Motormile Finance UK RE:Mr Lender payday loan.

[BRIGADIER2JCS]

I wrote to Mr Sands regarding telephone harrassment and the fact that MMF rang my work and told the switchboard operator I was in debt and that was why they were trying to contact me and could they pass on to me that 'Mike' (the phantom collector) was going to be calling at my house! Mr Sands wrote back to say he would review my complaint and would replywithin 50 days. That was 138 days ago!!!

 

My guess is Sands is snowed under by complaints, so just make it worse, a formal complaint must be replied to within 56 days and must answer the complaint and amount to a final response, your are now free to report to The FOS.

[DT&FE]

onto it!

[toofiegap]

Hope you have informed the OFT. This company has gone downhill fast since Mr Sands gained employment there.

were they credible in the first place

[rippedoff15]

well just had email from MMF stating they will now accept the repayment plan from Mr Lender, and not the £623.56 they claim.

[BRIGADIER2JCS]

well just had email from MMF stating they will now accept the repayment plan from Mr Lender, and not the £623.56 they claim.

 

Well that's a result!!!

[renegadeimp]

Still need to chase them up about contacting you at work and the fact they tried to extort more money from you

[DT&FE]

Here is the latest offering, by email:

 

"We note that we have not heard from you in response to our earlier communications. Your file is shortly scheduled to be transferred to one of our Home Visit Divisions. We are happy to try to resolve this matter without conducting a Doorstep Visit and would ask you to contact us by telephone or email to discuss repayment terms. Please note that if we do not hear from you, then you will be visited to assess your personal circumstances with a view to passing your account to our Legal Department. We would, lastly, advise that if you are able to make a lump sum settlement offer, then we would be willing to allow a 25% discount on the outstanding balance and to waive the default costs and interest that have not yet been added to your account balance"

 

They have been told in writing to stay away and in this missive they have admitted that they are going to add default costs and interest if I do not take up their kind offer!!!

[dx100uk]

muppets.

 

home visit devisions..

 

who's he kidding!!

 

one man sending threat-o-texts pretending to be a country wide business

 

hehehehe we are laughing at you MMF.

 

dx

[drob]

I have had the pleasure of a MMF home visit so they do exist.... he scuttles up your path, knocks on your door and hand delivers you a letter. He then scuttles back to his car and from the safety of his car takes a photo of your house to prove he's called.

[rippedoff15]

They have got to be joking now, QQ payday have sold the old loan to MMF, I have been trying to get QQ to arrange payment plan on a loan of 350.00, and today this is the email from MMF ( looks like they have purchased debts from other payday lenders ). where do I stand as QQ refused a repayment plan and MMF demand more, just feel like writing and say see you in court

 

 

Our Ref: M

Quick Quid Payday Loans

Debt Value: £1,004.00

We note that you have not responded to our previous communications.

Your continued default will shortly be reported to all 3 major credit reference agencies and this will make it hard for you to obtain credit in the future.

 

The file is now being prepared for a notice of default to be issued and then for a Doorstep Agent visit to your property to try and resolve the matter.

 

 

If you wish to deal with this matter, please contact our office and one of our representatives will happily go through the matter with you to reach a repayment agreement.

 

PLEASE DO NOT IGNORE THIS MATTER AS COSTS AND INTEREST WILL SHORTLY START TO BE ADDED TO THE ACCOUNT BALANCE AND WILL GREATLY INCREASE THE AMOUNT YOU WILL HAVE TO PAY.

 

Please Contact us NOW on: 01138 876 876. Quoting reference

Pre-Visit Collections Dept.

MotorMile Finance UK Ltd.

[BRIGADIER2JCS]

This sounds like another totally false claim in reference to the placing of a default RO, check CRA files QQ should have defaulted the account before sale to MMF.

This needs close watch as MMF may well attempt to place a default from the date on which they acquired the account.

I'm travelling at the moment, but can draft a letter later when I get home if you wish.

[toofiegap]

I have had the pleasure of a MMF home visit so they do exist.... he scuttles up your path, knocks on your door and hand delivers you a letter. He then scuttles back to his car and from the safety of his car takes a photo of your house to prove he's called.

it wasn't a flash blue one was it as these muppets despite being told that I no longer lived there turned up and in this instance the twollie was extremely mouthy to an elderly ex neigbour pretending he was a bailiff and was photographong the old house.

[drob]

No, it was a Red car & the guys name was Tim.

[toofiegap]

tim thick and dim LOL

 

this is the e mail my mate sent when that guy called his name was Karl

 

orry my first email is such a one but a very unpleasant, huge chap pulled up outside half hour ago and was banging on your old door. I ventured to tell him the people living there were away - as they are in Poland getting married - and he said did i mean Rose. I said you didn't live there anymore and had been gone 3/4 weeks but I had no idea were too as we were away at the time (true). He asked was I sure (yes) and said "never mind we;ll put a trace out".!!! Don't like the sound of that so thought I'd best let you know. Hide all your stuff as I'm sure, thinking about him, he's a bailiff!

