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    • I bought my house 2 years ago. The previous owner had died. I continue to recieve parking fines and communication from DVLA in the name of the dead person, despite contacting DVLA via post to inform them I am the new owner of the property. I have sent them proof of purchase and ownership but the communications continue to arrive. Aside from using "return to sender", does anyone have any idea how to stop this and get DVLA to update their records? Not sure if relevant but the Tax class on the vehicle is disabled meaning that the price of vehicle tax is £0 per year. I assume someone is using this to get free vehicle tax which is up to them, but I'm bored of fighting with parking charge companies and getting threatening letters, as whoever is doing this is also not very good at paying for parking.
    • I haven't heard of them asking for photographic evidence in this way before – but I don't think it will really pose a problem. Have you got a history of sending parcels which were then lost and you had to claim for? When you send your letter of claim? Was the item properly declared? Was the item correctly valued? Please answer these questions and then take at least a couple of days reading very thoroughly the stories on this sub- forum. There are lots of them. Read some of the pinned topics at the top which will explain the principles and then read the stories to see other people's experience. Post up your letter of claim in PDF format so we can see what you sent.  
    • Just to clarify - it was the lender who undertook works, not me.  They racked up huge huge sums in refurb costs - which were completely unnecessary.  They have been trying to charge all the costs to me.  I refuse to be held accountable in my defence and counterclaim.   (I refuse to  be held liable for these works costs whether vat was or wasn't added - I maintain its the lender that must cover the costs).  It was a ridiculous sum of money and made no difference to their ability to sell either.  As its still unsold.    I can see - from disclosure paperwork - that the lender ceo uses this contractor all the time on other properties - for himself and for the bank.  The payer may not be responsible for the contractor's failure to add vat - but the ceo can clearly see it's not being charged - and again and again on all his jobs.  So he is complicit even if not guilty of the actual fraud.    I admit I'm angry with them. The sheer injustice and arrogance (that they could/ can do whatever they want and get away with it - has been astounding.  It's why I have fought so hard to get justice.  This particular issue is just another niggle.  They think they are above the law; can circumvent it - with no consequences / repercussions.    Thank you dx for pointing me to the link. I will now follow that up
    • I have posted the letter off today - sent recorded delivery, so should get to the Police early next week. I also walked along the street where this happened and checked if there were any CCTV cameras or video door bells in that section of the road, but could only find one. I talked to the owners of the house with the camera but they say it is set to only cover the area leading up to the house and not really the pavement or road and footage also auto deletes after 72 hours, so anything captured would be gone now. That was disappointing. I walked along the road a bit more, but couldn't see any other video door bells or CCTV, so that didn't help.  I always thought most people have at least a video door bell these days but not in that road... 😐 So came home a bit disappointed.  If anything else happens I will post an update here, but may not be for a week or so. Not sure how long this will take now.
    • Hi all.   I've just cancelled my Virgin Media because my Wife and I are going abroad for 12 months or so. My Son will be staying in our home, and wishes to start a contract with them. He signed up to a great deal for New Customers online, and a Contract Agreement was signed online. He had a delivery date for a Self Installation Kit but it never arrived. After speaking to numerous Virgin Media Staff online, they are insisting that he calls their Pre Installation Team (I presume that is their sales Team to try and get more money). He doesn't want to speak to them over the phone. He doesn't mind doing a Live Chat, but he hasn't got an Account Number yet, so that's impossible. He even had a chat with a Team Member on Whatsapp, who say they don't have access to the information they need, so he has no option but to call them. Why can't they just be straightforward with their Communications? Is there any other option other than calling them?   TIA.
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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H.O.L Test case appeal. Judgement Declared. ***See Announcements***


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barry have you just escaped from ward 10?

 

No Embleton Ward d1cky lol.

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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I think many should be aware that it won't be long before the 'damage limitation' letters start rolling out of the banks. The main thing is to hold firm and not be directed by well versed (probably trained for weeks) bank employees telling you what they want you hear and do.

 

To me if the banks think they got away with it then they should be reminded otherwise. This is a big problem of banks once being respected and believed to what we have now, apparantly the exact opposite with professionals drawn in for the 'spin'.

 

Michael

 

Let's hope so Michael. It's great news that top barristers are prepared to fight our corner on this.

 

Unfortunately as someone said earlier on this thread - I think it was Middenmess - a lot of people are still going to be fooled by the mis-information being pushed out by the banks in the hope the poor little consumer will give up and go away.

 

My Father, a pensioner with no access to the internet (and no bank charges ever fortunately), called me yesterday with the news that according to the tv and newspapers he had seen it was all over for the bank charge victims, the banks had won - end of. He assumed that there was no point in me continuing now.

 

There must be stacks of other people out there who are just going to fall for the banks' weasel words and let the banks throw out their claims. Just because they don't have access to, or know about Cag and the other sites there is a chance the banks will ride roughshod over them again.

