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    • Excellent news! Thread title updated. Please do consider a donation in light of the help received here. The help we give is free, but try telling that to our server hosts!
    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
    • I have contacted the sofa shop who are sending someone out tomorrow to inspect the furniture. I suspect if anything a replacement will be offered although I would prefer a refund. Few photos of the wear in the material, this is how it was delivered.  
    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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DontFeedTheTroll.jpg

 

 

 

 

 

Just ignore the troll. Don't acknowledge its presence.

It wll get bored and go away eventually.

 

Oh darn it. I hardly even thinks he qualifies as a troll though. He's too weak for a troll. More like a little baby goblin in pampers with a dummy. I would have munched him up soon enough. Ok though. I must bow to the mod. Count yourself lucky this time Mr. Sensible. Know your place for future reference though. You may not have a mod come to your rescue next time. Mu ha ha ha ha.

 

Regards.

Baron Renog.

 

P.S. Didn't see your post Barracad. This was my last post. Please leave it! Mercy.

 

 

***In case anyone thinks i'm a loon and talking to myself in this thread I must inform any readers that the posts of an evil and nasty troll have been removed. It was a long and strenuous battle, but I eventually overcame the dark creature and he scuttled away with his tail between his legs. SO THERE! MU HA HA HA HA.***

What sort of world do you want your kids to grow up in?

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Oh darn it. I hardly even thinks he qualifies as a troll though. He's too weak for a troll. More like a little baby goblin in pampers with a dummy. I would have munched him up soon enough. Ok though. I must bow to the mod. Count yourself lucky this time Mr. Sensible. Know your place for future reference though. You may not have a mod come to your rescue next time. Mu ha ha ha ha.

 

Regards.

Baron Renog.

 

P.S. Didn't see your post Barracad. This was my last post.

 

 

 

Yeah Mr Sensible Gadget, I`ll get you next time

 

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If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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Maybe not, this guys PM`ing now. Will someone shoot the Troll?

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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Maybe not, this guys PM`ing now. Will someone shoot the Troll?

right then, if he is PMing you, simply put him in your ignore list. that way you will not be bothered by him,

 

you can do this through you user cp

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right then, if he is PMing you, simply put him in your ignore list. that way you will not be bothered by him,

 

you can do this through you user cp

 

Heh heh, thanks Paul,

 

He doesn`t bother me at all, his banter is weak, I can handle it.

 

Should I send him a Harassment letter?

If I have helped or made you laugh in any way in your hour of need, then please click my scales <<<<<<<<<< ;)

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Are your debts secured troll...ahem, mr non-sensible?

 

As an Australian/Welsh national I take great offence at your comments about our fantastic wines. Snobbery at its utmost methinks...

 

And if you're in debt, as you say you are, shouldn't you be paying your creditors instead of showing off on here :p

 

The vast majority of us get told we can't afford or should not have life's essentials, let alone an exspensive bottle of plonk (er)...

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No apologies needed - it's very easy to start talking to them, much harder to stop (bitter experience).

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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In due seriousness, before i moved house, some repulsive non descript oxygen thieving `thing` at MH, when on finding out i had just attended a family funeral told my partner that should i come into any inheritance they would make sure they got it. It was not even my debt, i have a common name. If i could have got to scotland that day, im afraid i wouldnt be able to type this now as they dont provide laptops in prison.

 

Oh I love MH. I had them on my back 2 years ago for a debt I'd never had. Push them hard enough and you get a nice little compensation cheque in the post for the 'inconvenience'. With my £25 cheque I went and bought a couple of nice bottles of Sancerre and toasted their total arrogance and utter incompetence.

 

Oh and in reference to Mr Sensible:

Troller is looking for a response...ANY response, and he will chum the waters with complaints, insults, compliments, and inflammatory tidbits hoping that someone...ANYONE, will take the bait. Generally quite harmless - practices a form of catch and release. Nonetheless, he can upset the delicate ecology of a discussion forum. Once a forum becomes aware of his presence, however, all feeding activity ceases and Troller must move on to more promising waters.

Troller

troller.jpg

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i love that pic welshwoofs it makes good use of old computers.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I was called a racist once (which i am not) by a lovely chap from a tsb call centre in India

 

I got a statement on one of my accounts and i was attempting to make a payment but was disputing the charges applied.

 

I couldn't really understand him as his accent was so heavy so when i explained this he went mad at me

"i'm not continuing this conversation as you are being racist toward me"

 

What's weird is his accent cleared up when he began to shout at me.

 

I asked him when i had been racist and if this call was being recorded. He said i was being racist as i was having ago at the way he talked and that he was in India.

 

I told him that i was then ending the conversation. Took his name (Nathan apparently) and wrote a letter to TSB head office lambasting them and there staff. I threatened court action for slander and defamation and that i was so offended being called a racist that i was going to sue them. I asked for the phone call recording but they said they only keep them for two weeks (unless it gives them the upper hand in something)

 

They apologised and offered me £25 compo... I told them to stick it where the sun don't shine and i am pursuing this to the full extent of the law.. They have since offered me three more monetary payments (up to £100) and when i refused that offer they phoned me asking what they could do to stop this. I said i would get back to them.

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I feel sorry for you Mr Sensible. This debate accumulating GENUINE experiences, mine for one and your two peneth, is enough to let any reader make their own mind up. Sad beings like you will no longer intimidate people and your frightened. Your nice home afforded on harassing others is at risk because we don't believe the likes of you any more.:D You have let yourself down and are an embaressment to any dca company trying to justify they dont intimidate:mad: I dont give two hoots for the gobeldygook from you mouth or dca's, a genuine person asking for advice has the law on their side and now realises it. We dont intentionally choose our circumstances and are coerced into believing all said is true from dcas untill CAG:rolleyes: I'm sure theres a compost bin with a space in it for you, you'll need it when youve ran out of abuse and fowl lingo, which is exampled day to day on the phone to the unsuspecting, hope you lose your house and status, because you dont cut it here, I bet your comments at first running down this site were proudly shown to your comrades, getting embaressed now dear troll. Just go away:-x

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If I had a tenner for every lie, insult, abusive call, dodgy letter, illegal threat, false claims of harassment etc. from debtors I could have retired years earlier!!

 

As for "'I'd be able to fund my degree without the need for student loans", be very careful with those! You can't get out of them so easily as run of the mill debts. The Govt. are rather clever in that respect!....

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I actually look forward to my calls now - it's quite amusing to see what these guys say, especially when you mention to them "you are aware taht i put it in writing to you taht I was recording all calls, aren't you?"

 

Click, buzz ....

All help is merely my opinion only - please seek legal advice if you need to as I am only qualified in SEN law.

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