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yourbank last won the day on August 15 2009

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  1. Renegotiation, if I am a gatekeeper then can you tell me what my agenda is(cos I clearly don't know)?
  2. Can you explain the gatekeeper comment because I do not understand the definition you have for the word?
  3. Renegotiation, what is the current amount of support you have on that thread? Less than 100??? Even the petitions on here get over 400 so clearly I'll look at it and give you some pointers where I think you need to go.
  4. Bookworm can answer the french question cos je ne se pas por quoi(apologies to bookworm but unfortunately my GCSE French is not as good as my degree level Spanish is, sadly). Regeneration, the thread stopped dead in December 2009 then had one post from yourself in January 2010 to which no one has responded. You need aims, you need support, a venue, media attention, mass appeal message, and a date. At the moment, I will look at that thread again(as I have only just found it today since no link to it even on your signature meant that I assumed it was CARO's thread you were on about). For info: Caro has a link on her signature which means people will look there so a tip for you might be to do the same so others view the thread when they see your posts. Hope that makes sense
  5. I was trying to work out whether you were making a xenophobic jibe at Bookworm(which I thought you were doing) or whether it was something else. Thankfully, I think it was something else. I am always concerned if xenophobia is the only argument someone has against a valid point being made by someone who has taken many hours out of their life to post on an internet forum.
  6. Why are you asking the hypothetical situation which is irrelevant to this thread which involves UK not French law, which involves UK contracts not French contracts, and is quite frankly IRRELEVANT?
  7. Can you post up the respons you got because at the moment many banks are simply dismissing out of hand any letters they receive? Furthermore, there are some light at the end of the tunnel and some strike outs by the banks have been fought successfully and amended POC's are going in. The fat lady is definitely not singing on this one.
  8. Can you explain that comment since the UK Supreme Court decision is not binding on the French?
  9. You have what is called a packaged account. I have seen this reclaimed however you would need to look at the benefits you would have gained against those you actually used. I would explain the Roadside assistance thing ie you paid for it unnecessarily so it was not a benefit to you. See if they will refund some of the charges based on what you could have benefitted from, what you were ineligible for and how much you did benefit from it(excluding the RAC cos you paid for it).
  10. not really, they are punitive but it hasnt been tested in court (could be wrong so happy to be corrected with the case law) The OFT have said they believe them to be penalty charges, and also that they consider they would be found ''highly unfair'' under the UTCCR.
  11. The YB claimant who was in court this afternoon defending a strike out attempt by yorkshire bank got 6 weeks to amend POC's.
  12. she got 6 weeks to amend POCs (has to pay application fee) but nonetheless wasnt struck out. thought u would like to know
  13. renegotiation, there are case that are currently going through the legal process, live cases not words on a page like we are doing. Those cases will determine the approach we will have on the future cases. Have you read Bookworm's post which explains to you that the LEVEL of the charges as an argument is no longer valid on individual claims? If not then you try hunting for it on the threads(for helpful advice: it was made today). At the moment, i would say to be cautious because Rome wasn't built in a day and we have got to be clear on how to argue the case than rush in and simply say "you morons are corrupt". Those same morons will be the ones who will decide if claimants win or lose.
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