Jump to content


  • Tweets

  • Posts

    • Yes, I don't think there is any downside to doing this. If they decline then you can say that in your witness statement
    • Ok! Do you still want me to work on that letter you discussed above in post #26?
    • Thank you for posting up the required details and well done for apparently not revealing the identity of the driver. I am assuming you are the keeper? The depth of ignorance of the parking companies is absolutely amazing. The Protection of Freedoms Act 2012 Schedule 4 is the law relating to private parking and allows those rogues to be able to transfer the charge from the driver [whose name they do not know] to the keeper after 28 days . This is dependent on them complying with the Act. So many of the don't and Alliance is no different. It would help if we could see what you appeal was and to post the back of the PCN as it is lacking so much of the wording necessary to make it compliant so that in your case only the driver is liable to pay the charge. And of course just entering the ANPR arrival times means that they have failed to specify the parking time which is a requirement..  Because the car park was so busy you had to drive around for quite a while before finally finding a place to park which is when the parking period may  actually begin. The poor dears at Alliance have not grasped that particular part of the legislation as yet. To be fair the Act has only been in place for 12 years so one must make allowances for their stupidity . We shouldn't really mock them- but it is fun. You weren't to know but the chances of winning an appeal against Alliance and the IPC is around 5%-and that is high for them. If they allow you to cancel they lose the chance of making money and they would have had a field day when you were there with so many people being caught overstaying because of the chaos in trying to find a parking space then trying to pay.  Your snotty letter could go something like this- Dear Cretins, Yes I mean you Alliance. After 12 years one would have thought that even you could produce a compliant PCN. Did you really think I would pay you a penny extra considering the time I wasted trying  to pay with  long queues at the parking machine, then trying to get a signal to call Just Park. On top of that you then had the cheek to ask for an additional £70 for what dubious unspecified pleasure? You must have made a killing that day charging all those motorists for overstaying because the queues to pay were do long and even walking to pay from the over flow parking fields takes time. And yes I did take photos of the non existent signs in the fields so please don't give me the usual rubbish about your signs being clearly visible. Oh yes that £70. Please tell me and the Court whether that charge included VAT and if it did, why am I being charged to pay your vat? I am sure the Judge would look carefully at that as well as the Inland Revenue. The truth is you had no reasonable cause to ask the DVLA for my data given the chaos at your car park and I believe that you therefore breached my GDPR...................... I expect others will give their views as well.          
    • opps this is going to get messy then if they don't refund. you should never keep util accounts in credit.
    • https://www.rac.co.uk/drive/news/motoring-news/new-private-parking-code-to-launch-in-the-uk-later-this-year/ The newly created gov petition 'Immediately Reintroduce Private Parking Code of Practice' is from Stanley Luckhurst, the 85-year-old old Excel Parking took to court. Excel lost the case and the pensioner's been campaigning for regulation of PPCs since this unpleasant experience. https://www.bucksfreepress.co.uk/news/24085471.gerrards-cross-pensioner-takes-nightmarish-private-parking/ I would urge anyone on this forum who supports the petition statement "We believe the private parking industry is trending toward anarchy and must be brought to order by re-launching the Government Code immediately" to sign and share it. 168 signings at 4pm today https://petition.parliament.uk/petitions/660922 If the gov new parking code is not launched before parliament dissolves (for the general election) then the legislation is at great risk of being shelved. And we'll be stuck with ATAs new joint code which does not address motorists issues such as a cap on parking charges, debt recovery or an independent appeal process.  https://www.parliament.uk/site-information/glossary/wash-up/
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Howard Cohen-Discussion thread.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4775 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Ah i have just remembered there are 2 types of selling the account. are the new company acting on there behalf or have they brought the debt.

 

What does the letter from new company actually say?

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

  • Replies 171
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

yep it does which means that IMO HC are committing fraud.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

Clerical error my ****

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

yes but this is a ongoing case so a flag should have been put up or thrown up if summing happened.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

Link to post
Share on other sites

  • 1 month later...

All posts made by sushi-lover and those in response have been moved to the correct thread which can now be found in the following link.

 

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/266667-company-law-moved-howard.html

 

 

:)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

  • 2 months later...
  • 4 weeks later...

