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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      By dx100uk · Posted

      next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
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      By lookinforinfo · Posted

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    • lookinforinfo
      Group Nexus ANPR PCN Claimform - Cannon Lane Retail Park, Tonbridge, TN9

      By lookinforinfo · Posted

      Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • jk2054
      EVRI - CPR 27.9 but refused by court

      By jk2054 · Posted

      Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Advent Computer Training (Barclays Partner Finance)Info and discussion thread

danton2002

By danton2002
in Training and Apprenticeships

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lewis2

lewis2

Posted
Posted
Can those of you who want to take legal action with CAG assistance, please identify yourselves :D

 

Those of you who have made complaints to Trading Standards/OFT/Consumer Direct, can you let us know what responses you received.

 

If any of you have received communication from DCAs, can you let us know.

 

Thanks :)

yes i would like legal action with gag assistance pls

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Bluedo

Bluedo

Posted
Posted

Lewis

Click the red triangle report button under your username on your post and give a outline of your situation to the site team.

Thanks if you've had any demands for payment or yet to begin paying post an outline of that on Advent/Barclays Partner Finance/hitachi+payment demands

thread

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iam-the_god.of+hell=fire

iam-the_god.of+hell=fire

Posted
Posted
Can those of you who want to take legal action with CAG assistance, please identify yourselves :D

 

Those of you who have made complaints to Trading Standards/OFT/Consumer Direct, can you let us know what responses you received.

 

If any of you have received communication from DCAs, can you let us know.

 

Thanks :)

 

hi i would like help with legal action from CAG please.

 

great job guys. heads up :smile:

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Lankus

Lankus

Posted
Posted

Hi everyone, I know this has been mentioned before and I was a bit sceptical before I looked into it, but you may be able to get your legal costs covered by your existing insurance policies. e.g. my home insurance covers me for "Family Legal Protection" and this doesn't just cover home issues. It states, "This section covers legal expenses", "You can ring the helpline to discuss any private legal problem". I'd recommend everyone check to see if you can get legal fees covered in similar insurance policies whether they're your own policies or a family member.

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MARTIN3030

MARTIN3030

Posted
Posted

Thanks-more reports acknowledged.

List is building steadily so please be patient.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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jam1063

jam1063

Posted
Posted

Hello,

Been following this thread now for a while. I'm an Advent mcse student also.

My situation is a little different to most of the post here tho. I don't owe BFP anything as i paid the full amount up 2 days before the £4750 became £9500ish…But, i ain't had anything like my money's worth as yet. I was lead to believe by the slick Advent salesman that there was NO time limit on studying. So, when family issues hit me, i put studying on the back burner. The time factor was the main reason i chose Advent.

I've had the template letter from BPF about CPT becoming the new provider. I've also had a reply from BPF in response to the complaint i sent to them about being in breech of CCa1974, and having no right to saddle me with a training supplier that i have already dismissed as unsuitable. They say that they are conducting an 'investigation' into my complaint. I don't hold out much hope tho.

I found some information at the OFT that may be useful, it relates to Consumer Credit Act 2006.

 

The unfair relationships provisions

Section 140A of the 1974 Act (as amended) provides that a court may determine that the relationship between a lender and a borrower arising out of a credit agreement (or the agreement taken with any related agreement) is unfair to the borrower because of:

any of the terms of the credit agreement or a related agreement

the way in which the lender has exercised or enforced its rights under the credit agreement or a related agreement, or

any other thing done (or not done) by or on behalf of the lender either before or after the making of the credit agreement or a related agreement.

The courts have a wide range of powers where a credit relationship is found to be unfair, including:

altering the terms of the credit agreement or a related agreement

reducing the amount payable by the borrower

requiring the lender to refund money to the borrower

removing any duty placed on the borrower under the agreement, and

imposing requirements on the lender or an associate.

In addition, where unfair relationships harm the collective interests of consumers, the OFT and other enforcers (including local authority trading standards services) can take enforcement action under Part 8 of the Enterprise Act 2002.

