lloyds claimform - old tsb debt - Lost Case - agreed variation order - but DCa's keep still chasing to up agreed payments

[L1882]

I've had one of these also (see separate thread)

 

In terms of mine Lloyds do appear to have sold one debt that is subject to a court order but the Moorcroft one says transferred not sold whilst the other one does say sold - I think the point I'm getting to is it appears they can sell on debt that is subject to a CCJ but going off the other threads and my own it looks like Lloyds are sending a large number of older debts to Moorcroft.

 

Do you know thinking about this I may write to my MP and complain - after all the bank is part public owned (about 43% I think), surely it should be doing all it can to help us? Yeah right, and pigs might fly.

[dx100uk]

ofcourse a creditor can sell a debt subject to a CCJ or a CO . GM

 

 

but until you get a notice of assignment you ignore the fleecing dca's.

 

 

as for the dead persons debt

I would have had more fun with that one...

 

 

get him to repeat that on film ... arrested my foot, !!

[The GodMother]

I called the police l did not need the stress. They had been told enough but the police said they denied any knowledge of receiving the letters back. I told the police that l would want the person arrested for breech of the peace if he came here again.

 

When the police officer got back to me they seemed to no that they were a bunch of chancers as he was arrested at a neighbours round the corner who had moved in a week before me and the person had moved to a nursing home but been told. The guy has not been back since and Moorcroft has gone away.

[dx100uk]

really little tike

[Dorabell]

well it as arrived letter from moorcroft telling me to get in touch cancell all standing orders the account will be managed by moorcroft and not lloyds they want a new payment plan

[AndyOrch]

well it as arrived letter from moorcroft telling me to get in touch cancell all standing orders the account will be managed by moorcroft and not lloyds they want a new payment plan

 

Shuddering...perish the thought

 

How are you Dora..long time no chat.

 

Andy

[Dorabell]

hi andy i am ok thanks i now it looks as if its starting all over again

[AndyOrch]

Not if Moorcroft have got their hands on it

[Dorabell]

thanks

[Dorabell]

well another letter arrives today from moocroft:-)

 

 

we acknowledge receipt of your recent payment against the above debt which we note was made direct to our client,

we would refer you to our recent letter which informed you that we are now responsible for the collection of your account and would therefore ask you to contactact us within 7days of the receipt of this letter with an offer of payment

 

 

it is inportant that all future payments are made directtly to us in order that we can ensure that your account is adminsterted correctly

this will assist in ensuring that no further collection activity will recommence

any payment must be attached to this letter and made payable to moorcroft ltd alternatively please contact deatails below

[dx100uk]

nope off and bugger Moorcroft

you don't own the debt

 

 

dx

[The GodMother]

Dear Moorcroft idiot.

Thank you for you letter dated xxxxx.

I DO NOT ACKNOWLEDGE ANY DEBT TO MOORCROFT.

As per the court order dated xxxxx l will continue to pay lloyds at the rate of xxx.

Please find enclosed a copy of the order

Should you send any more letters to me they will be return to u with a brick attached.

Regards

Dorabell

[The GodMother]

hope your well Dora. l would just tell them to foxtrot oscar but do what u think is best

 

Love GM

[Dorabell]

 thanks yes thank you hope you are well to

[Old Cogger]

carry on regardless paying OC not = Moorcrap

[Dorabell]

thank you will do

[Dorabell]

another letter

we do not appear to have received any contact from you in relation to our previous letter

we have now taken over the administration of the repayment account on behalf of lloyds bank plc

(they said that in the last letter )

we understand that you previously had a plan in place and we can confirm that we are happy to continue with this arrangement( yeah right) please contact us in the next 7days so we can confirm the repayment details and discuss your preferred method of payments

we must point out that we are committed to attempting to help you re-establish your previous arrangement or to agreeing an alternative arrangement that you can afford and maintain

How ever if you do not contact us you may leave us no option but to recommend to our clients that they consider taking further debt recovery action against you ( they already have taken this to court )

which we will involve us making further attempts to contact you via letter and telephone calls please do not ignore this letter if you need assistance please contact us

are these letters for real

[Guest]

they still dont own it then....

as the guys, carry on paying as per the court inst order, to loyds?

[L1882]

I shall await my version of the same letter Dora with baited breath

[midastouch154]

Dorabell - did the SAR give you any useful information? I'm in a very similar situation to you with LTSB - see my thread. Just got another letter from Moorcrap this morning noting that I've paid their client direct and not them. Shame.

[Guest]

not doing anything wrong in paying as per a court inst order.

until a 'third party' actually owns a judgment, then tough..not much that they can do without owning the matter.

[Dorabell]

im going to keep paying lloyds per court order telephone calls have started now

[Guest]

are you minded about the tel calls?

if so, could consider writing to them telling them comms in writing only, remove any tel numbers, you are complying with the courts inst order....?

[AndyOrch]

Topic opened

[Dorabell]

hi all

 

i haven't been here for a while still having crap with these people sometime  in 2019 had another letter want to review your account,  sent them a nice letter  explaining that this was being paid through the courts and not to contact me again as i was going through cancer i did not need the stress

 

then in dec 2019 then i got a call from a lady from lloyds about the complaint i had raised i told her that i do not want any more calls because off all the stress i was under with my treatment, she said she was going to make a note to say i was receiving treatment for cancer which i thought that would be the end off this matter,  i received a letter from lloyds bank thanking me for taking time to speak to me about my complaint  

 

here goes 

 

Im sorry for any upset or inconvenience you have experienced I understand you are concerned about the letters you are receiving from moorcroft you want the letters to be stopped as you are making regular payments per month agreed by the court

 

My Decision

im holding your complaint on the service provided

 

My findings 

i can confirm we have contacted moorcroft and the have explained the reason you have received the review letters is they were not aware the variation order was still in place with the court

 

they have confirmed they will be writing to you to confirm the payments are being received as agreed with the court

 

if i have any queries with regards to your account you will need to contact moorcroft direct which i never heard anything else till today 

 

hounding me again with one of their review letters

 

we now you are making regular payments, we want to ensure this remains appropriate any change to your financial or personal circumstances

 

if there is no change there is no need to contact us at this time

 

they're still hounding me  

the'rey lucky to get payments at all as i lost my job last year

 

what do you make of this