Im also needing some advice and am disugusted with Santander / Lewis Cohen. I made an agreement with Lewis Debt Recovery and the last payment made was 1st Oct - I have since sent them a CCA to which they returned my cheque a week ago stating I need to send it to Santander. I have since done this but today come home now to a letter from Howard Cohen threatening legal action. Its clearly been issued off the back of my CCA and would love some advice from you guys x

Link to post
Share on other sites

Im also needing some advice and am disugusted with Santander / Lewis Cohen. I made an agreement with Lewis Debt Recovery and the last payment made was 1st Oct - I have since sent them a CCA to which they returned my cheque a week ago stating I need to send it to Santander. I have since done this but today come home now to a letter from Howard Cohen threatening legal action. Its clearly been issued off the back of my CCA and would love some advice from you guys x

 

 

I had the same letter from them when I sent in a CCA request,

search my posts and a thread I started about them (I cant post links here) has some feedback members gave me, including a link for a letter to tell them you are now in dispute.

Link to post
Share on other sites

  • 4 months later...

So after checking my credit report I am thoroughly confused. I had a credit card with Paypal which I could no longer keep up with payments. They sent Howard Cohen onto me who then APPARENTLY issued me with a CCJ which I filled in and I'm now paying them £5 by standing order every month.

 

However after checking my report it says I only have a Default from them, and not a CCJ. The default is from C L FINANCE LTD which I'm guessing is Howard Cohen? Did they lie and trick me in to thinking it was a CCJ to get me to respond? I'll try and find all my letters from them soon but I thought I'd post here to see if anything similar has happened or what you guys think.

Link to post
Share on other sites

Hi Aerith

Cohern are the solicitors for CL Finance,

october 2009 I received a county court summons from an alleged debt the CL finance purchased 2 days previous. instead of giving in i dug down and followed all advice I got from all on this site and low and behold I got the claim discontinued and the debt cancel d and my credit file amended. along they way they tried all the tricks in the book, even sent me a consent order saying i had to sign it to proceed, so yes they have a range of dirty tricks to get people to pay.

 

if you can start your own thread on this one, i am sure you will get help,

if you look at my thread

http://www.consumeractiongroup.co.uk/forum/showthread.php?227239-CL-Finance-and-a-CCJ&highlight=

there might be some bits there to help, and i will help as far as i can. if you put a link to your thread in mine then i will follow it

 

cheers

lets

Link to post
Share on other sites

Cohen have a record of clerical errors, where they've sent out letters saying you have a CCJ and must now pay, when the case has not even been through court. In the past they've even sent out court documents when the case has not been taken to court. Some people have challenged the court proceedings and had them thrown out but still got 'you must pay' letters.

Also part of Lewis Group, aka CL Finance and come under Cattles parentage. Links to Welcome Finance, same parent company.

One of those companies who don't know their elbow from their rear end! That's not to say they don't take some through court, they do.

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

Link to post
Share on other sites

So after checking my credit report I am thoroughly confused. I had a credit card with Paypal which I could no longer keep up with payments. They sent Howard Cohen onto me who then APPARENTLY issued me with a CCJ which I filled in and I'm now paying them £5 by standing order every month.

 

However after checking my report it says I only have a Default from them, and not a CCJ. The default is from C L FINANCE LTD which I'm guessing is Howard Cohen? Did they lie and trick me in to thinking it was a CCJ to get me to respond? I'll try and find all my letters from them soon but I thought I'd post here to see if anything similar has happened or what you guys think.

 

Yes, let us have sight of the correspondence from Cohens. Do ensure that you remove any identifying information from them before posting them up.

 

Either turn them into pdfs and use the "manage attachment" link under the "go advanced" reply box or use an image hosting site such as photobucket and pop the links into a post.

 

It would be best if you also started your own thread on this issue.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

I've also got HC on my back about a next directory account. Basically, I made a perfectly legitimate cca request, got a response saying 'here is a true copy' yadda yadda yadda and then a mcol form landed in my letterbox!

 

They won't have a signed cca cos I never signed one but there was no lba etc prior to this claim. I cpr'd them for information and got no reply so I have submitted a holding defence for now.

 

*there would be some profanities here but I have moderated myself!! Lol*

"In this situation, you know what you have to do? Just keep swimming, swimming, swimming." Dory - Finding Nemo.:wink:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...