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Cheekiness towards a DCA

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That Job Advert is just so asking for CAGers to apply...........

 

Fuzzybobble being just behind Fred Basset me thinks

 

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Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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:lol::lol::lol:

 

Brilliant Fred.....knew you'd be the first :D Keep us informed ;)


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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What will you do if you get the job Mr Basset


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I just split my sides, serial sh****:D

I'm going to use that when asked what do I do for a living in the future. Well I can dream cant I.

Edited by stardust_john
Oh my typing lets me down.....

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Will Mr B become 1 of them i wonder? :eek:

 

I reckon he's just trying to secure a bone supply for 2009, I hear Bassett's are partial to a bit of shin... Imagine an office full!


Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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I reckon he's just trying to secure a bone supply for 2009, I hear Bassett's are partial to a bit of shin... Imagine an office full!

 

:lol::lol::lol:


:)I am not an expert, but I can give good advice about Brighthouse:)

 

Am learning more and more about DCA's too :)

 

I have no legal experience and all advice given is based on the knowledge I've gained from this site.

 

<------If you think I have been helpful, please feel free to tip my scales - remember to put your CAG name though!

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What will you do if you get the job Mr Basset

 

Well generally speaking, Bassett Hounds don't do debt collection, but if they did, they'd be the nicest debt collectors in the world. On that basis I don't think I'll get the job.

 

Fred


Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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You'll know if Fred got the job. Threat-o-grams will start arriving with dog hairs on them. :D

 

I've just been sniffing around 1st Credit's website, just to see if there's anything else of use on there for the Judge Judy video. I'm hoping to spend all day working on it today.

As soon as the 1st Credit site loaded, my virus scanner finished scanning and popped up a small window over the top of it and it said in red letters. "Threats detected" So even my virus software doesn't trust a DCA either. :D:D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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As soon as the 1st Credit site loaded, my virus scanner finished scanning and popped up a small window over the top of it and it said in red letters. "Threats detected" So even my virus software doesn't trust a DCA either. :D:D

 

They probably have loads of cookies and spyware on it so as when you tell them to F**K OFF they can send their Licensed Field Agents to your door:eek::rolleyes:


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You'll know if Fred got the job. Threat-o-grams will start arriving with dog hairs on them. :D

 

I've just been sniffing around 1st Credit's website, just to see if there's anything else of use on there for the Judge Judy video. I'm hoping to spend all day working on it today.

As soon as the 1st Credit site loaded, my virus scanner finished scanning and popped up a small window over the top of it and it said in red letters. "Threats detected" So even my virus software doesn't trust a DCA either. :D:D

 

just sent you a pm fuzzybobble of a photo of intrum justitia's building in liverpool i enjoyed your cristmas card video on youtube

  • Haha 1

The Tally so far in order of appearince:

Intrum Justica

:DNow gone from my life

Metropolition

:DGone and had to repay me 500 pounds

Red(Lowell)

:DCase Closed

Aktiv Kapital

:pWas so sad yo say good bye. Parting is such sweet sorrow.

MBNA :oops::-) No CCA No Debt You lost

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just sent you a pm fuzzybobble of a photo of intrum justitia's building in liverpool i enjoyed your cristmas card video on youtube

 

I let my neighbour see my DCA Promotional Video a few hours ago. She now thinks I'm totally crazy. Especially after the laser show the village got for free at 11pm last night. :D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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JUDGE JUDY FUZZYBOBBLES

DCA MANAGEMENT

bobandcharlesnjudy.jpg

 

COMING TO A CHEEKINESS THREAD SOON......

:-)


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Been on YouTube and found the best video ever put on there.

 

After signing up a year ago I have watched over 7000 videos. :eek:

 

I need to get out more often.

 

YouTube - Sesame Street : Cookie Monster - Gingerbread Man (High Quality)


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Apparently the FOS is still very busy;). Dealing with 2 complaints for me and have stated that they are "currently receiving high volumes of enquiries".

tell me is it a pointless task to complain to fos and ts and oft?? will they do anything?


muffintop

Won Nationwide £900 and £1908 Bank Charges

Lloyds personal account 1,861

Lloyds Bus Account 2k

Abbey bank acc. Stayed 2008

 

CCA requested Barclaycard Nov 08 - n1 issued - GAVE UP

CCA Mbna Nov 08- n1 issued - GAVE UP

Marks and Spencer Money Nov 08 -lost found 2b enforceable.

Tomson Holiday - WON

 

if I help you tip my little scales it gives me a thrill. MT

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It may not seem worth it, but the more complaints they get, the better. When they get tons of complaints then media coverage that they don't act on them. The Government are already asking questions about DCA practices during the financial meltdown. So keep complaining as often as you can. The more who do this, the sooner the DCA's get the massive kick up the ass they deserve. :D


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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OFT - it may seem a pointless task, as they don't look into individual complaints, but it represents our best chance of getting major change in the long term. It is the OFT who issue the licences which these rogues trade on. Please do complain if you have a genuine reason, because one day somebody will make the complaint which will be the straw that breaks the camel's back, and some rogue operator will disappear from the scene.

