choice to contact them. i dont believe this can reset SB clock

Thanks Andy,

Lets hope they are not successful for a 3rd time

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Scan redact and upload what you have received from the court please.

We could do with some help from you.

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 Appears to only be part of the Court hearing information that has been uploaded.

We could do with some help from you.

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urm so where is page 2 then......

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Im trying to upload but its stating there is a max file size of 293kb.  i'm trying but cant get it that small

the 2nd page is a generic page of the terms of the hearing, apologies i thought it wa incl. i cannot find how to do it

ok guys here you go, apologies, im not sure why i couldnt upload, sorry about that

 

 

n24 full.pdf

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cause nearly all of your uploads were at the 4.8mb limit.

you really should by now have learned how to do document uploads properly

using a pdf editor (of which anyone with a pdf editor can remove your blanking BTW! and see you pers detsails)...is not the way we recommend if you read our upload guide carefully... scan and redact each page as a jpg, redact in mspaint then convert all to one mass pdf using online sites listed in upload

 

your method makes huge 4mb files that fill your upload  limit up each time you upload.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Of course but it showed 3mb on my pc which was confusing me, and i did edit in jpeg then convert to pdf. i didnt know that! ill find another way.

 

how can i delete the upload then so i can redact another way please? i dont want to leave that online

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ive already tidied some of your upload no worries   you have space now

  • Like 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Back to the General Order/Directions....

 

Points 7 / 14 / 15 / 16 are of importance to you mostly of which you have already prepared for the previous hearing.

Point 9 you must action ASAP this week.

 

Another User had his defence struck out for not complying with this direction on time and now faces the inconvenience of trying to set a side the order.

 

Andy

We could do with some help from you.

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Thanks Andy,

 

Yes I have actioned point 9 already. Indeed I have pretty much prepared. But this is an application hearing not the hearing itself? I thought the application hearing was when the judge will consider the matter being reheard.

 

Typically in an application hearing what should I be saying?

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the debt is statute barred  - there is nothing more for you to say.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Quote

But this is an application hearing not the hearing itself?

 

Given that the court has directed that you submit statements/evidence.....I would take it as duel. Some courts will deal with the application and claim in one hearing....so be prepared for a full hearing.

We could do with some help from you.

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Although I do note that only 30 mins has been allocated...so perhaps just a hearing to consider their application....possibly.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Thanks Andy. Yes I recall the last application hearing, I was asked if i had anything to add, i tried to begin stating my defence in short, and I was stopped.

 

So typically with an application hearing, is there anything I can say? It didn't seem like I could say a lot, and more I was just there for the purpose of being present.

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You cant really object to an application to lift the stay...the court did reject the application for reasons which are rather strange and the claimant has corrected them with this new application. You can object to Summary Judgment part of the application as previously discussed with reasons and which you have previously prepared for. (statement /evidence).

 

Just the bundle prep thats different to the last hearing.

 

Normally for this application a court would not give directions for bundle preparation/Directions Questionnaires etc so I think the court may only look at the lifting the stay aspect of the application and disregard the Summary Judgment content...but that's my own personal assumption. 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Thanks Andy,

 

I'll be prepared for a full hearing nonetheless, just in case anyway.

 

They have made spelling mistakes and sent the wrong templates before, which i had to call and confirm. i followed the full process and erudio are completely in the wrong here. I just hope i can articulate this/and the judge sees that. i should have atleast been within my right to be granted deferment, which was denied by their ignorance and trickery. Hopefully the judge will be aware of the amount of cases and news articles relating to this.

 

So when you say its strange, you mean technically they should not have rejected the applications previously? 1st time was due to my WS stating SB. Second time was their lack of 'an application must contain a concise statement with reason as to why the claim was let stayed and why the claimant didn't proceed at the time'.

 

Thank you all again, i will keep preparing, much appreciated as always to you all.

Edited by patterns
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  • 4 weeks later...

Hi guys,

 

Just an update, application hearing is a few days away now, i have not received any PDF bundle from the claimant. Should i be concerned or do anything? i have tried calling the courts multiple times. Will keep at it.

 

Hi Andy, i know you mentioned normally in an application, a court would not give directions for bundle preparation/Directions Questionnaires.... im sure they didnt last time either, and that this is just a generic template they use

 

I will keep trying to get hold of the court

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HI Guys,

 

3.5 hours past hearing date/time and nothing. i have checked my email was received successfuly by the courts.

 

Is it normal for this length of delay? What would be the possible reasons unless the court were running late? Previously if they were running late, i got a call to inform me.

 

If the claimant didnt send details for the hearing, or failed to show for the remote hearing, what would happen? Previously they have called and had the claimant on the line before calling me.

 

Again trying the tel number and no joy. i may well drive down tomorrow.

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You win if no show

Prob wont hear till near 4pm end of day admin run before closing

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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