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    • Thank-you dx, What you have written is certainly helpful to my understanding. The only thing I would say, what I found to be most worrying and led me to start this discussion is, I believe the judge did not merely admonish the defendant in the case in question, but used that point to dismiss the case in the claimants favour. To me, and I don't have your experience or knowledge, that is somewhat troubling. Again, the caveat being that we don't know exactly what went on but I think we can infer the reason for the judgement. Thank-you for your feedback. EDIT: I guess that the case I refer to is only one case and it may never happen again and the strategy not to appeal is still the best strategy even in this event, but I really did find the outcome of that case, not only extremely annoying but also worrying. Let's hope other judges are not quite so narrow minded and don't get fixated on one particular issue as FTMDave alluded to.
    • Indians, traditionally known as avid savers, are now stashing away less money and borrowing more.View the full article
    • the claimant in their WS can refer to whatever previous CC judgements they like, as we do in our WS's, but CC judgements do not set a legal precedence. however, they do often refer to judgements like Bevis, those cases do created a precedence as they were court of appeal rulings. as for if the defendant, prior to the raising of a claim, dobbed themselves in as the driver in writing during any appeal to the PPC, i don't think we've seen one case whereby the claimant referred to such in their WS.. ?? but they certainly typically include said appeal letters in their exhibits. i certainly dont think it's a good idea to 'remind' them of such at the defence stage, even if the defendant did admit such in a written appeal. i would further go as far to say, that could be even more damaging to the whole case than a judge admonishing a defendant for not appealing to the PPC in the 1st place. it sort of blows the defendant out the water before the judge reads anything else. dx  
    • Hi LFI, Your knowledge in this area is greater than I could possibly hope to have and as such I appreciate your feedback. I'm not sure that I agree the reason why a barrister would say that, only to get new customers, I'm sure he must have had professional experience in this area that qualifies him to make that point. 🙂 In your point 1 you mention: 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver. I understand the point you are making but I was referring to when the keeper is also the driver and admits it later and only in this circumstance, but I understand what you are saying. I take on board the issues you raise in point 2. Is it possible that a PPC (claimant) could refer back to the case above as proof that the motorist should have appealed, like they refer back to other cases? Thanks once again for the feedback.
    • Well barristers would say that in the hope that motorists would go to them for advice -obviously paid advice.  The problem with appealing is at least twofold. 1] there is a real danger that some part of the appeal will point out that the person appealing [the keeper ] is also the driver.  And in a lot of cases the last thing the keeper wants when they are also the driver is that the parking company knows that. It makes it so much easier for them as the majority  of Judges do not accept that the keeper and the driver are the same person for obvious reasons. Often they are not the same person especially when it is a family car where the husband, wife and children are all insured to drive the same car. On top of that  just about every person who has a valid insurance policy is able to drive another person's vehicle. So there are many possibilities and it should be up to the parking company to prove it to some extent.  Most parking company's do not accept appeals under virtually any circumstances. But insist that you carry on and appeal to their so called impartial jury who are often anything but impartial. By turning down that second appeal, many motorists pay up because they don't know enough about PoFA to argue with those decisions which brings us to the second problem. 2] the major parking companies are mostly unscrupulous, lying cheating scrotes. So when you appeal and your reasons look as if they would have merit in Court, they then go about  concocting a Witness Statement to debunk that challenge. We feel that by leaving what we think are the strongest arguments to our Member's Witness Statements, it leaves insufficient time to be thwarted with their lies etc. And when the motorists defence is good enough to win, it should win regardless of when it is first produced.   
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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DCA Declares me dead!


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I have just had a letter from a DCAs lawyers addressed to the "Executor of the estate of the late Mr.XXXXX (me)"

 

"we have informed by (DCA) that they have received information that Mr.X has sadly passed away"

 

its a letter/glossy leaflet entitled "understanding the probate process"

 

 

1) Firstly im not dead nor could the possibly have any info that says i am

 

2) I have been in contact with the unnamed DCA clowns over this debt on several occasions and am still at the same address

 

3) They took me to court over this debt 4 years ago and didnt even bother to file proper directions so it was struck out

 

4) Its long since statute barred

 

 

its not the nicest thing to read about your own death !:mad2:

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Report this to OFT and Consumer Direct. Also the SRA as it is from a solicitor Have you actually sent an SB letter? If so, they should not be contacting you at all even if you are dead!! Unbelievable!

Please support CAG and they will support you.

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Not the first time this has been reported here.

This is a matter you should be reporting as advised.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hmmm that could be taken as a threat, if I wrote a letter to someone I didnt like along those lines it would be looked at very seriously by the police.

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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Who are the DCA/Solicitor who have written to you ?

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Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

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3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

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2: Does your Bank play fair - You can force your Bank to play Fair with you

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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You have a right to be worried and distressed by this, what if you were in ill health or had a dickey ticker? You could have had a heart attack. I think that you should name and shame these bamps.

Please support CAG and they will support you.

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I would write to them and put it, as Mark Twain did, that "reports of my death are greatly exaggerated".

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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and add 'a report is going to the folowing authorities....

 

OFT

Trading Standards

Ministry of Justice (who might be very interested in the misuse of probate information)

Solicitors Regulatory Authority

Local MP

Local Newspapers (the Times might like this, as will the Daily Mail - try Tony Heatherington)

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Sink me, the muse is upon me:

 

 

 

Dear Solicitors

 

Do not stand at my grave and weep,

I am not there, I do not sleep.

I am not dead, though you may think

I am worth your waste of ink.

I am alive and writing letters

To the SRA, your legal betters,

To let them know that fools like you

Harass men like me, and kill

With stroke of pen, not knife or pill

Now listen close and lo!

I will tell what you should know

The debt that's statute-barred is dead

Not me;

And by your cursed tricks I'm not misled.

Now go! straight to the fires of Hell

Where Satan greets all lawyers well:

"No charges lads, entry's free

For you - professional courtesy!"

Do not stand at my grave bereft

I am not there. I have not left.

 

Yours sincerely

Straftat (deceased)

 

 

 

With apologies to Mary Frye.

 

 

.. and Straftat, please name and shame the creatures involved.

  • Haha 1
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And Ist Crud are under an official warning from OFT so you must complain to them. If you have not sent the SB letter, I would do this and add that reports of your demise are greatly exaggerated

Please support CAG and they will support you.

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Sink me, the muse is upon me:

 

 

 

Dear Solicitors

 

Do not stand at my grave and weep,

I am not there, I do not sleep.

I am not dead, though you may think

I am worth your waste of ink.

I am alive and writing letters

To the SRA, your legal betters,

To let them know that fools like you

Harass men like me, and kill

With stroke of pen, not knife or pill

Now listen close and lo!

I will tell what you should know

The debt that's statute-barred is dead

Not me;

And by your cursed tricks I'm not misled.

Now go! straight to the fires of Hell

Where Satan greets all lawyers well:

"No charges lads, entry's free

For you - professional courtesy!"

Do not stand at my grave bereft

I am not there. I have not left.

 

Yours sincerely

Straftat (deceased)

 

 

 

With apologies to Mary Frye.

 

 

.. and Straftat, please name and shame the creatures involved.

 

Nice one:)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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