Jump to content


  • Tweets

  • Posts

    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Channel 4 Dispatches to air debt collection exposé


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5399 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

What i have posted on Channel 4

 

For more informed information about the debt business see the CAG Forum.

Good insight by channel4 but was it enough?

Why is every male victim in the program named Dave? GULP!

Banks/credit cards lend you money (a BUSINESS RISK).

If your debt is unsecure, offer a Pro rate payment and suspend all interest or else wait until they sue you for the money, at that point there can be no more interest and the court should only make you pay what you can afford. (Unsecured Debt Only)

This is the only option as the banks and credit cards companies and debt collectors only see us as walking wallets, if I ran any other business like they do I would have folded years ago, for making so many bad risks. But then again, they give you a loan based on how much money they can make out of you not your ability to afford it.

Link to post
Share on other sites

  • Replies 1.4k
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

I have just watched the program about marlin and all I can say is I am absolutely fuming.....

These people managed to get a charging order on my property in such an underhanded and sneaky way. The original debt is well under £5000 and was being paid by installments every month without fail and never missed. This was being handled by a management company and they have records to prove this. In addition I do have a couple more debts that are larger and do not have a charging order. I originally requested the court location and date be moved so I could contest it (and I had the financial evidence). When I eventually did get hold of the court they said they would change the date and location (verbally I’m afraid). Apparently this never happened. The next thing I know is I received notice that the charging order was made. However I have never received a N87 form.

I really want to say what I think of these people but I am likely to get kicked off the forum. I would really like to see this company get what it deserves, but what can be done?

 

You need to start your own thread and get advice about whether the judgment can be set aside

If I've helped feel free to add to my reputation.

 

I am not a Practising Lawyer. My comments are my opinion only. You should not rely upon those comments and should always take your own professional advice from a practising Solicitor or Barrister

Link to post
Share on other sites

As I asked earlier. That part about forcing bankruptcy was unclear. First they say they are unlikely to do it. Then it was made to appear that they would push for it in a meeting.

 

So how likely are forced bankruptcies and under what circumstances?

 

Fortunately, forced BRs are rare. What we needed was the background to that couples BR but C4 saw fit not to give it...

Link to post
Share on other sites

To quote in the report 'doesn't want any of their people being made vulnerable'....but they have no problem hounding vulnerable people...shame on them all!!! You take their pay check, practice immoral and illegal tactics...then its only fair to expect people to have an opinion...especially if you show no sympathy for anyone (that poor chap whose baby had died....)..

I am not a vindictive person..quite the opposite, but I certainly will be ringing them tommorow and asking for MARK....OH YES!

Link to post
Share on other sites

His face wasnt even blanked out...so there's bound to be people from that part of the country who will know who he is etc..

 

I was wondering why his face was not blanked but everyone else was. Do you think he was arrogant enough to want it that way?

Link to post
Share on other sites

OMG - I'm loving this. It's about time someone exposed them for what they are. Shame on the OFT too. I hope they are embarrassed.

 

For those who are visiting for the first time, then help is at hand. EVERYONE on here wants people to know their legal rights and challange the DCAs. If you have a problem with Marlin or any other DCA, start a new thread. People are here, online now, waiting to help.

Link to post
Share on other sites

Thanks Spamalot and Joemay (and anyone else who replied)

I will start a thread regarding this. I will be collecting the paperwork together and the thread will started tomorrow.

 

Thanks guys.

 

Good luck .:) Make sure it's in the legal issues forum and we'll all be there to help

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

Link to post
Share on other sites

I was wondering why his face was not blanked but everyone else was. Do you think he was arrogant enough to want it that way?

 

He did come across as the type of arrogant sod who would think he could fight anyone & everyone on a Saturday night :D

Link to post
Share on other sites

I was wondering why his face was not blanked but everyone else was. Do you think he was arrogant enough to want it that way?

 

The stench of arrogance the guy gave off made me think that to. He came across as the kind of guy who thinks he's always in the right. In saying that, I would like to think he watched tonight and somewhere in the dark snake pit that passes for his mind, there was a tiny sliver of shame and remorse.

Link to post
Share on other sites

concrete proof that these people operate without any concept of legality or morality, no sense of right and wrong. Even the credit industry realise that the OFT are toothless and weak

 

maybe, and it is a maybe someone with a set of b*lls will see this as an election winner and will take the job on

Link to post
Share on other sites

As I asked earlier. That part about forcing bankruptcy was unclear. First they say they are unlikely to do it. Then it was made to appear that they would push for it in a meeting.

 

So how likely are forced bankruptcies and under what circumstances?

 

You need to be owed over £750, with pretty much an uncontested debt. Bankruptcy can only be sought if the debt is unsecured. The debt can't be part of a time order, installment order, or administration order, IVA or DRP. A creditors petition costs well over £2,000. Except for government debts (i.e. tax), creditors will only petition if you have substantial assets. Such as a large amount of equity in your house.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

Link to post
Share on other sites

Hi Cybermoth you say

(Banks/credit cards lend you money (a BUSINESS RISK).

If your debt is unsecure, offer a Pro rate payment and suspend all interest or else wait until they sue you for the money, at that point there can be no more interest and the court should only make you pay what you can afford. (Unsecured Debt Only)

This is the only option as the banks and credit cards companies and debt collectors only see us as walking wallets, if I ran any other business like they do I would have folded years ago, for making so many bad risks. But then again, they give you a loan based on how much money they can make out of you not your ability to afford it.)

 

But what if they get the charge against your house and what if the judge orders you to pay the full amount,

Link to post
Share on other sites

Now is a good time to mention a very good tool in the fight against these DCA's.

 

Its called TRUE CALL and is available via this site.

 

http://www.consumerforums.com/reviews/read-a-review/71-telephone-recorders-reviews/524-truecall-digital-telephone-recorder-

 

I strongly recommend recording all calls and logging all calls to these shysters.

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

Link to post
Share on other sites

Who me? For commenting on someone's remark that it was 'good that someone's life was in danger'?

 

Just makes you as bad as them in my opinion. Sorry.

 

Thats just the reality of it...alot of people will want harm to come to him now.

If you push the public too hard & show complete contempt for them like Mark did..then dont be suprised when the public finally snaps.

Link to post
Share on other sites

Mark? I thought they all used pro names. He will probably be Richard or Dave tommorrow. Reminds me of the famouse Mr Green who keeps signing letters to me.

If my post helped you feel better, click my scales.

Link to post
Share on other sites

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5399 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...