Hi thank you . I can’t let it go through bailiffs or another court as I wouldn’t manage that with my anxiety. I’ve offered them £10 a month, set up direct debit but I have to wait for their response for 2days. What I don’t understand is the amount on my online account is the old one without added ccj fees. Everything I can I do online as dealing with that kind if things through the phone is causing me way too much stress. would you advise me please what should I do ? thank you

BazzaS Thank you for your reply please can you tell me how can I upload a pictures instead of pdf as I don’t know how to change format from the picture to pdf

I’ve received a ccj letter for a Vodafone phone contract. Does anyone know or maybe been in the same situation and can tell me what are the chances that it’s going to end up in high court if I don’t pay ? It was Lowell who sent my case to overdales solicitors . They said they’ve sent me a letter asking to set up payment plan in October last year . I’ve never received that letter might be because I moved house. When I received a letter in my new place it was saying about ccj then letter from the ccj and payment plan for £100 a month which I can’t afford. Debt now is for £1247 . After that a letter from those solicitors which says that if I can’t afford to pay that £100 I have to contact them to set up a payment plan which I can afford. I don’t understand why do ccj on me in the first place if I actually can set up a plan with them ? They’re are saying if I don’t pay other actions will be taken against me. Is it likely that my case will end up in high court ?