 

TS - Impossible to predict, as they vary so much from area to area. If they are totally derelict in their duty, trading standards officers can always be reported to their own superiors. They are always answerable to somebody.

 

FOS - For the most part, these are totally useless, but there have been exceptions. As it costs the company £450 if the FOS investigate, it is always worth trying to get them involved if you have any sort of genuine case. Even if it doesn't benefit you personally, these amounts all add up, and may just end up making someone think twice about wholesale sharp practices which are generating a mass of complaints.

 

In short, the situation is far from ideal, but we owe it to ourselves and those who follow us to keep making the appropriate complaints when justified.

 

SH


All opinions of ScabHunter are offered in good faith and believed to be accurate and true. Please note, though, that I have no legal training and am human like the rest of us (except the DCA trolls).

 

If you have received court papers, PLEASE POST EARLY. We can help, but only if we are within the timescales.

 

I am happy to receive PMs (and friendship requests!), but if you want me to look at your thread please leave a link to it.

 

If I have been helpful, please feel free to click the old scales!

 

____________________________________________________

 

LIGHT RELIEF - SCABHUNTER STYLE

 

A reply to a DCA troll with a limited vocabulary

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/131409-cheekiness-towards-dca-199.html#post1840093

 

A template letter accepting a full and final settlement

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/104668-cabot-windywoo-4.html#post1813490

 

A reply to ARE letter dated 13th November 20088

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/172657-mbna-letter-asking-me.html#post1863523

 

A reply to a naughty DCA suggesting that the alleged debtor was ignoring the poor dears, and promising a nice social visit

 

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/167422-help-needed-re-letters-3.html#post1850119

 

 

 

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Yep, Scabhunter is correct.

 

When we stick together, we can make a difference.

 

A few voices shouting, doesn't much difference. Thousands of voices shouting, and they have to do something.

 

My fave quote - From small acorns, mighty oak trees grow. :D

 

And this is gonna be a biggie.


These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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i used to deal with FOS when i worked for a firm that handled endowment mis sale claims, and i always got the impression that they couldnt give a f***.

 

if we had to refer a claimto FOS, itd be 2 months before they sent us confirmation the claim had beeen recieved, then itd be anything up to 2 years before we would get anything back from them to let us know wether they were upholding the complaint or not.

whenever we called them for clarification on any points, their staff would be al like "pfff, do we have to?" and such, once, when i spoke to one, he actually said "i cant be ar*ed".....almost reminds me of how the threat monkeys work.

 

im assuming they have pulled their socks up a bit now?

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So my earlier cheekiness got a reply from water people saying

"we are entitled to require payment annually in advance, in accordance with The Water Industry Act 1991" I have refused to pay their bi annual charge and am paying it quarterly AFTER i have used it, hence they threatened me with court,etc etc.

Any idea if the 1991 act is enforceable or do the 1999/2003 Acts/compliance to Ofwat guidelines/OFT/common sense/logic supercede this asinine stupidity !?

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I got 1 going through with fos about non disclosure of a cca, hfc finally sent one (application form that dont contain terms required by the act) they say that it is purely because it got the box " this is a credit agreement, sign it only if you want to be bound by it, if i dont respond by mid jan they will close the case,

 

I'm now going to write back and point out that it is NOT a valid agreement and state WHY it not an agreement and also POINT out WHY s127 was created, should be interesting to see wat happens then.

 

knowing FOS they prob still close the file.

like a lot of other people with complaints to FOS they just don't seem like they are interested.

 

are they not aware that the credit act is there to protect the consumers as well as creditors? impression I get is that it's there just to protect the creditors.


If my advice has been helpful please feel free to click on my scales :grin:

 

Creditors and DCAs - Letter Templates & Budget Planner (CCA request letter N)and other templates)

 

Debt Collection Agencies & Statutory Demands, a few strategies

 

Abbey charges, Won

B-card non-disclosure of S.A.R, WON £30 costs awarded

B-Card, court for harrasement, failed to defend WON £175 http://www.consumeractiongroup.co.uk/forum/general-debt-issues/125554-28-days-later-no.html#post1422508

B-Card charges, partial refund, still fighting

Vanquis-Cabot, GIVEN UP :lol:

HFC & my mum, no brainer, no CCA http://www.consumeractiongroup.co.uk/forum/general-debt-issues/133330-hfc-my-mum.html#post1404514

 

PLEASE donate to CAG however small. They are fighting for YOUR rights as a consumer. http://www.consumeractiongroup.co.uk/forum/

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Well it's 12:00 and 0 seconds, so I win the award for being the first to say happy 2009 to everyone on the Cheekiness towards a DCA thread. :D

 

Lets hope at some point in 2009 we get a few DCA's credit licences taken away, and a few more shut down because debt collection no longer becomes financially viable.

 

Actually, let's not hope. It will happen if we work hard enough.

 

 

HAPPY NEW YEAR FROM FUZZYBOBBLE. :D

Edited by fuzzybobble

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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style="text-align:center;"> Please note that this topic has not had any new posts for the last 3319 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
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