I thought that the statement about, 'the way in which the lender has exercised or enforced its rights under the credit agreement or a related agreement', stood out.

Maybe the CAG team may know if this act could be of help.

 

Unfair relationships - The Office of Fair Trading

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Beedles6

Beedles6

Posted
Posted
Hello,

Been following this thread now for a while. I'm an Advent mcse student also.

My situation is a little different to most of the post here tho. I don't owe BFP anything as i paid the full amount up 2 days before the £4750 became £9500ish…But, i ain't had anything like my money's worth as yet. I was lead to believe by the slick Advent salesman that there was NO time limit on studying. So, when family issues hit me, i put studying on the back burner. The time factor was the main reason i chose Advent.

I've had the template letter from BPF about CPT becoming the new provider. I've also had a reply from BPF in response to the complaint i sent to them about being in breech of CCa1974, and having no right to saddle me with a training supplier that i have already dismissed as unsuitable. They say that they are conducting an 'investigation' into my complaint. I don't hold out much hope tho.

I found some information at the OFT that may be useful, it relates to Consumer Credit Act 2006.

 

The unfair relationships provisions

Section 140A of the 1974 Act (as amended) provides that a court may determine that the relationship between a lender and a borrower arising out of a credit agreement (or the agreement taken with any related agreement) is unfair to the borrower because of:

any of the terms of the credit agreement or a related agreement

the way in which the lender has exercised or enforced its rights under the credit agreement or a related agreement, or

any other thing done (or not done) by or on behalf of the lender either before or after the making of the credit agreement or a related agreement.

The courts have a wide range of powers where a credit relationship is found to be unfair, including:

altering the terms of the credit agreement or a related agreement

reducing the amount payable by the borrower

requiring the lender to refund money to the borrower

removing any duty placed on the borrower under the agreement, and

imposing requirements on the lender or an associate.

In addition, where unfair relationships harm the collective interests of consumers, the OFT and other enforcers (including local authority trading standards services) can take enforcement action under Part 8 of the Enterprise Act 2002.

I thought that the statement about, 'the way in which the lender has exercised or enforced its rights under the credit agreement or a related agreement', stood out.

Maybe the CAG team may know if this act could be of help.

 

Unfair relationships - The Office of Fair Trading

 

i too was told i had no time limit on the course i signed up 2 years ago paid £1,800 up to now and still owe about £4,500 and i also had to put studying on a back burner due to unforeseen family issues the only reason i went with advent is because the sales guy told me i could do this at my own pace and with no time limit so if computeach are putting a time limit on our contracts this is not like for like and i think we good grounds for breach of contract and mis-selling as we most of us was told there was no time limit.

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The Maelstrom

The Maelstrom

Posted
Posted

Hi guys, I've been following this thread for a while (I'm finally caught up). It's been great to see I'm not alone in all this.

 

I started the MSCE + CCNA course in August last year. As I am unemployed, my friend signed the BPF credit agreement for me. When All this happened in January I phoned CAB, but they said as my friend was on the credit agreement, they needed to speak with him. Unfortunately he's been away with work, so I've been having to sit on my hands waiting (not a pleasant time for me).

 

My repayment is due in August, before the crazy interest kicks in, I don't want to do anything that would jeopardize my friend (or his credit rating). However, he is back form work now and so I am in a position to start fighting BPF and their attempts to force CT on me.

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Savarok

Savarok

Posted
Posted

Is there a standard letter for the FOS?

 

I have the forms from the website and 4 pages of complaints (I had an open grievence with Advent prior to them going out of business)

 

I dont want it to be too long winded.

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DaleLincs

DaleLincs

Posted
Posted
Hi Bluedo,

Could you please post a template letter that I should send to FOS? My situation is similar to yours: BPF, 5000k, bla bla....hate this situation!!! :evil:

 

Thank you

 

 

I would appreciate this also. Today I have sent a CCA request letter to both Marehill Finance and BPF requesting a copy of my credit agreement. In the hope that maybe they won't be able to provide it and I get a quick exit out of this mess.

