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    • stu007
      Advice needed regarding Eviction

      By stu007 · Posted

      Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • stu007
      Eviction Time Again - Twice In 7 Months

      By stu007 · Posted

      Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Debt_Collector
      Summons to court for a S87 (1) offence

      By Debt_Collector · Posted

      Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • dx100uk
      Homeowner - Struggling to now pay minimums on unsecured debt

      By dx100uk · Posted

      stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
    • BazzaS
      Summons to court for a S87 (1) offence

      By BazzaS · Posted

      Sleep apnoea: used to require the condition  to be “completely” controlled Sometime before June 2013 DVLA changed it to "adequately" controlled. I have to disagree with MitM regarding the effect of informing DVLA and S.88 A diagnosis of sleep apnoea doesn't mean a licence wont be granted, and, indeed, here it was. If the father sought medical advice (did he?) : this is precisely where S.88 applies https://assets.publishing.service.gov.uk/media/64edcf3a13ae1500116e2f5d/inf1886-can-i-drive-while-my-application-is-with-dvla.pdf p.4 for “new medical condition” It is shakier ground if the opinion of a healthcare professional wasn’t sought. in that case it is on the driver to state they believed they met the medical standard to drive. However, the fact the licence was then later granted can be used to be persuasive that the driver’s belief they met the standard was correct. What was the other condition? And, just to confirm, at no point did DVLA say the licence was revoked / application refused? I’d be asking DVLA Drivers’ Medical Group why they believe S.88 doesn’t apply. S.88 only applies for the UK, incidentally. If your licence has expired and you meet the conditions for S.88 you can drive in the U.K., but not outside the U.K. 

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Locked in car park

Patma

By Patma
in General Consumer Issues

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My Real Name

My Real Name

Posted
Posted
Business Name - Company Registration Number

 

Universal Security (UK) Limited - 4220085

 

Current Individuals that run the organisation:

 

Name - Position

 

Peter John Naylor - OFFICER

 

This may be the same chap. Or it may be a different chap. Born 1956, according to this page.

 

A DCA that has done time for dishonesty. Who' would have thought it?

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Bookworm

Bookworm

Posted
Posted
The invoice (not quote) for the new replacement barrier was dated as written on the 20th March.

Oh no, it's not. It's dated the 17th. :shock: It's stamped the 20th, which would be either when received by the college or possibly even paid for on the 20th.

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Toulose LeDebt

Toulose LeDebt

Posted
Posted
Oh no, it's not. It's dated the 17th. :shock: It's stamped the 20th, which would be either when received by the college or possibly even paid for on the 20th.

 

Crikey by jove you're right!!!! So in a week the security company forgot they had already installed a new barrier, the engineer didn't notice that the barrier was brand new , blue and not bright orange and presumably 'NOT BROKEN' and none of the staff involved noticed the 'staff' car park had a new barrier? Astonishing.

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Toulose LeDebt

Toulose LeDebt

Posted
Posted (edited)
This may be the same chap. Or it may be a different chap. Born 1956, according to this page.

 

A DCA that has done time for dishonesty. Who' would have thought it?

 

 

There's a photo of this Pete Naylor on Facebook if you start from the 'Mutley Crown' page. (The directors of US(UK)ltd also own the Mutley Crown pub in Plymouth).

I'm no good at guessing peoples age from photos.

 

 

EDIT the Peter Naylor in Plymouth is 45 according to my source.

Edited by Toulose LeDebt

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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MARTIN3030

MARTIN3030

Posted
Posted
Oh, I know that. But we CAGgers also know that the hydra has many, many heads indeed... ;-)

 

And Martin, it is "Kiptower and I", not "me and Kiptower". :-D

 

Sorry Bookie yes you are correct-sometimes my efforts to negotiate the English language can be influenced...usually after reading Raymonds posts,which quite like my use of English,often make no sense at all.:p

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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buzby

buzby

Posted
Posted
usually after reading Raymonds posts,which quite like my use of English,often make no sense at all.:p

 

Shame. If you like, I'll make them easier to understand if you're having so much difficulty? :rolleyes:

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Patma

Patma

Posted
  • Author
Posted (edited)

Can anyone explain why Plymouth College of Art would need or want a consumer credit licence? I wonder if it's normal for educational establishments to have them nowadays?

