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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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I have opened this thread to say goodbye to a fellow Cagger who is well respected on this site.

 

Curlyben has advised that he will no longer be a member of CAG :-(

 

It is only fitting that he get a good send off and I wanted to be the first to give my thanks to him for all his hard work and excellent posts in his time on CAG and for the invaluable advice he has given me.

 

I know no one is indispensable but he is going to be very difficult to replace imo. His posts were not only informative but extremely accurate and to the point, leaving you in no doubt as to their validity obviously gained through hours of research and personal experience.

 

So Ben, this is to say many, many thanks for your hard work and I wish you well in all that you do - even if you can't spell :p:D

 

funny-monkey-4.jpg

 

Beer time methinks :lol:

 

PS - If anyone is in need of urgent help from Ben, however, just e-mail me and I will happily pass your message on ;)

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Thanks for all of your help Ben. You will be sadly missed.

 

 

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A prudent question is one-half of wisdom.

 

:D

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Hi, Bo.

 

Yes, I was also Gutted at the news. Ben helped me so many times on threads I will miss him loads. :(

 

I think he's going to try and finish the cases he's been working on, then call it a day.

 

I for one, hope he has nothing but good times ahead, him and his family.:-)

 

 

 

Regards.

 

Scott.

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All the best CB!

omnia praesumuntur legitime facta donec probetur in contrarium

 

 

Please note: I am not a member of the legal profession, all advice given is purely my opinion, if in doubt consult a professional

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Ben will be missed. He has helped so many get out of very difficult positions with the DCA's.

 

I wish him and his family health, wealth and happiness.

 

Ben, don't be a stranger. You have a lot of friends here.

 

Good luck

 

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I for one am really sorry to see you leaving. :(

 

But don't worry, you will still be hearing from me...:p

 

Good luck with everything you do, and i hope you wont be a total stranger on here. xxx

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Ben was well respected, not only on the forums, but also by the team.

He will be missed.

 

Good luck, Ben.

;)

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Lots of love CB.

 

Can't think of anything fitting to say, other than "Ook".

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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I can only add my sorrow at Ben leaving.

 

He will be missed by a lot people on here.

 

So sorry to see you go Ben, good luck on whatever you do next, a lot of people can be greatfull of your advice. Be happy and we are all thinking of you !

 

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Lol Tiglet :D

 

It took me a while, but I reckon Ben must've done a lot of research before deciding on a username for CAG and I'd never heard of Discworld, not having kids :eek: So it was certainly an eyeopener for me but very appropriate for Ben methinks ;)

 

The Librarian (Discworld - Wikipedia, the free encyclopedia)

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I didn't think you were allowed to hand in your notice;).

 

Another big thanks from me for all the wonderful help you have given me and many many others. You will be missed. And years from now people will still be sending out 'curlyben' letters to put those DCAs in their place:D

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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Oh Ben..what sad news! What will we do without the library! But thank you so much for all the help you have given everybody which then filters down when others read the threads.. you've been a star - enjoy the family (they'll cost you more than the banks!)

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When I saw the title goodbye Ben -- (I didn't know any other Bens, but) was hoping it wasn't going to be goodbye to CB. :(

 

His advice has been fantastic, and his letters ... the "CB specials" are spot on and do the trick:cool: .

 

Will miss you CB.

 

Good luck x :)

jaxads

 

Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.

Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.

GE Money - Received settlement of £441, being total charges requested. No interest though.

CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!

EOS Solutions "ceased action on account" on behalf of a friend.

 

All in all, quite busy at the moment and enjoying every minute of it
:eek:

 

 

 

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Ben.

 

U will be sadly missed by me. I love your blunt and straight to the point letters and i am glad i have a few to send these idiots who think they know best.

 

the only better letters are my specials which general say the same in fewer words. Plenty of times you have advised me not to send one of my specials but to send one of yours.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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CB, you will be sorely missed and I say a heartfelt and sincere thank you for the help you have given me.

 

I wish you and your family all the very best for the future :D

Mr & Mrs Ananya's story so far -

Welcome Finance - account closed - no CCA - 02/07 - £1500

NatWest - settled in full 09/06 - £600

NatWest - settled in full 06/07 - £72

Verso - Settled in full 07/08 - £2002

C.K. Edrupt/Provident - account closed - no CCA - 04/07 - £640

Littlewoods/Shop Direct - 2 accounts closed - Statute Barred - 04/10 - £800

D.C.A.s who've given up so far -10

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Maybe we should have a sticky dedicated to the librarian himself - especially all of his letters.

 

Or am I just being sentimental?

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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Well, Mr Tiglet and I are about to pop some champers i got from my birthday (haven't been able to drink all week) so here's a toast to Mr Curlyben!

 

"Crazy name, crazy guy"

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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thank you so much curlyben for all the help you've given me with lowells. i'm still battling them a year on, but hopefully i'll win in the end.

 

your advice and help has been fantastic. thank you so much again and the very best of luck and good wishes.

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I have to say... that it seems a bit strange how a lot of well-respected people seem to have been de-moted lately and/or are leaving the site altogether....

 

Is anyone brave enough to discuss what may really be going on here ?

 

:cool:

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I don't think taht's fair honey - if CB or anyone else feels they ahve anything to say then it's up to them to say it, not for anyone else to speculate.

 

Sometimes, other things do just get in the way - i know i haven't been around much lately because of things going on in my life and I would only ever assume that was the case unless someone said something directly.

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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