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    • Thank you everyone!  thought to share some points from my experience in court today that may help others who are taking Evri to court: The judge sets out how the hearing will go and how each party should behave; while i was certainly feeling anxious/nervous ahead of the hearing (and I'm sure @jk2054 may have also observed this), the judge really does try to put any non-legal persons at ease; refrain from talking to the other party and instead speak to the judge if you have any questions/responses; the judge and the advocate spoke about tort of negligence - i wasn't sure how this applied to my case but the judge was questionning the advocate about this so i chose to stay out of this; the judge made reference to a historical case of Donaghue v Stevenson which established a duty of care; the judge observed that some of the points in Evri's witness statement by george wood needed cross examination but george was not present today for questionning; While i was claiming 8% interest, the judge pointed out that is the upper limit and that today, savings accounts give 4-5%. I therefore opted for 5% interest which was agreed to by the judge and the advocate; above all else, ensure you know your court bundle and have any notes to help you refer to specific sections - it helped me to structure my answers to the judge/defendant's queries, and point to specific evidence where i was asked to prove e.g., the value of the item. @honeybee13 - yes, will confirm when payment is received. I have emailed the Evri.claims email with my bank details and also provided them after the hearing to the advocate. @BankFodder message received and i am replying to it
    • Looks promising then.  Well done   Dx
    • So a little update.  I sent a complaint to ico and have heard nothing. I just got the general reply email and that's it.  Sat twiddling my thumbs and thought about what I should do next. I searched for the CEO of Studio but then found that he'd left so as keep getting letters from studio about the arrears etc. I thought I'd email the David Twigg. Sent him all the bumpft and a copy of my original complaint and sars request.  Got no response. So didn't know what else to do. Then I thought I'd try through the financial difficulties option on the online form. One last try before I just give up and let them default me.  Then on the 5th June. I got an email from their customer services. That the items that had gone AWOL have all been cancelled. Nothing else on that email, so I had a look in an email account that I don't use anymore and there was an email from the customer service.  That they were sorry for the problems I've had for the last 9 months. That the sars info was emailed to me on 14/04, it wasn't I've kept all spam and deleted emails on that account, they have raised a complaint with their studio pay team regarding the issues, balance dispute, fee's and my credit file. They are hoping to resolve in 3 days but they have upto 56. They also said in regards to my other issues I have to raise a complaint with studio retail but haven't told me how I do that.  The sars info only goes upto the end of December 2023. It has my previous complaints on there but nothing after so I don't know how I get hold of that information. Luckily I've kept copies of every time I've contacted them. Every web chat or social media contact.  Apologies for the extremely long post but I wanted to add everything I could just incase.  I have checked my account balance and it's still minus 900 odd pounds but I'll keep checking to see if it's all cleared and on my credit file.  I'm hoping this is the end of the whole debacle and they close my account because I never want to do this again. Although it's been a learning experience.  Thanks to dx100uk for pointing me in the right direction. Much appreciated.   
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • If you want to cause DCBL trouble, then complain to the SRA.  It would be even more fun if mystic_bertie would complain at the same time, to show the SRA there is a pattern.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Cheekiness towards a DCA


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Oh yes the infamous Ms Dyde Lol U suggested I speak to their solicitor regarding my issues Yeah rite lol

 

I think that's because Mrs Dyde is to busy sorting out the piles of paperwork and 3 seperate formal complaints I made about Moorcroft's lack of ability to comply with OFT guidelines, and dodgy business practices. :D

 

I've a feeling she's going to be even busier when the OFT and FOS get to hear about what Moorcroft have been up to.

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Just thought I'd let you know I'm around 5 hrs behind and around 5000 miles away from you.

 

As it's heading through 35 degrees, I suppose I better get another beer.

 

This would be even more fun if I was on holiday.

 

David

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From this day forward I wish it to be known that Mr F Bobble is now a full fledged Platimum account holder. .

 

 

Congratulations - Sending you a rep to celebrate with

 

As you are now so rich with platinum I suggest you start despatching the bulk load of keyboards you have purchased

Starting with BabyBear :lol:

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Congratulations - Sending you a rep to celebrate with

 

As you are now so rich with platinum I suggest you start despatching the bulk load of keyboards you have purchased

Starting with BabyBear :lol:

 

Got to get my Celica fixed first. Got probs with the Fuel injection system,and a dent in the back wheel arch due to me and the neighbours van wanting to park in the same place at the same time. :mad:

So, I think I'll be kissing about £600 goodbye in total.