 

Once they have provided the documents requested, I am then going to send a letter to the FOS, and OFT, and also my local MP who may wish to side with myself against these jokers.

 

Also I sent a dispute letter to BPF around 4 weeks ago and have heard nothing from them? Not even a letter to confirm they have logged my complaint? Is this anything I could use against them?

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33hz

33hz

Posted
Posted

Hello to all! I've just signed up today & im in the same boat with BPF. I've made quite a few payments already. My account is currently on hold & I've recieved the letter stating my account is in arrears. I'm also not happy with CT taking over the training.

 

Thanks for all the info in this thread, its been very helpful & im looking forward to seeing how this all turns out!

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Stevolfc

Stevolfc

Posted
Posted

Just a bit of clarification needed!

 

I rang the FO a couple of weeks ago, lodging my complaint! - They then sent me a complaints form that i needed to fill in, after the 8 weeks had expired, if BFP had not written to me with a satisfactory response (is this right or should i fill in the complaints form now?)

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10pack

10pack

Posted
Posted

Hi

I am writing this again I cant see my post

I just got a letter from computeach telling me that they are now my training provider.

They give a website address to access my "records" and login and confirm my details and courses.

I think that they are fishing.. they only have our contact details and want us to tell them what we have been doing.

this is in my letter..

"here you will be able to confirm that the contact details we for you are correct, you will also be able to update your email and postal address as well as telephone numbers at this site.

By doing so, we will assume that you want to continue your training(and are happy for us to use your records as set out below)".

 

I will not be logging on and I do not wish to be trained by them.. and I do not wish barclays to give any money in my name to this company.. I would rather burn it.. it means the same thing to be "trained" by this company. :evil:

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Stevolfc

Stevolfc

Posted
Posted
Hi

I am writing this again I cant see my post

I just got a letter from computeach telling me that they are now my training provider.

They give a website address to access my "records" and login and confirm my details and courses.

I think that they are fishing.. they only have our contact details and want us to tell them what we have been doing.

this is in my letter..

"here you will be able to confirm that the contact details we for you are correct, you will also be able to update your email and postal address as well as telephone numbers at this site.

By doing so, we will assume that you want to continue your training(and are happy for us to use your records as set out below)".

 

I will not be logging on and I do not wish to be trained by them.. and I do not wish barclays to give any money in my name to this company.. I would rather burn it.. it means the same thing to be "trained" by this company. :evil:

 

It's a joke mate..the whole thing is! - i havent had the letter yet but i've had the email. I just dont understand why we as students dont have a say on whats going on. It's like we're just being pawned off, we signed contracts with advent for our training, and bfp for the finance. Advent go bust, we dont get what we paid for, we get money back?! its simple?!?!?! But bfp are tight and dont want to give money back so they'll just pawn us off on computeach who are nothing like advent just to save cash. I think the computeach idea is clearly for people not fighting and just be told what to do, the people who fight (like us) will eventually get something!

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DonnieB

DonnieB

Posted
Posted (edited)

Another one for the CAG help list. For some reason Im having issues posting on here hence keeping this short coz its about the 5th time i've written something............

 

Edit: Its working. This is what I intended to write.........

 

Howdy. long time reader/first time poster etc. Am just adding my name to the list of the ****ed off and disenfranchised. Was an advent student doing the advanced database specialist course, paying via the BPF three year interest free direct debit thing.

As with everyone else, I have no intention of getting involved with Computeach and am looking to get on the CAG list of those looking for help.

Again i'd like to echo other people on here by saying thanks to the site crew and the few guys that have been working really hard trying to figure this stuff out.

Edited by DonnieB
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The Maelstrom

The Maelstrom

Posted
Posted
Here here i just received my letter too as far as i am concerned it is junk mail. I will not pay barclays!!!!!!!!!!

 

I totally agree with you.

 

I've just got my letter too. It's pretty much the same as the email they sent. Although, they do seem keen to get me to log-in and "accept them" as my new training provider. Personally, I'd rather have Hannibal Lecter giving me cooking tips ;).

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