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Wonderwall1

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About Wonderwall1

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  1. MissHope, many thanks for your reply. My salary has been paid into my wife's bank account since I started with my current employer ( March 2011). Kind Regards
  2. Many thanks for your time to reply Basically I have been "off the radar" since Sept 2007. I have made sure that my name didn't go on ANYTHING, not even my email address. My salary has been paid into my wife account, mobile is in my wife's name, I just have our "savings" card and then funds are transferred back into it from the current account. I would like to know more about the mortgage shortfall, but I honestly couldn't even say who it was with!!!!
  3. Thank you dx100uk, very helpful, and yes the voters roll, my only concern was being "found".
  4. Ah right, but how I wonder, I know there are no CCJ's, and my current and previous address were unknown to all, so how would it show any debt from the address where all the debt was registered ( 1997-2007). I never received ONE letter in the 5 years I was there!!!
  5. Just a thought, if potential lenders only search the last 5 years, and nothing is on my report, do I even have to go into my situation? I mean they can only know from a credit check, and wouldn't they get the same details as me, i.e nothing?
  6. Thanks fkofilee, I did try this a while ago, however I think I may of messed it up as had letter from them saying I needed to call them as they couldn't verify identity etc etc, I think I applied using different address and it confused their system!!! I will apply for the £2 stat report using my current address + my previous 5 year address, but will this not be a true reflection as I was not registered at my previous address and I have not had ANY sort of credit since September 07? I would imagine it would come back completely blank!!!!!!!
  7. Hi all. Hope everybody had a good Xmas. Over the last few months I have been thinking long and hard about my financial situation, and more so how to get out of the renting circle and back into owning my own home. The facts are: Old Life 40 year old (male) Divorced September 2007 Marital home repossessed 4/08 ( I left 10/07 - Ex left 12/07) Repossessed due to no communication between her & I **NO EQUITY IN PROPERTY** House sold leaving approx. £20k shortfall - No paperwork/court case as our new address not known. Various unsecured debts with no communicat
  8. Hi everyone, Will be posting again soon regarding assistance on my situation in general, howver just incase any one is searching for an update on this, I can confirm I have received nothing further from Lowells. Regards
  9. Hi All, Hope I am not tempting fate here , but just an update to let you all know that since my last post I have not heard from Lowells at all. The CCJ for the debt is 6 years old on 16/4/14, so I am looking forward to that date!!
  10. True, I suppose they would of told the court in the application that my address was (dads). And again I am sure they would of mentioned the CCJ from the start (though I am surprised they haven't checked the registry). At the end of the day its been 2 months since the 1st letter from Lowells and they haven't mentioned the CCJ, neither have I had anything from the courts to my dads, also I am registered at my current address with HMRC Revenue, so I am sure the court could access that data for letter purposes. Thanks unclebulgaria, again ill keep you posted
  11. That's the thing, the CCJ was registered at my old marital home, not my fathers. If there is to be a hearing, I would never know about it unless I rang my local county court. I would never of seen the CCJ forms as I left the old marital home 3 months before CCJ granted and I could not imagine HFC requesting a hearing the same month the CCJ was registered?. If this is something to do with Lowells, would Lowells advise the court that my dads address is a "possible" to send any court papers too? Judgement obtained at a previous address, nothing registered to my dads whats
  12. Thanks for the reply - They told me it was transferred to my local court as soon as I gave them the reference number and before I could even give them any information, so I doubt they transferred it DUE to my call. They don't have my current address.
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