Jump to content


  • Tweets

  • Posts

    • Hi @Kyosanto thank you for the response, that’s extremely helpful! Thank you! 
    • Given the evidence you have provided it should hopefully be a formality, the WS is ready to go and their case is torpedoed below the waterline.
    • Hey @Rubixcube sorry that I am a bit late to the party but to look into your issues, could you explain in a bit more detail what happened? I did not know that either before you mentioned it, but it seems indeed that Booking.com holidays are just a mirror site for lastminute.com and therefore the exact same thing... Good to know because Last minute is an awful OTA. It actually doesn't seem to be a big secret. If you click the link below (which is the main link from booking.com home page, and has lastminute written in it!) you will see the slogan "Booking.com Powered by Last minute" on 3 separate areas at least within the same page! Just a moment... BOOKING-DP.LASTMINUTE.COM Anyway, do let us know what exactly happened and we can try and see who you should be claiming from.
    • post re submitted  we are quite secure with that. it's ok to it here  you need to formerly WRITE to BMW AND to the finance co. (who is?) and REJECT the car under your short term right to reject. 100's of threads here on Big Motoring World, and they scammed you out of a useless warranty too, you dont need it ever, CRA covers you for FREE. dx  
    • Hey there, as the plane went tech you are entitled to the £520 x2 compensation under EC261. This is a clear cut case. Just claim straight with Virgin. However you are not entitled to a full refund, since you were eventually flown to the final destination; of course that second flight should have been totally free of charge; if not you must bill Virgin for it. Your mum+sis are also entitled to full reimbursment of taxis to and from the hotel, as well as meals+refreshments that they had for the entire duration of the unexpected stop, including both at the hotel and airport. (Just stay reasonable: no claiming for 49 pina coladas at the beach bar) Was their luggage returned to them during the unexpected stop? If not they may also claim for any toiletries and clothing that they had to purchase during the night stop. I understand the hotel has already been paid for, just don't forget the rest. Hopefully they have kept the receipts. Otherwise bank statements should do the trick. You need to claim for this in addition of the £1040 Other than the above there is no statutory compensation due for missing out on 1.5days of holiday. You could however talk to someone at customer service and make a polite request to extend your stay by another couple days and see if they will do it for you free of charge (providing they have space). Or if not, you could possibly get some token gesture of money back or voucher off your next holiday. It's worth trying. That you paid £700 for a name change is unfortunate but it's completely unrelated to the situation at hand. Above all I hope they don't worry too much about this mishap, and make the most of their holiday. Compensation is practically guaranteedwhen they are back. Just tell them to save all receipts they have and don't worry about the rest until they're back!
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Pounds Till Payday


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4494 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,Has anyone any experience of pounds till payday. I've got myself into a mess and have a loan i can't repay.Do they accept repayment plans easy, and will they tell my employer etc?Thanks for your help!

Link to post
Share on other sites

As soon as I defaulted I let them know, I asked them not to call me at work but gave them my mobile number. They called about twice a week on my mobile and after about 2 months sold it onto a DCA - clarity. They were fine, they accepted a payment plan at once.

Link to post
Share on other sites

PoundsTillPayday have passed my loan to Clarity and I have set up an arrangement with them. They didn't phone me at work. Just make sure you return their calls asap- they were fine to deal with. Took them 8 weeks for them to pass my account to Clarity! After defaulting, I received 3 or 4 calls and then one shortly before I defaulted. I found them polite and reasonably friendly to deal with. They will just keep saying that they will only accept an arrangement over three months. The arrangement I have with Clarity is for much longer than this and was set up with no problem.

Link to post
Share on other sites

OP dont bother with PTP..i found them rude, and kept refusing offers of payment . I waited until Clarity got in touch , I too have always found them to be polite, friendly & helpful & agreed to a payment offer straight away. they are definitely one of the nicer DCA's

Link to post
Share on other sites

  • 4 weeks later...

