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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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Cancelling Experian membership


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How Do I Cancel My Membership?

We would like to make sure you're aware of all the important benefits you currently receive as part of your Credit Expert membership.

 

Unlimited access to your Credit report: Checking your report on a regular basis will assist you to spot irregular activity on your accounts that could be related to identity fraud.

 

Alerts Services: By using the free Alert service you can rest assured that if significant changes are made to your credit report we will notify you of this.

 

Improve Your Credit Score: As part of your CreditExpert membership you have free access to our Specialist Reports Team who can advise you about your credit history with a view to improving your credit score.

 

Better Deals: As a CreditExpert member you have unlimited access to our exclusive online service LowerMyBills to help you find better credit deals based on the information in your credit report.

 

If you would still like to cancel your Credit Expert membership you can do so by contacting our team on free phone 0800 561 0083 (Mon-Fri 9am-6pm, Sat 9am-1pm, Sun closed).

 

 

 

 

 

 

http://experian.metafaq.com/templates/experian/main/answerPage?_mftvst:answerRef=$http://api.transversal.com/mfapi/objectref/EntryStore/Entry/http://www.metafaq.com/mfapi/Metafaq/Clients/experian/Modules/Cancel_and_duration:137287:14&_mftvst:moduleID=$Cancel_and_duration&_mftvst:topicID=$&id=LQFUK48DII870NQ74QEDEM2ATC

 

 

I signed up for the months free trial membership with Experian/Credit Expert and would like to cancel before the first months money is taken out, but cant find where on the website you are supposed to cancel.

Does anyone know how to do this please?

 

BF

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I signed up for the months free trial membership with Experian/Credit Expert and would like to cancel before the first months money is taken out, but cant find where on the website you are supposed to cancel.

Does anyone know how to do this please?

 

BF

 

Try 0800 656 9000 then select option 4, phones only open mon-fri 9-5pm

 

S.

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Try 0800 656 9000 then select option 4, phones only open mon-fri 9-5pm

 

S.

 

and if you have to listen to some pathetic sales speel about why you want to cancel tell the monkey to stop asking me stupid questions, cancel your subcription and stop wasting my time8-)

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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They are very good at taking your payment regardless! Make sure you get the name of the person dealing with your request, just in case...

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Some phone monkey told me they couldnt cancel as I had done the 10 day free trial on Creditmatters but as they coudn't verify me I hadn't doe the trial, so I got the £19.99 they pinched from my bank account.

 

Perhaps a free trial offer shouldn't include you entering bank details until the final day, that would hit them where it hurts.

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If you phone them and cancel it, they should send your e-mail address a confirmation with the title as something like, 'Sorry you're leaving.'

 

If they charge you anything once that is received, then you have grounds to kick up a stink!

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I wonder how long it will be before more and more people become like I have. I DO NOT trust any company on this planet! I do not listen to any garbage that any of them spill out anymore. There is no such thing as a "wonderful offer", "bargain", "reduction" etc.

This whole country is one huge financial con. Even the so-called "charities" should not be donated to once you look into them and see just how much actually reaches the needy ( if at all, any).

Now I see that our latest thieving Government want to introduce "charitable donations" at our ATMs.

And would we like to round our bills up to the nearest £1 at every supermarket checkout? No thanks, Ill keep my money ta.

 

The rule of thumb today is trust no-one! Agree to nothing and tell the phone monkeys to f*"^ off!!

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I used to be very open to offers and would usually buy the salespersons blurb etc.. It's taken me just 2 months to start thinking like you merlin. I think nothing now of slamming the door a cold callers face. Just saying 'not interested' and walking by those people who stop you in the street with clip boards. Trust no one. If an offer looks too good to be true, then it is.

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Why the hell do are we expected to pay these cretins a monthly fee to see our own personal information, them TV adverts drive me round the bend, with the pathetic lame excuses for signing up.

All they want is your latest info so they can pass it on to their bed buddies the DCA's, who then know that you have spare cash to pay a worthless monthly membership.

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

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Couldn't agree more, as soon as the CRA's get out of bed with the DCA's and and process peoples data correctly then the better!

In fact I don't remember giving the CRA's permission to process my data anyway? But that is a whole different argument!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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