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mr.ton

Cheekiness towards a DCA

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So who's going to write in and complain? On proper a headed letter so it looks all official and legally binding, of course. :D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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me bad.......... just added at the bottom of a letter to a cca

 

"happy new year........... if you have any difficulty understanding the contents of this letter please consult an adult"

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Indeed. Bon Ridwell and D*ck-Spl*sh Todd of Bowell Financial have vanished.

 

 

I think old poor ron bidwell's company has gone into administration, and he hasnt posted since on c today :D

 

I wonder if he will be on the receiving end of dca's from now on

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on a serouis note people i seen this petition on another tread and since this is a more trafficed tread than this one i thought i would plug it. its a

petition approved by No 10 ie to regulate experian/equifax and the other over-powerful/power-abusing credit reference agencies in the UK
please pop over and sign it http://www.consumeractiongroup.co.uk/forum/credit-reference-agencies/175435-please-sign-petition-regulate.html could be a hudge victory for all us at cag

 

We could aslo get Number 10 Downing Street to get a petition for ourselves to get tougher regulations imposed on the dca' Introduction to e-petitions | Number10.gov.uk


The Tally so far in order of appearince:

Intrum Justica

:DNow gone from my life

Metropolition

:DGone and had to repay me 500 pounds

Red(Lowell)

:DCase Closed

Aktiv Kapital

:pWas so sad yo say good bye. Parting is such sweet sorrow.

MBNA :oops::-) No CCA No Debt You lost

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I'd put this thread on prescriptions for debt/depression.

If I could.

CAG in entirety as treatment.

This thread for emergencies.

 

Prescriptions cost money, this thread doesn't. :D

 

Be nice if anyone out there could help with video's/graphics/music, etc. A few of us have done our best so far, and would like to do more. But there is a limit to how much funny stuff we can churn out. If you like what we have done so far and want to join in send a PM. All we need is a bit of musical talent, or skilled at photoshop/animation/video camera/editing. Don't be afraid of not being good enough, every bit of help counts.

 

If you want to join the crew in this threads funny multimedia, get in touch. The pay is crap, but the moral rewards and green blobs/ satisfaction of helping others beat the DCA'S in 2009 are worth it.


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Hi FuzzyBobble, trying to pm you ref post 4459, but you be all full up with pm's, I'll try again in a minute:)


Capquest - No cca yet - OC sent what they think is a CCA - account on hold - no contact since

 

Lewis - Lost their tongue after cca request:roll: -

Now in default of my CCA request - still no contact since:D

 

Fredrickson - No cca yet - Now in default of my request - now stopped contact with me:rolleyes: **UPDATE** April - Sent back £1 p/o and gave up!!!!!!!!!!

 

1ST Credit - CCA request sent - now stopped contact with me

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Hi FuzzyBobble, trying to pm you ref post 4459, but you be all full up with pm's, I'll try again in a minute:)

 

Freed up some space now. Didn't realise my inbox was so full. :D oops lol.


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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on a serouis note people i seen this petition on another tread and since this is a more trafficed tread than this one i thought i would plug it. its a

Quote:

petition approved by No 10 ie to regulate experian/equifax and the other over-powerful/power-abusing credit reference agencies in the UK

please pop over and sign it Please sign petition to regulate experian et al could be a hudge victory for all us at cag

 

Thanks for this link, jobmid. I've just signed this petition and it desperately needs more signatures, so please go there everyone and get signing.:D

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Spurred on by this thread i just had an interesting chat with someone from Halifax. He thought i should give him all my details and i thought i shouldnt!!!!! But instead I asked him if he wanted to discuss the recent Halifax Phone Harrassment case but he didnt seem to understand it, so (being as it was wasting his time and i was stirring my tea) i gave him an overview and then asked if he wanted a more detailed description. Duhhhhhh......he then said i could have a nice day! How sweet of him. One to me!

 

Happy new year all

 

Tierisch

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More & more people are now knowing their rights & how things work in general Tierisch.....its a great feeling isnt it eh? :D

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Prescriptions cost money, this thread doesn't. :D

 

Only in England. If you live in Wales or Scotland they're free, courtesy of English taxpayers.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Only in England. If you live in Wales or Scotland they're free, courtesy of English taxpayers.

 

Fred

 

And only 3 quid in Northern Ireland.

 

Still with Comrade Broon on the slips now its only a matter of time befor Dave Snooty and the Tories abolish them altogether.


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Only in England. If you live in Wales or Scotland they're free, courtesy of English taxpayers.

 

Fred

 

Now that bothers me, I wasn't aware of this - quite seriously, I'm out of work, no benefits, but still have to pay for medicines, of which I need 8 different items a month! OK, so I buy a pre-pay card, but it's still costing me when so many are getting freebies...


Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Now that bothers me, I wasn't aware of this - quite seriously, I'm out of work, no benefits, but still have to pay for medicines, of which I need 8 different items a month! OK, so I buy a pre-pay card, but it's still costing me when so many are getting freebies...

 

It's true Hillards, unfortunately. The fees were abolished in Wales on the same day they went up in England! I don't want to start a war with our Welsh and Scottish friends though - hardly their fault is it?

 

Regards.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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As you point out, not their fault, and I'm not in a position to start a war as I'm rather short of tanks, aircraft and weapons at present.

 

However, it was information I was not aware of and now wish to change my doctor to one in Cardiff, or somewhere like that...


Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Now that bothers me, I wasn't aware of this - quite seriously, I'm out of work, no benefits, but still have to pay for medicines, of which I need 8 different items a month! OK, so I buy a pre-pay card, but it's still costing me when so many are getting freebies...

 

A years prepay in NI is a bargain at £25 and in April 2010 they will be abolished altogether. I have to agree Hilliards its doesnt seem fair. You know who to blame when the Election comes around.


