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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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Yes its a concern to many that after so much interest and help,no one has had the decency nor consideration to just even come and say a couple of words.

There have been quite a few instances where some threads have come to an abrupt end when dealings get taken off the forum,often for reasons only known to those concerned.

This is the main reason for having a policy which does not support that angle,without absolute justification.

These things however do not go un noticed,and where we can clearly see an agenda that frustrates or goes against the ethos and purpose of a free site,then we will take steps to see what lessons need to be learned.

Many have their own opinions on whats happened here,and it seems very conclusive that the information began to dry up once certain members made an appearance..............

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I will see if can find out anything-although I did try in December only to be met with a wall of silence.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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The clues and perhaps cruxes are in post #2691

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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maybe a deal where they agree that op isnt liable as long as he signs a disclaimer not to comment further

Please note:

 

  • I am employed in the IT sector of a high street retail chain but am not posting in any official capacity,so therefore any comments,suggestions or opinions are expressly personal ones and should not be viewed as an endorsement or with agreement of any company.
  • i am not legal trained in any form.
  • I have many experiences in life and do often use these in my posts

if ive been helpful kick my scales, if ive been unhelpful kick the scales of the person more helpful :eek:

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maybe a deal where they agree that op isnt liable as long as he signs a disclaimer not to comment further

 

Was I the only one to notice that since the start of the thread, 813 days ago, the person with the complaint to make never actually posted on his own behalf, let alone the opportunity to thank the members who did?

 

It was all done by proxy.

 

I might otherwise have taken the trouble to comment before the end of it

 

8)

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Was I the only one to notice that since the start of the thread, 813 days ago, the person with the complaint to make never actually posted on his own behalf, let alone the opportunity to thank the members who did?

 

It was all done by proxy.

 

I might otherwise have taken the trouble to comment before the end of it

 

8)

 

And? I've posted on behalf of friends who either dont know the site or dont feel comfortable posting. I dont think there is anything odd in that.

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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more like he got poached away by one of our no-win-no-fee ghosts

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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And? I've posted on behalf of friends who either dont know the site or dont feel comfortable posting. I dont think there is anything odd in that.

 

I do not rely on hearsay, and commend to refrain from judging issues with one side of the story told but not the other.

 

When that happens and the eventual outcome with all the testimony heard is not quite the same as expected, I am not so surprised if the result was not as expected.

 

In my experience court cases are lost because of the capacity of the loser to delude himself, not because of the ingenuity of the opponent.

 

8-)

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Well regardless of what we might assume the outcome was or might have been,it doesnt look like we will be finding out.

Conniff makes a good point-if there was a resounding win then its a fair assumption that we would have heard/

If there was a settlement with confidentiality conditions attatched,it still would not have prevented a post here to indicate that.

The other reason of course may be that there are persons who would rather us not know the finer details,in particular in consideration of other instances which mirror this one,and have seen us ask questions.

 

Questions that the people concerned have not been comfortable to respond to.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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This is most unusual.

 

I am interested in JonCris's role.

 

At the beginning of this thread, it appeared to be Patma who was posting on behalf of a friend. Then JonCris joined the thread and proceeded to send PMs to people. At the end of the thread, Patma (despite being the thread starter) appeared to be relegated to the sidelines somewhat. She did not have a copy of the judgment and it was in fact JonCris who had a copy, stating that they were reviewing it.

 

I do not think that the case was dropped and a confidentiality agreement was made. "Fred" lost at first instance. The case was appealed and it is this decision that we are awaiting. According to JonCris, the appeal hearing concluded on the 8th October. JonCris then told us that the judgment was being "considered" on the 12th October.

 

After this post, JonCris did not post on this thread again. Despite being active on the forum for over a month after his last post here. It is also worth noting that JonCris has apparently disappeared despite being a rather prominent member.

 

I think that those who have information they can give on this issue should do so, or at least indicate that there is news - but they can not divulge any information.

Warning: Freemen of the Land Operate here. Think twice before accepting 'legal advice'.

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I am interested in JonCris's role.

 

 

Not to mention Toulose le Debt.

 

Els

BANK CHARGES CAMPAIGN CONTINUES - PLEASE SIGN THIS PETITION

 

Aktiv Kapital £300.00 SETTLED IN FULL

Capital One £741.47 SETTLED IN FULL

Citi Cards £1221.00 SETTLED IN FULL

LTSB(personal) £3854.28 SETTLED IN FULL

LTSB(business) £7487.97 SETTLED IN FULL

 

What poor education I have received has been gained in the University of Life

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This is most unusual.

 

I am interested in JonCris's role.

 

At the beginning of this thread, it appeared to be Patma who was posting on behalf of a friend. Then JonCris joined the thread and proceeded to send PMs to people. At the end of the thread, Patma (despite being the thread starter) appeared to be relegated to the sidelines somewhat. She did not have a copy of the judgment and it was in fact JonCris who had a copy, stating that they were reviewing it.

 

I do not think that the case was dropped and a confidentiality agreement was made. "Fred" lost at first instance. The case was appealed and it is this decision that we are awaiting. According to JonCris, the appeal hearing concluded on the 8th October. JonCris then told us that the judgment was being "considered" on the 12th October.

 

After this post, JonCris did not post on this thread again. Despite being active on the forum for over a month after his last post here. It is also worth noting that JonCris has apparently disappeared despite being a rather prominent member.

 

I think that those who have information they can give on this issue should do so, or at least indicate that there is news - but they can not divulge any information.

 

nail head hit it spot

 

nuff said

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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  • 2 months later...

All that effort hard work by so many good people for it to just fizzle just out? seriously, what a downer.

:-) V Newcastle City Council £60 Civil Enforcement overturned 2007

:-) V Capital One £300 of unfair charges revoked 2009

:-) V Nationwide £270 of Bank Charges Revoked 2010

:-) V Moorcroft Debt Collection £130 Charges Revoked 2010

:-) V Manchester City Council £75 Parking charge Revoked 2010

:-) V Former employer Undisclosed settlement forced after unfair dismissal 2011

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Absolutely.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 4 months later...

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Please note that this topic has not had any new posts for the last 3332 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

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