 

This cannot be allowed to happen:eek:

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hiya all

 

i would just like to say that we must believe and educate our family and friends that this is still very much alive, the campaign i mean

 

as i suspect that the banks will try and tell its customers otherwise;)

 

i bet if we call our banks we will be told they have won the case and customers will be hearing from them soon etc

 

impression is everything at the moment i suspect but i for one am ready to learn what i need to do in the next few weeks - lets face it we have been patient for such a long time, we can wait a few more weeks to get to the next stage for our claims to be sent in or to be amended

 

so keep the faith everyone,,, its just getting interesting :cool:

 

have a fun weekend all laters angel x

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Im happy to help with support and my own thoughts, but if I offer any thoughts to your problems please take it as from my life experience only and not of any legal standing. Always take further advice from the legal experts in your final action.:)

 

my new motto is,,,",Taking back control of your life and home - such peace is priceless"

 

This is all due to truecall device , have a serious peek at this you will be thankful like I am x laters angel :D

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The banks are spreading their propaganda, about having won! Speaking to a clerk in my local court today, she informed me that banks had won and no one will get any money. I told her she had been misinformed!

 

It had occurred to me, that maybe we could produce some kind of leaflet,flier, informing people of what was actually going on. If someone knew what to put. Then we could all copy it and hand them out, better still put some in the banks, on their leaflet stands lol, or tape it to their windows. Just a thought.

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Just wait until the lovely legal people who are helping us all out have come up with the strategy, then get the press involved again. I understand it will be a couple of weeks, by which time the press will have forgotten this weeks headlines and will be ready to take the opposite view.

RMW

"If you want my parking space, please take my disability" Common car park sign in France.

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Let's hope so Michael. It's great news that top barristers are prepared to fight our corner on this.

 

Unfortunately as someone said earlier on this thread - I think it was Middenmess - a lot of people are still going to be fooled by the mis-information being pushed out by the banks in the hope the poor little consumer will give up and go away.

 

My Father, a pensioner with no access to the internet (and no bank charges ever fortunately), called me yesterday with the news that according to the tv and newspapers he had seen it was all over for the bank charge victims, the banks had won - end of. He assumed that there was no point in me continuing now.

 

There must be stacks of other people out there who are just going to fall for the banks' weasel words and let the banks throw out their claims. Just because they don't have access to, or know about Cag and the other sites there is a chance the banks will ride roughshod over them again.

 

This cannot be allowed to happen:eek:

 

Sounds familiar

 

Don't think about it to much.

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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I'm just itching to start the ball rolling on mine, my mother in law's and my missus's claims. I've not put any in yet, so they would be fresh, I wonder if it's worth sending them in now in preparation so that by the time the new templates are out, I can get straight onto the LBA and court claim stuff :)

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Start your own thread in the relevent bank forum and post a link here... I'm sure you'll get tonnes of advice!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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Can I just ask if we should be doing anything about cases that have been "stayed" so that the banks can't just throw them out while the decision of what to do next is being made?

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Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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Can I just ask if we should be doing anything about cases that have been "stayed" so that the banks can't just throw them out while the decision of what to do next is being made?

From speaking to my local court today either Complainant or Defendant can apply for stay to be lifted or case dismissed, this action cannot be taken by court alone, and if either party wishes to make a move, the other party must be informed. hope this helps:)

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=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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missed out line "and oppose action in court"

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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missed out line "and oppose action in court"

 

 

This alone would be the court's reliving the nightmare of 2007 alone. Probably an even worse nightmare for the banks too. :D Their 'legal', 'PR' and 'spin' departments will certainly be in a, erm, 'spin'.

Personally my liking for banks started to dwindle big time when HSBC were a bit too nice about taking my complaint - being as I am normally wary these days, I thought then it was a bit unexpected. I am however quite certain that their smug Canada Square heirachy will be drinking champers this weekend!

 

Michael

When I was young I thought that money was the most important thing in life; now that I am old I know that it is. (Oscar Wilde)

--I like to be helpful wherever possible however I'm not qualified in this field. I do consider carefully anything important (normally from personal experience) however please understand that any actions taken are at your own risk--

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emmasot all is not lost.

 

The Supreme Court has issued new guidance there is a template letter on this site you can send you're bank and that will lift the stay.

 

You need to amend the POC's as well but they require little amendment.

Any typos spelling mistakes are due to leprechauns in my keyboard they move the letters around sometimes (edited for bookworm god bless her sole) Deep Peace be with you.

 

“I would say to the House as I said to those who have joined this government: I have

nothing to offer but blood, toil, tears and sweat. We have before us an ordeal of the

most grievous kind. We have before us many, many long months of struggle and of

suffering.

 

You ask, what is our aim? I can answer in one word: Victory. Victory at all costs —

Victory in spite of all terror — Victory, however long and hard the road may be, for

without victory there is no survival.”

 

(Winston Churchill Addressing the House of commons.)

 

All complaints go to the lootube. All conversations go in the white box then you click submit.

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Share on other sites

we can kiss our money good bye then 2 and a half years wait for nothing great!

Have you read the forum? Take a look at these 3 links. Ya never know, may get cash back before xmas!

 

The Consumer Forums - Announcements in Forum : The Bear Garden

 

The Consumer Forums - Announcements in Forum : The Bear Garden

 

The Consumer Forums - Announcements in Forum : The Bear Garden

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

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everybody do not give up yet hey there is still laws on our side we can fight this we just need to all pull together

 

PF

Finally if you succeed with your claim please consider a donation to consumer action group as those donations keep this site alive.

 R.I.P BOB aka ROOSTER-UK you have always been a Gent on these boards and you will be remembered for that.

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