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    • Write to the IPC complaining that UKPC have not observed the requirements of PoFA . IPC  Waterside House, Macclesfield SK10 9NR Dear IPC, I am writing to complain about a serious breach of the Protection of Freedoms Act 2012 by UKPCM. I feel that as it is more a breach of the Act rather than not just  complying with your Code of Practice which is why I am bypassing your operator. Should you decide to insist that I first complain to your operator, I will instead pass over my complaint to the ICO and the DVLA . My story starts with being issued a windscreen PCN on 8/3/24 which was almost immediately removed and a second  PCN was then  sent by post on 13/3/24  [deemed delivered 15/3/24] which I did not receive and had to send an sar to have that particular mess revealed later  but that is not the reason for my complaint. UKPC then sent a Keeper Liability Notice dated 12/4/24 warning me that as 28 days have now elapsed, I as keeper am now liable for the charge.  This is in direct contravention of PoFA since the keeper does not become liable to pay until the day after the original PCN is deemed to have been given which would have been 13/4/24 -a Saturday ]. Not only does it not comply with PoFA but it fails to adhere to your Code of Practice and is in breach of their agreement with the DVLA. You will be aware that this is not the first time that UKPC have fallen foul of the DVLA and presumably yourselves. I have included copies of both Notices for information. You will realise the seriousness of this situation if this is standard practice from the UKPC to all motorists or just those where windscreen tickets are involved since the Law regarding PoFA is being abused and is unfair to misguide motorists. I await your  response which I understand will usually be within a week. -------------------------------------------------------------------------------------------------------------------------------------------------------I would think that should be sufficient for the IPC to cancel your PCN though  you should await comments from the Site team before sending your complaint. Don't forget to include both PCNs.  
    • Hi DX, Sorry, fell asleep as I was up all night last night writing that statement. Yes, I attached the rest of the witness statement on post 50, bottom of webpage 2. That's the important part.  It looks like the lawyer who wrote Erudio's Witness statement does not work for them any more. So, I'll have another lawyer representing instead. Not sure if I can use Andy's hearsay argument verbally if that happens.... I did not put it in writing. Apart from not sending deferral forms, my main argument is that in 2014 Erudio fixed some arrears mistake that SLC made and then in 2018 they did the same mistake, sent me confusing letters. What is the legal defence when they send you confusing material?
    • Chinese firm MineOne Partners has been ordered to sell land it owns near a US nuclear missile site.View the full article
    • That isn’t actually what the Theft Act 1968 S1 actually says, BTW. https://www.legislation.gov.uk/ukpga/1968/60/section/1 (1)A person is guilty of theft if he dishonestly appropriates property belonging to another with the intention of permanently depriving the other of it;   The difference between what you’ve said and the Act? a) intent to permanently deprive rather than  just depriving (which is why the offence of “taking without consent” was brought in for motor vehicles, as otherwise "joyriders" could say "but I intended to give it back at the end") b) dishonesty : If I honestly believed A's pen belonged to B, and took it and gave it to B - B might be found guilty of theft but I shouldn't be. 
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Aktiv Kapital pay off staff


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No I dont work for a DCA anymore nor will I work for one again as truth be told I couldn't stomach speaking to people like yourself for 8 hours a day, as for the spelling error....stercus accidit, but you surely have more pressing things to concern yourself with, like paying your debts?

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I don't have any debts, thank you. Obversely why do you think People like us want to speak to you badly trained and irrelevant imbeciles. Rude, aggressive, illiterate; obviously unemployable elsewhere. I think these organisations would be better served employing apes. At least they can be trained to use toilets

I am a lawyer, but I am an academic lawyer. I do not practice as a barrister or solicitor. You should consult a practising Solicitor BEFORE taking any Court or other action

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Pay You Debts

 

From what I have read, contributors to this site do not encourage people to escape repaying debts. They are simply providing information and assistance, so people are aware of their legal rights.

 

If the financial organisations and DCA's operated efficiently and in full compliance with the relevant laws, including relevant industry requirements, there would not be a need for a forum such as this.

 

The industry that you work in or have worked in, is in a mess of its own making. This is why they resort to underhand ways of operating.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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If you want advice on your thread please PM me a link to your thread

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Pay you debts -Who's the fool me or someone with more time on their hands because the only job they had was a pointless existence on the end of a phone, trying to bully people who would pay their debts if they were treated correctly, not shouted at or bullied by companies who think they are owed money for doing sod all.

 

get a life or get out a here

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PGH7447 - be quiet fool, I'm sitting here for sh*ts and giggles laughing at your daft reactions, I couldn't care less

 

yeah that's why mongs like your sad self sign up here to get a good arse kicking before running off into the night like a dog with their tail between their legs-we've seen 'em come,and we'll see 'em go again

 

now-once you clean the specks of mouth foam from your screen,read and digest

 

your days of bullying and lying to people draw ever closer to their inevitable end,thanks to sites like this one-you'll soon be brandishing your fresh new P45 and joining the ranks of the real world once again

 

don't go looking for alternative employment suitable to your qualifications,because traffic wardens,burger flippers and sewer cleaners positions are all full up

 

what you going to do when they cut even more costs by replacing the likes of you with a team of special needs primates?

