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Lowells/Overdales Letter of Claim - OH's old EU Paypal debt


sharkieuk

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My Wife has today received a 6 page letter of claim from Overdales regarding a Paypal Credit Debt, with "30 days to prevent legal action".

She took this out in 2016/17.

She had been paying it off with Paypal up until 2020 and stopped the payments.

She received a letter from Overdales in 2022 (ignored) and heard nothing since, up until the last 2 or 3 months she has been bombarded with letters, phone calls and texts from Lowells (again ignored).

We have been married 5 years and the letter is addressed to her maiden name.

Does she just reply using the tick boxes or do we need to send them a separate CCA request?

 

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Thread moved to Debt Collection Agencies Forum.

I'm pretty sure a PP Credit debt of that age is under PayPal EU and is out of jurisdiction but I've flagged this for my site colleagues to advise further.

 

.

 

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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ive just merged an older thread but i see that was you? as this recent PAPLOC is for your wife?

did your wife get PP credit as well or is this the same A/C?

as for any PAPLOC reply to lowells.

hit letter of claim

follow post 2

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No, this is her own account. Nothing to do with mine.

In the background to your debt it is listed as "an agreement with PayPal Europe Sarl & Cie SCA"

on the 1st page of the letter from Overdales it states that their client is Lowell Portfolio

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ok ive unmerged them.

yep 

just follow post 2 of letter of claim

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

PDFs and posts merged.

Lolerz

  • Like 1

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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Share on other sites

thread tidied.

not sure why you uploaded the same 29 pages 3 times in one pdf?

anyway all sorted above.

thats the usual rubbish they trot out, EU agreement not under our jurisdiction

simply hoping people wet themselves and cough up blindly.

see the lowell paypal claimform threads already here.

they've either discontinued claims or leave a claim stayed hoping people move then go for a backdoor Judgement.

payment date is immaterial still within 6yrs so not yet SB'd

and i see no Default Notice there either.

your is not the next move.

dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Lowells/Overdales Letter of Claim - OH's old EU Paypal debt

and moved to online stores forum.

plenty of previous lowell pp threads to read here

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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