Oh well, I'll just use the money Moorcroft are never going to see. ;)

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Oh well, I'll just use the money Moorcroft are never going to see. ;)

 

That could be the new FB currency

Moorcroft Muppets Money :D

 

Edit

Sorry FB I could not give you the congrats rep

I was told to spread myself around

But geeesh - I am not that kind of girl

Edited by vincentfan
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I know VF i was given the same message. Discrassful.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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VERY. lol.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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Thanks for the rep FB:D It's I that should send you some and most of you others 'cos once again I'm sitting here feeling low and once again after reading the last 3 pages to catch up, I've tears down my cheeks with laughter again........ 11/10 to you all:)

 

This is almost worth being in debt for:confused:

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I haven't had a phone call from any DCA for ages. I am most disappointed. I am desperate to try some lines on some of them. I just wish I could take CFS to small claims for the invoices I sent them, now that would make me laugh.

  • Haha 1

Beating the DCA's day by day

 

My fight:

NDR - CCA'd 12+2 passed

Bank of Scotland - CCA'd 12+2 passed

CFS - Win by Technical Knock-out!:lol:

HFC Bank - CCA'd 12+2 passed

Chantry Collections - CCA sent

 

Time flies like an arrow

Fruit flies like a banana :D

 

<---------- Have I given you top advice, have I made you laugh, click on the scales, it won't hurt you! :grin:

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I read the thread and posted my experiences with using that letter template. It's a goodie. It's a CurlyBen special. That guy has a brilliant way with words when it comes to DCA letters. :D

 

:) thanks FB :)

 

I sent it to their offices in Scotland and added on the bottom 'if there is anything in this letter you do not understand please consult a solicitor qualified in ENGLISH law' !!!!!!!!!!!

 

Hee hee. I can just see them reading it and steam coming from their ears and then from the threat-o-matic machine as it struggles to answer that letter... anyone needing anything powered by steam get urself down to Debt Manager's offices as there will be plenty of it once they read that letter :)

  • Haha 3

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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Hi Junior,

 

I'm already a few steps ahead of you - and I joined after you ... :D

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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Hey they've done a TV ad all about me.

 

"Knock off Nigel who downloads knock off films."

 

That's me and damn well proud of it too. Just a shame they don't mention that there's no films or music these days that's worth paying their rip off prices for.

 

I feel ripped off having to use my bandwith downloading a film that usally turn out to be total sticky brown stuff.

 

Can I ask for a refund?

 

Most shops give you a refund if you're not happy with your purchase. Not the movie and music industry. I wonder why?

These are video links to show how I deal with Debt Collectors.

 

Fly fishing for C.A.R.S

http://uk.youtube.com/watch?v=zPtzK8FqE6k&feature=related

 

Frederickson International don't accept my card type

http://uk.youtube.com/watch?v=eiZBULlWW6Q&feature=related

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Thanks BB :D

 

And also to TGM and whoever else gave me rep - thank you :D

 

Ooh yeah, and I have more grovelling from Lowell... a letter confirming my increased payments, and on the bottom.....

 

'May I take this opportunity to thank you for your diligence in paying!!!'

 

Dear me. :D Whats next??? *Looks down to see Lowell monkey grovelling on floor* you can clean the carpet while ur down there, it could do with a bit of a hoover :lol:

Edited by Mrs_Ryan

THE PRETENDER AGENDA - August 30,2008 - 2ND ROW!!! WOO-HOO!! :-)

THANK YOU SO MUCH FOR A FAB NITE LEE! xx

Sunderland 011008 - THE BEST BIRTHDAY PRESSIE EVER! 'Aww, it's your birthday! Happy birthday darlin!'

 

02 Apr 2008, 23:55

OfficialLeeRyan wrote:

i like that!! its simple and good and gets the fans involved aswell x x x

 

MY SUCCESSES -

 

1st Credit (Lloyds TSB) admitted no CCA, reply from OFT 130608, reply from FOS 040608, adjudication stage rejected but still no contact....

 

My mate (Littlewoods/Moorcroft)

300608 -Long running battle,threatening court, CCA letter NO 2 and harrassment letter sent - passed back to Littlewoods early July.

070808 - Passed to Debt Managers, Acct in dispute/BOG OFF letter sent 080808...

140808 - Letter from Debt Managers passing debt back to Littlewoods - RESULT! :D

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I spose I'm an ole' bag then :p

 

... with a lot of wisdom and experience.:)

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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