I would have thought that if someone didn't pay their course fees, they wouldn't need a licence to chase them for it, or am I being a bit thick?

If Martin owed me £100, I don't need a licence to pursue him for it do I. Or is that the brave new world we live in?

Edited by Patma
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Yorky2008

Yorky2008

Posted
Posted
This might explain why the damage has been described as 'to the motor and gear linkage', and also as 'to the mechanism' and also as 'damage to the motor casing' by various parties.

 

Interesting, just picked up this snippet. The motor casing is usually internal to the barrier housing - are they also therefore stating that Fred opened the housing and purposefully damaged the motor casing? Also these things are usally pretty solidly built so to damage one of those would take some force!!!

 

Yorky.

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Patma

Patma

Posted
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Posted
Interesting, just picked up this snippet. The motor casing is usually internal to the barrier housing - are they also therefore stating that Fred opened the housing and purposefully damaged the motor casing? Also these things are usally pretty solidly built so to damage one of those would take some force!!!

Ah very interesting thanks Yorky. To someone like me who doesn't understand the technical terms, it doesn't mean much, but I see what you mean now.

He clearly didn't open up the housing, as evidenced by the CCTV so someone else must have done that.

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Toulose LeDebt

Toulose LeDebt

Posted
Posted
Interesting, just picked up this snippet. The motor casing is usually internal to the barrier housing - are they also therefore stating that Fred opened the housing and purposefully damaged the motor casing? Also these things are usally pretty solidly built so to damage one of those would take some force!!!

 

Yorky.

 

It's very odd isn't it? Even on a direct drive design raising the barrier would simply exert rotational force on the motor spindle. As it happens these barriers are not direct drive so there is a linkage between the barrier and the motor further isolating the possibility of any damage to the motor. To damage the casing would require force to be exerted across another plane and as you rightly point out this would not be possible without opening the case.

When you read the 'engineers' explanation below it makes no sense.

 

Why on earth would the motor casing shear?

 

One might expect in particular circumstances that the motor case mountings could possibly shear ie the armature is wedged and sufficient torque applied to the pulley, but the casing itself could not possibly shear. What they are saying is that by rotating the motor armature (rotor in the picture) the casing was subjected to enough force to break. Well armatures are designed to rotate and are held firmly in place with a bearing at either end so the force is rotational about an axis. I think the manufacturer will confirm that there are no circumstances in which the motor casing itself would shear.

 

electric_motor.jpg

 

PCADletter3a.jpg

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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MARTIN3030

MARTIN3030

Posted
Posted

Yep I would imagine every College and Uni in the country has to have one.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Toulose LeDebt

Toulose LeDebt

Posted
Posted
Can anyone explain why PCAD would need or want a consumer credit licence? I wonder if it's normal for educational establishments to have them nowadays?

I would have thought that if someone didn't pay their course fees, they wouldn't need a licence to chase them for it, or am I being a bit thick?

If Martin owed me £100, I don't need a licence to pursue him for it do I. Or is that the brave new world we live in?

 

Maybe it's to permit them to offer the option of paying course fees by installments?

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Patma

Patma

Posted
  • Author
Posted

Fred is here now and would like to say a word.:D

Thanks to all for your unbelievable help and resourcefulness, not including visitor Bryan of course and other unnamed guests. When we have defeated them, and I see them behind bars, I am going to buy you all a huge case of beers :D.

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labrat

labrat

Posted
Posted

ill have wine not beer thanks :)

 

just kidding havent been much help :/

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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Bookworm

Bookworm

Posted
Posted
PS can we get the media involved
I was wondering about running something in the local papers, asking people if they have had the same kind of incident happening to them, and asking them to come forward if yes... Just in case... ;-)
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