 

DCA's

 

a cast-iron case case for euthanasia!

Edited by lickthewallfatboy

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I have two unsecured creditors, both CC's. I missed some payments owing to a small business problem. If I had been approached in a polite and professional manner by these organisations requesting a resolution I would have done everything I could to comply.

 

Instead I had a bunch of cretins calling me all hours making ridiculous threats! as a result of these threats they will now not see a penny unless it is on my terms! I have not spoken to any of these morons in months nor will I ever again! This sums up my response to the debt collection industry and I'm sure I am not alone.

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It warms my heart to read how desperate the DCA monkeys are these days.

They know their industry is finished & crumbling down around them.

Yet they come onto this forum and have ago at what they see is the reason for that.

Its like they think they are "wreaking revenge" or something - except it only makes Caggers laugh at them even more...

Just sit back Caggers, happy in the knowledge that the battle is being won! lol

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Here's some big words for it:

 

Cabot - lost

Aktiv Kapital - lost

Aktiv Kapital staff -lost

Ruthbridge - waiting for licence confirmation since last June

1st Credit - licence restrictions

More losses in pipeline

 

No wonder it and its ex-colleagues feel sick.:grin:

Edited by Pinky69
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'Pay you debts' - Even the username isn't correct grammar, which just about sums it up.

 

Why do I have the feeling that this imbecile has been trawling the Whocallsme boards as well, and principally the Cabot boards?

 

08450700381 Phone Number Details 3/3

01244500607 - who calls me from 01244500607? 1/5

 

What's the matter there? Job under threat? Frustrated because you can't make the grade? Annoyed because there's more customers who know that you're utterly powerless? Beginning to question the point of your own existence because of the fact that others are now aware of your complete and utter lack of authority and power - in the same way that impotence sometimes affects people? Like men who feel like eunuchs and beginning to hate themselves because they can't stand to attention anymore?

 

Don't try to come here with your bad spelling and frustration and try to instigate arguments, because you'll be eaten up. You don't have the wit or the knowledge to compete.

 

And if you are the same guy who was on the Cabot WCM boards, then you're a fool for even thinking of coming here, judging by the reception you got when you posted 10 sad, pointless rants on that thread.

 

Your rant sounds very much like pro-Murdoch/BNP propaganda to me - but susceptible minds are simple minds, right?

 

But, if you're a current AK member, then that current shaving of staff is only the beginning. We'll see your company in the gutter yet, just as it has in other countries.

 

And if your job's on the line - HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA

HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA HA!

Edited by F_DCAs
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If DCA's acted with more dignity and followed the law correctly there wouldn't be the need for forums like this. Its the DCA's who act unlawfully and use illegal practices not the consumers.

How is chasing a no-existent, SB or partial settled debt the correct way to behave?

We don't write the law but we are slowly learning the law.

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CAG CAPTION COMPETITION

 

 

internet_troll.jpg

 

 

After 6 long years in the call centre, Kevin finally finds a Credit

Agreement that is enforceable. Little does he know that because

it took him so long, it's now Statute Barred.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Yes Pay You Debt,

I normally do not rise to to such an imbecile. But YOU need a very severe lesson in the Law. Many many disputes are legitimate because of unlawful behaviour of the original creditor and cretins like you compound that issue.

 

The Statute LAW is crystal clear to anyone who can read at primary school level, you obviously cannot. If the alleged creditor has not kept or did not keep the documentation in order then the alleged debt cannot be enforced, it cannot be chased and there is TOTAL forfeit of the rights and benefits of the alleged debt.

 

It is scumbags like you who need a wake up call and be made to realise that it is the likes of you that have ripped the guts out of what was a fine nation with a history of its citizens being tolerant and law abiding. It is you and your kind that have brought all this about. Grasping greedy ruthless unethical criminals and nothing more. Please tell us when the law of the jungle works in your favour then that is OK, yet when the law of the jungle works against you and ordinary folk wise -up to your illegal antics it is not OK and we get this cacophony of stuck pigs?

 

I could say more but will get cagbotted.

 

oilyrag:mad:

Edited by oilyrag
anger makes my spelling worse
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No troll spray for me. As you know, I love to play with the DCA staff who are deluded enough to pop up on here. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Well, that was quick exit from the troll. We haven't had one for a while - this one didn't try very hard, but then again, they never have the intelligence to understand. 'I'm an ex-AK worker'? Sure...

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Well, that was quick exit from the troll. We haven't had one for a while - this one didn't try very hard, but then again, they never have the intelligence to understand. 'I'm an ex-AK worker'? Sure...

 

They will all be ex-AK workers before too long. :D

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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