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    • go do a Direct Debit Guarantee Clawback to your bank if you've now got control of his bank account finny.
    • Hello, Just to check I understand things right, he moved to a nursing home, you then kept paying the rent for a period of time whilst you sorted his belongings. You have asked to give notice and asked for backdated payments of rent from when you first asked which went ignored? They are still taking rent payments.   Have I understood correct?   If I've got anything wrong please correct me.
    • I contacted Sanctury housing in August 2023 after informing them my father in law who had Dementia had moved into a Nursing home December 2022. We kept the flat for 8 months until such a time we could accomodate some of his furniture that my wife wanted to keep. I contacted them in August 2023 to let them know the situation by email as I was the named person that could speak on his behalf. I informed them that we had left it to late for POT and were seeing a solicitor for Deputyship of his financies. I asked them what information would they need in order to give notice on the flat and we could provide details of his condition and nursing home. This went ignored I left it a month and then called them October 2023. I was promised a call back from a manager over the next few days. This never happened and it was end of November when I contacted them again and they had no record of me calling them. I explained the email and again I was told the local manager to the area would call me. This never happened and I ended up emailing them in January 2024 with a copy of the email from August. Again this went ignored and I had explained to them that we couldn't just go to the bank and stop the DD as we had tried. This email again went ignored. I then had a letter written to our home address in February asking us to get in contact with them (local manager) as they were concerend nobody was living in the flat. He had an email address so I copied in the last 2 emails to say I had been trying to give notice since August 2023. I also stated that I would like the rent that was paid from August 2023 refunded back to his account as I had officially tried to give notice then and it went ignored. He replied to us about wanting to look at the flat then notice could be given once he had contacted the nursing home to confirm he was actually living there now. Notice was giving for the 22 March 2024 and this would be when rent would stop and no further payment would be taken by this point. The fact I asked to be back dated went ignored. I have since noticed on 2 banks statement for April and May that they are still taking Rent payments of £501 from his bank. Further to this which seems very strange. He was with Eon Next for his utility bill again we were having problems getting this stopped as they needed a named person on his account which there wasn't one despite me managing his online account for him. I didn't check the email address that often that I used to set it up and went to check as noticed the credit he had built up with not living there was all getting refunded in February. The email said £600 would be refunded to his account with a (sorry you are leaving us message) but how can he leave as nobody but himself had access to speak with them. I also noticed the lady in the flat above him had a letter from her bank sent to his address with his address details but his name which was dated 4th March well before we had given notice and it said (thank you for giving us your new address details) we have set all this up for your account.   So Sanctuary housing must have been aware he wasn't living there from the ignored emails for the lady above to start changing address details to move into his flat before the housing manager had even got in contact to ask if anyone was living there. What I basically want to know his do we have any legal standing to claim the rent back from when I first contacted them in August 2023? There is roughly £3000 to come back  
    • lowell letter = we've mugged you once - why are you not paying this other debt....😎
    • i see you are posting this all over the internet too. here you say it was returned by the safety camera dept UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please? WWW.FTLA.UK UK, Wales Returned NIP Nov23 - Heard Nothing - Now It's been returned as refused and have SJPN Form. Help please?  
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Cheekiness towards a DCA


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Are you spying on me Fred :p

 

Well I was in Welsh Wales on Saturday!

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Keeping on topic, here's a post that might just give you a giggle: http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/213329-cabot-has-anyone-ever.html#post2345750

 

I am serious though. I'm intrigued as to what the reaction will be.

 

Regards to all.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Actually, I haven't ever been to a Tom Jones concert :D

 

Today I'm wearing black lacy french knickers :D

Now Babybear, you know the buttons to press don't you. My pacemaker is over loadingggggggggggggggggggggggggggggaghhhhhhhhhhhhhhh. Nurse the screens please.

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After months of people phoning me for a debt i know nothing about, I had enough. I have a fella on the line telling me to pay which went like so:

 

Me: Im not paying

Him: Why not?

Me: Because I have seen a really big hat that I want to buy with matching boots!

Him: (something about irresponsible spending ect)

Me: But the boots are really shiny..(long pause)..and as I have never used eBay, how can I owe them money?

Phone down.

 

I thought it was just a [EDIT] but it turned out to be iQOR!!

I remember this when it was all just fields....

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Try invoicing them with a letter before action. I did that. Never heard a peep again.

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

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I thought it was just a [EDIT] but it turned out to be iQOR!!

so it was a [EDIT] then? LOL I don't think most DCA's are any better than [problematic] :p

 

My bank (who my account is in dispute with as it shows overdrawn but only because of charges) set a DCA on me. I told them to shut up or take me to court (I'm not normally rude but the fella wound me up saying it didn't matter that the case was disputed LOL) so they took me to court, I filed a defense and they dropped it like a hot potato :D

 

 

Answering the phone to a rude DCA £0.00

Filing a defense £0.00

Having a laugh on CAG when a DCA wastes money taking me to court, and dropping the case within a week priceless

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

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i hope u put a wasted costs order in.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I only filed on-line that I would be defending on the grounds that it's against the OFT debt collection guidelines to try to collect on an account in dispute and they dropped it.

 

I'm just glad that the £125 court fees disappeared from Fredrikson's coffers. Few more of them should eat into their profit margin LOL

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

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Hello folks,

Had a little laugh with Mercers the other day. Usually I'm far too busy, or too ill, to be bothered with answering their phone calls - I either shut them off as a noise nuisance or answer and wait for the computer to connect the operator - at Hello? from a call centre ambience I put the phone down. It's petty, I know, but I'll be damned if I let them harass me, I'd sooner harass them a little and not be bothered ...

 

So the other day I was having that rarest of things, a few minutes peace and quiet and flippin' Mercers called. I missed the call but found it a minute later and called them right back. Well, I was bored. And I'm practising a bit!

 

Mrs: Hello, can I have your account number please

LL: I don't have any account with you.

Mrs: Well, what is your Barclaycard number?

LL: I don't HAVE a Barclaycard.

Mrs: Well, how can I help you?

LL: Well, I have you guys, you keep ringing me up, so could you stop ringing this phone. I keep getting calls from you that are either silent, or someone asking about a Barclaycard account. I don't HAVE a Barclaycard. All I have is nuisance calls from you and it's beginning to $&@?!! me off.

Mrs: Very sorry about that sir, would you like me take this number off the system?

LL: Yes, please. That would be fine.

Mrs: Ok, I'll do that for you.

 

Completely straight faced she said she would. I couldn't believe it! Of course, she didn't, unless it takes a couple of days to take effect. I put the phone down on them at least twice more on the weekend.

What a mindless thing to do. Ring me, that is.

 

Let them catch me on a roll - I love a bit of improvisation, it's such fun.

Edited by LampLighter
Cagbot added stars. I'd rather do my own.

"Do just once what others say you cannot do, and you will never pay attention to their limitations again." - Arthur C. Clarke.

"Thy word is a lamp unto my feet, and a light unto my path." - Psalms 119:105

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I only filed on-line that I would be defending on the grounds that it's against the OFT debt collection guidelines to try to collect on an account in dispute and they dropped it.

 

I'm just glad that the £125 court fees disappeared from Fredrikson's coffers. Few more of them should eat into their profit margin LOL

 

That name rings a bell.......they are chasing my OH for a 9 year old debt for Arrow that was Orange .....It's been nil by mouth for over 7 years but they keep trying, bless 'em.

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