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Backdoor CCJ hearing tomorow following bailiff visit


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My daughter received an enforcement a few weeks back for a CCJ. We have no idea what this is for. I went to the court and asked for a stay, granted. The hearing is tomorow but we asked for more time as we literally have no idea what the debt is for, denied. So we are at the hearing in the morning

 

I emailed the claimant 1 time asking for details of the debt, copies of the signed agreement and anything else they have. They said they dont have to provide this, and just said it was from 2018 and that's it

If my daughter owes this I will pay it, simple as that. I just need advice on what to say in the hearing tomorrow please? I just want any documents, agreements etc that they have so we can look into the matter and get advice, that doesn't sound unfair to me. How can we defend the debt if we dont know what it is

Any advice much appreciated

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Try here :-

https://www.trustonline.org.uk/?gad=1&gclid=EAIaIQobChMImaGk6pfh_wIV1svtCh3m7gCEEAAYASAAEgKqJ_D_BwE

That will give you the claimant and date of judgment. Has your daughter moved address in the past ?  There would have been a ream of paperwork before it got to enforcement stage. (possibly gone to a previous address?)

 

Andy

 

 

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Thanks Andy. She has been moving round doing her degree last 5 years, back home now. I will use that site, thank you

But what do we say tomorrow at the hearing to get more time to get advice re this? We are certain it is not her debt?

 

That site has a CCJ from 2018, but gives no other details at all? Who is the original claimant, who set up the agreement, what was it for, what ID was used etc? If we dont have this info how do we argue our side? All we are asking for is some time to look into this further?

Can I post the PDF that site sent me here?

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Have you got a copy of the notice of enforcement that will have the claim number then you can ring MCOL and get details assuming it is a MoneyClaim.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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check her credit file.

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Backdoor CCJ hearing tomorow following bailiff visit

thats the CCJ case number there.

simply ring northants bulk and ask for a copy of the default judgement AND a copy of the original claimform. by email pdf

or at the very least get them to readout or send you the Particulars of claim. and the address it was served too ..record your call.

who the claimant ....

will just be an old consumer debt thats all.

i question paying them anything....:whistle:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for all the advice. That court is closed now and we are at the hearing in the morning? What should I do please, quite concerned now tbh

Hearing is at 10.30am

All I need atm is advice on what to say to get some more time to look into this properly? 

I assume that if I call in the morning and say I may have covid that would be a bad idea?

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very bad

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can you expand upon what the hearing is actually for?

you say you applied to stay the claim?

how?

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I asked for a stay as we didnt know what the debt was. It was granted. But the company with the claim would not give me any more info, so I need more time now I do have the details (from the other poster on this thread earlier) I just need a few weeks to look into it and get advice etc

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stop playing secret squirrel.

answer my questions above please.

who's the claimant?

when did you apply for the stay

and when was it granted.

what docs have you from the court please scan them upto to one mass pdf

read upload

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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