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    • Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
    • No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
    • is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Did you ever send a SAR to halliprats? It might be useful as you can see exactly what they got, and u can start reclaiming charges and any ppi back. Also send 1st crud the account in dispute letter and remind them that the unlawful processing of your information is a breach of your human rights, bet they run away as soon as they realise you ain't no mug.

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Nope never done a SAR ,,I will prob have more original paper work than they have got :)There is no PPI If only a little..The amount is now over 16000..the limit was only 14.400 so deff charges ;)

 

Is it ok to email them ?? my ink has run out ..OH said he could print letters off at work But would rather get it started than wait a while ?

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I'd send them a SAR and get everything they have, which is more ammo for you, and make sure you ask for all copies of notice of assignments, default notices, termination notices and all phone call logs, and everything they hold on u and get reclaiming those charges. It'll keep them busy.

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Can I just SAR 1st Credit..Has they have now brought the debt ?? shouldnt they have all the paper work ?

 

No all they get is a CD/DVD with a list of accounts and names then send out the threats etc. They don't bother with paperwork until someone demands it.

 

dpick

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They do need to have paperwork, the fact that they issue sd's like confetti just goes to show the abuse of the processes and used to scare people into paying up, challenge them and get costs, if they do it often enough to u they could end up paying your debt off lol

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Checked CF nothing new ..Halifax still own the debt accordin to Noodle( But todays mail says 1st cred own it ..Got a NOA too which 1st cred have obviously printed out themselves ;) ..No CCJs or anything else to report ;)

 

Well if thats the case about the SD 1st cred will make me BR for a citi card..Then wont have to bother with the Hlifax account ..Its so confusing.com ;)

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  • 4 weeks later...

UPDATE

 

well 1st Crud have replied with sending me a n Application form (the same one that all the DCs and Halifax have sent ..but this time has a new set of T & C with it ..I didnt ask for the CCA from Crud..I sent them a letter saying it was still in dispute with the OC and has been since 2008 ..I take it I should just ignore?? ..Im sure Ive read on CAG that if halifax thought they could get their money ,,They would of done so years ago..Its been passed the parcel for 4 years now ..About 5 DCA have tryed to collect..I know 1st crud are issuing SDs ..shall I just wait and see if one turns up : ??

 

Thanks Guys

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Did you send the SAR off to haliprats, if so then you can tell 1st crud that the dispute is on going with the OC and you are awaiting information from them. Make them aware that until the dispute is resolved they should not be passing accounts on in dispute and should they try to enforce you will defend and counter claim for distress caused.

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