Pounds Till Payday will not contact you at work if you tell them not to do so. Just give them a call on 08000 327 655 or send them an email (customercare@poundstillpayday.co.uk) and explain your situation and see what they reply. Advise them that you wish to keep all communication in writing and that you are willing to come to an arrangement. It’s all part of the OFT guidelines. They will be able to help you out with this.

Edited by Erica11 - Swift
Link to post
Share on other sites

  • 2 weeks later...

Responce from PTP...

"Thank you for your email.

 

We acknowledge receipt of your e-mail which we have forwarded to our Payment

Services Department for their attention.

 

Kindly note that Payment Services are only available via phone and would not be

able to answer queries via email therefore we encourage a call to them at your

earliest convenience on their freephone number 0800 234 69 55, their hours of

operation are 8am to 7pm Monday to Friday and 8am to 5pm on Saturdays.

 

Thank you for choosing Poundstillpayday.co.uk

 

Kind regards

 

Una

Customer Care Representative"

Can i inisit on written communication, or do i have to phone them?

Link to post
Share on other sites

No, you do not have to phone them, that email needs to go to the OFT, PTP are playing games with you, remember they are based in Malta and their 'agents' are paid on a heavy commission basis, therefore they will try to get the most they can out of you on the phone.

 

Email them back and state "Should you phone me all calls are automatically recorded and a confirmation email will be sent detailing the discussion immediately after the call. What is wrong with email?"

 

Apparently their 'agents' cannot contact eachother by email and cannot send emails to PTP.... sounds a bit suspect to me.

Link to post
Share on other sites

  • 2 weeks later...

hi, was wondering if anyone could help as many seem to have had experience with PTPD. i defaulted a month ago and after offering a payment plan which they rejected i have waited on them passing to as collector as many have advised on here. they have now sent my loan to a collector but unlike others it is CRS not clarity. CRS have been phoning several times a day and despite speaking to them and returning calls they are refusing to accept any kind of payment plan and are threating CCJ's? Also they even suggested that if i could repay the full amount by the end of the month i could just reloan?? Not good advice i think but if anyone has any help it would be really really great.

 

Sorry for jumping in this thread just thought since it was PTPD related perhaps someone could help.

 

:|

Link to post
Share on other sites

Wait till Mark Harrington starts calling you, acting macho with his funny Irish accent lol!

 

Until I missed a payment with PTPD they were fine, then Mark involved himself and found it amusing to call me at work and put the phone down. Work wern't too amused and politely asked him to shove off, followed my me emailing him and telling him to instead of threaten me go the whole hog and take me to court.

He never did, and never contacted me again... I'm not one for avoiding debts but sometimes these people need to be told straight, in this instance nothing more has been done.

Link to post
Share on other sites

No, it is highly unlikely that they will go to court, they actually may not have jurisdiction anyway to take somebody to court as they are based in Malta.... if they tried to take you to court you have a better defence than their vexatious claims.

 

I have only known two companies to take people to court and have written simple defences and only one has won because the person did not enter the defence. It is known as judgement by default (and should be abolished on claims under £2,000 imho).

 

As far as the law stands you only owe the original loan and one months interest.

 

If you borow to repay this one you will end up borrowing to repay THAT one. I have known people to end up with 15 payday loans.....

Link to post
Share on other sites

  • 5 months later...
  • 2 months later...

Has anyone had any experience of CRS and PTP recently. I am dealing with CRS and all I am getting is "pay now, or pay the balance within one month - if you dont we will issue proceedings but if you want to you can always reloan". Not keen on any of those options but happy to set up a proper repayment plan. Having said that I can't risk them coming good on their issuing proceedings threat.

Link to post
Share on other sites

Try not worry, this might be an good thread to check out

 

http://forums.moneysavingexpert.com/showthread.php?t=3633969&highlight=crs

 

 

Seems like they play ping-pong between the collection agencies so keep a good record of absolutely everything

Happy to share my experience but for your own protection, please check and double check what myself and other Caggers inform

...

“Nothing in this world can take the place of persistence.”

 

:-)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...