Good luck. Let me know how you are and get on. How is Buffie bless her

 

I knew no bailiffs as we had absolutly no debt warrenting bailiff action she went on when actually chatting to her that he was very manacing taking photos and threats of stalking. I got hold of his mobile number and boy did he get a mouthful from me, The mr Page sent me a mail stating that I was violent and threatening to him verbally. AAAAAAAAAAAAAAAAAWWWWWWWWWWWWWWWW Poor thing a 5'2 girly told him to go away and hee was scared LOL

Edited July 8, 2013 by toofiegap
add ons

[rippedoff15]

Hi Brig,

 

Will check my credit file asap, to see if QQ listed default, will let you know asap , also MMF have called my mobile 6 times today regarding the QQ claim and the Mr Lender loan as well. first they call regarding the QQ hang up and then call regarding the Mr Lender account. did write to MMF about the Mr Lender claim and had no reply from MMF.

[BRIGADIER2JCS]

Ok RO, I'll stand by for the information then we'll go for them.

[rippedoff15]

Hi Brig,

 

just tried Noodle and they could not find my report, will renew membership regarding credit expert on Friday when I have funds. Last time I checked QQ never listed default in fact nothing at all regarding the debt and the debt is from 2010, I know its old but trying to sort out as its been hard life over the last few years. But will get it sorted fingers crossed.

[BRIGADIER2JCS]

Hi Brig,

 

just tried Noodle and they could not find my report, will renew membership regarding credit expert on Friday when I have funds. Last time I checked QQ never listed default in fact nothing at all regarding the debt and the debt is from 2010, I know its old but trying to sort out as its been hard life over the last few years. But will get it sorted fingers crossed.

No problem I'm here when needed!

[DHSF]

Hi all,

 

I was dealing with Gothia regarding a debt I owed a while ago (three years ago) which I totally forgot about. It was my fault for forgetting. Gothia hadnt responded or had no interaction with me for the past two years.

 

Last week MMF got in touch with me and suggested that they now own the debt, me being suspicious I requested they send me evidence to suggest that the debt has been passed onto them. They sent me 'evidence today' stating that they have been assigned the debt from Mackenzie Hall (never ever been contacted by them EVER) and the letter was dated 9th July 2013 i.e. TOMORROW. It was also on their own letter head and everything. It appeared more a declaration which was obviously factually incorrect (mackenzie hall never had the debt it was Gothia)

 

Three things,

 

Firstly - does this sound dodgy? seeing as I have never ever had contact from Mackenzie Hall EVER.

Secondly - when I had informed them about correspondence with Gothia, MMF mentioned that they recieved nothing from Gothia - if my debt has been assigned to them surely they would have my file with all the correspondence?

Thirdly - I have a default against my name for the debt, can MMF change the default date to, for example, today? Or is the default date the original date?

 

I am hesitant to pay MMF and have been hard hitting with them informing them that I have my supsicions of fraudulent behaviour and would like additional clarity.

 

Many thanks

[BRIGADIER2JCS]

Hi anything emanating from MMF is very suspect.

 

MMF CANNNOT change the default date!!

No MMF will have absolutely minimum data, your name and address, account details amount outstanding.

Send MMF a CCA request addressed to Mr Rob Sands Compliance Director, £1 PO or cheque for statutory fee marked clearly for 'statutory fee only'. Use the template from the CAG library, they have 12 +2 working days to comply.

Disregard their delusional threats of authority they are just a 3rd rate DCA/ cum debt purchaser.

[DHSF]

Many thanks Brigadier. Most helpful. Will be sending the letter with a fee of £1 tomorrow.

 

They seem to be a bit better than MHB haha - I know I know Camel sh*t v horse sh*t

[DHSF]

Sorry Brigade, quick question, you say they cant change default date but if the debt was assigned to them and they are now the new owners of the debt - they cannot add themselves as new owners as the defaulted creditor with eg todays date?

[BRIGADIER2JCS]

Many thanks Brigadier. Most helpful. Will be sending the letter with a fee of £1 tomorrow.

 

They seem to be a bit better than MHB haha - I know I know Camel sh*t v horse sh*t

##

 

More like Bull Crap V the Millenium Mega DUMP!!

[BRIGADIER2JCS]

Duplicate post

[BRIGADIER2JCS]

Sorry Brigade, quick question, you say they cant change default date but if the debt was assigned to them and they are now the new owners of the debt - they cannot add themselves as new owners as the defaulted creditor with eg todays date?

 

Absolutely NOT!! Totally NO!