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Best to start a war against the ones who offer something to one group, and not another, trying to stir up trouble. The same ones who bail out rich bankers and car companies that provide cars for rich people, but us ordinary people who have to work harder and harder for a living as each year goes by. They want to bail out jaguar that employ's 2000, but let Woolworths go bust and put 30,000 people on the dole.

 

The sooner decent people stop moaning in the local pub about how we're treated and get up of our lazy arses and actually do something about it, the better. That's the main problem here. They know most won't do anything except moan, while they get away with screwing us to the point of poverty.

 

Moaning about how crap we get treated is one thing. Doing something is another. Until people are prepared to stand up and actually do something, then they will always take the pee. And if we put up with it, then we deserve everything we get.

 

When was the last time the British people stood up against what they disagreed with? The longer we leave it the more our freedoms get taken away from us. Don't leave it until it's too late, then try and blame someone else for it.

 

It's our problem. Let's do something, and now!!

 

We're already winning the battle against the DCA's and the greedy banks. Why stop there?

Edited by fuzzybobble

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Best to start a war against the ones who offer something to one group, and not another, trying to stir up trouble. The same ones who bail out rich bankers and car companies that provide cars for rich people, but us ordinary people who have to work harder and harder for a living as each year goes by. They want to bail out jaguar that employ's 2000, but let Woolworths go bust and put 30,000 people on the dole.

 

The sooner decent people stop moaning in the local pub about how we're treated and get up of our lazy arses and actually do something about it, the better. That's the main problem here. They know most won't do anything except moan, while they get away with screwing us to the point of poverty.

 

Moaning about how crap we get treated is one thing. Doing something is another. Until people are prepared to stand up and actually do something, then they will always take the pee. And if we put up with it, then we deserve everything we get.

 

When was the last time the British people stood up against what they disagreed with? The longer we leave it the more our freedoms get taken away from us. Don't leave it until it's too late, then try and blame someone else for it.

 

It's our problem. Let's do something, and now!!

 

We're already winning the battle against the DCA's and the greedy banks. Why stop there?

 

And so say all of us. Mind you, I may be being slightly hypocritical here. My Daughter is getting a non-means tested bursary for her studies at Cardiff University. At least I'm getting something back for my money!.

 

Regards.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Only in England. If you live in Wales or Scotland they're free, courtesy of English taxpayers.

 

Fred

 

Oh, no they're not! Not in Scotland. It will be the case soon (unless it changes) but at the moment, we Jocks still pay for them. And we pay our taxes too!

 

But I agree, if they are made free in Wales and Scotland too then they should be made free in the whole of the UK. The United Kingdom should be just that, united - not one rule for one country and a seperate rule for another within the flag


My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

If my advice has been helpful, please show your gratitude by taking a moment to click on the star icon on the bottom strip of my post

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Not to go "off topic", but I wonder if someone could give an opinion on the following letter. This in reply to Aktiv who are still chasing a statute barred "alleged" debt.

 

Dear Sir/madam

 

Acc no xxxxx

 

I DO NOT ACKNOWLEDGE ANY DEBT

 

Thank you for you letter dated 30/12/08, the contents of which have been noted.

 

You have again asked me to contact you by telephone when I have made it explicitly clear that I will only deal with this in writing. Therefore, I will not be taking you up on your invitation.

 

You state that you need me to call to "obtain information" and the required "security information". I do beg you pardon, but as you are chasing me for this alleged debt, surely you possess all the information you require. Could I point out that any questions you may have could easily be put into writing? I could then, if I so wished, or if I could be bothered, reply to you with any answers you need.

 

I have informed you that this alleged debt is Statute Barred. The Office of Fair Trading guidelines state:

 

Continuing to press for payment after a debtor has stated that they

will not be paying a debt because it is statute barred could amount to

harassment contrary to section 40 (1) of the Administration of Justice Act 1970.

 

However, if you still wish to pursue this, then please take note that I will be charging £15 per letter in response to your computer generated letters. I will also charge a minimum of £12 per response to account for my research.

 

Any further correspondence I receive from Aktiv Kapital will be taken as confirmation and agreement of these charges.

 

Yours faithfully

 

Clemma

 

Will that be ok? :D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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That will be fine, but add a pic of a Gingerbread man at the top and "PUT UP OR SHUT UP" as a heading in bright red letters as a heading. ;)


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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And so say all of us. Mind you, I may be being slightly hypocritical here. My Daughter is getting a non-means tested bursary for her studies at Cardiff University. At least I'm getting something back for my money!.

 

Regards.

 

Fred

 

If you're a student and can get a bit back from the ones who will try and screw you later on, then get whatever you can. That goes for anyone who is prepared to help your kids get a good start in life. I never got one, then was left to struggle and ridiculed by my family for failing in life. I'm waiting for them to get too old to look after themselves and turn to me for help, then I'll happily give them the same kick in the nuts they gave me.

 

What goes around, comes around.

 

The same principle goes for banks, credit card companies, DCA's, so called friends, and family.

 

Be fair with the ones who are fair with you. Otherwise you get taken advantage of and used.


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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That will be fine, but add a pic of a Gingerbread man at the top and "PUT UP OR SHUT UP" as a heading in bright red letters as a heading. ;)

 

 

Or maybe:

NOTICE OF PRE-OFFICE OF FAIR TRADING INVOLVEMENT

Valid if not read by you


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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Is it me being paranoid, but we have 4 guests on here tonight.

 

I don't think you're paranoid Fuzzy, but that doesn't mean that you're NOT being followed by the Chinese Secret Service.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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There was 500+ guests the other night.....the poor DCA's must know their number is up!! :D:D:D


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 3352 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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