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    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Being made homeless due to Job Centre


Casper's Ghost
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as caspers ghost was sanctioned under the old sanction rules hardship is not payable for a work program sanction.

several people have advised to make a claim for housing benefit and council tax benefit and he did make the claim, posted above that he will be entitled to £50 per month and his dad will make up the difference.

I think Casper needs to go back to the council and request a reconsideration of the amount of help he is currently receiving towards the rent.

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When your sanction ends as long as you have no further additional sanction then yes your payment will start again from the day after the sanction exhausts, but you won't be paid until the normal payment would be due following your signing at the JCP.

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Went to Job Centre today, and asked the woman at 'reception' if I am entitled to a crisis loan. She said she thought not. But I can write a letter to them, which I am trying to sound good. But think I failed in that.

Forgot to tell her that I live on my own. And in this weather am glad I am staying at mum's as I would be in hospital if I was there. Also got an inspection for Monday but was never told of this when I looked at the flat and when I signed the tenants agreement. Didn't even know I had to. Would they ask if I was unhappy with the flat? Or if there is anything else? I haven't been able to close the front door from the inside.

And will they say something about the carpet? He said he would clean it but never did.

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Hi Casper. It's usual to have an inspection every six months, and sometimes as often as every three months, when you live in a rented property. It's certainly nothing unusual.

 

If there are problems with the flat, it's an ideal time to bring them up, and I would certainly suggest that you bring up the fact you can't close your front door - it's a security issue. You could certainly mention that the carpet still hasn't been cleaned, but if you have no electric at the property they aren't going to be able to rectify that for you.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

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You would have to check your tenancy agreement for the amount of notice that you are required to give, Casper. It's usually 8 weeks, and the notice period should end the day before your rent is due - e.g. if your rent is due on the 3rd, your notice period should end on the 2nd.

 

As I say, check your tenancy agreement then come back to us if you have any problems.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Casper, I really don't want to upset you but it really won't matter what you write in the letter.

This is the only way I can try to explain and I apologise as no offence is meant here.

As you are subject to a sanction of your benefit criss loans will not help you as you did something to dtermine that a referral was made to dma resulting in the sanction. Unfortunately the social fund state that by receiving a sanction you have put yourself in a position of crisis and this means they cannot help you.

 

The people you see in the JCP are not processing officers in fact a lot of them have never processed a benefit claim or even have any benefit knowledge or experience so they can advise that you can try but we are not allowed to say you won't get it when you are in the office. I have never processed social fund but I have processed IS and JSA many years ago and this crisis loans unable to pay during a period of sanction was in place then and is still the same now.

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http://www.dwp.gov.uk/docs/social-fund-guide.pdf

 

Direction 17 – Sanctions and disallowances

Direction 17

77.

Direction 17 restricts the CL awards which may be made in specified circumstances to expenses that arise as a consequence of disaster or in respect of fireguards or items required for space heating or cooking.

 

At least you can claim heating expenses I think.

"Ask not what your country can do for you, ask what you can do for Poundland"

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Good question. That's something you'd have to check with your dentist - I know some dentists only treat nhs patients in receipt of particular benefits - for example, tax credits.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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Casper I've already stated that all you need to do is to complete form HC1 whih you can get from your JCP or health professionals and they will make an assessment on your circumstances.

As you are not entitled to receive JSA due to your sanction you need to ensure that you do complete this form as they are checking declaratios on presrciption for those stating that they are entitledto free prescriptions and there have been threads previously about being pursued for a penalty charge for false declarations.

http://www.nhsbsa.nhs.uk/DentalServices/Documents/penalty_guidance.pdf

In order to prevent this please get hold of HC1 and complete it to cover yourself.

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you can still access free NHS care however you cannot automatically receive free prescription which includes dental and optical treatment, you will have to obtain and complete the HC1 asap or you could end up with up to a £100 penalty fine for claiming a free prescription earlier in the week.

They were completing a 100% check on all free prescriptions via benefits recently so get that form and complete it.

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Get the HC1 asap and send it off asap.

On the back of the prescription it ask if you are in receipt of Income Based benefits and at the moment you aren't :( if you ticked that box then they could argue a false declaration was made but if you get HC1 sent off you may be ok.

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