Subject Access Request for PPI

[Masterixas]

Hi:

 

I have send the SAR letter to the Natwest concerning my loan together with the £10 postal order. Today I received the answer and all I got is a piece of paper with my loan paymnet installements since I started, my name and account number and dates. There's no information about PPI or anything I see relevante? Don't tell I just paid £10 for a printed statement. That I can print myself from the internet banking. I have sent the SAR exactly as shown here and only editing my details.

 

Any ideas?

[kennyh]

Hi Master,

Bit late I know but I've been on zummit else. Now go for the Data Controller and tell him you require FULL disclosure; and point out the 40 day limit is up (if it is) but 'as a goodwill gesture' you'll give him 14 days to come up with the goods!

[kennyh]

Bye-the-bye folks, since my final request for info from a data controller has bought forth zilch (but I know they have the info and do NOT want them wheeling it out in any future court action), does anyone know of a link to a draft N1 for my next step into court on the SAR quest?

[kennyh]

Profound apologies for this 'Muppetry'. I hadn't thought to look at the updated template library - everything needed is there; will go down the N1 route but stay light on damages.

[kennyh]

Eventually received the cd with telecons on. My friend is incorrect on a couple of points BUT some other items in the FSA guidance were omitted by Barclays and so we shall proceed.

On the disc the 'saleman' should have been an auctioneer- when exactly does high speed monologue become o.t.t. so far as courts are concerned?

Although if listened to VERY carefully (about 3 times) one can hear him touch on a number of the mandatory items associated with ppi, however when a new mum with baby in the background has to absorb it all in one take it hardly seems either possible or indeed a reasonable expectation so far as anyone is concerned.

Edited July 5, 2009 by kennyh
Krap spelling

[greendollar]

My missus took her Halifax loan out in Oct 2000 and paid a single premium PPI because she was told that she wouldn't get the loan without it.In Feb 2003 she was made redundant and tried to claim on the PPI only to be told that as she failed to notify of a change in her working hours they wouldn't pay-out and wouldn't let her cancel the policy,she is still paying off this debt to a DCA......is it to late to claim???

[kennyh]

Greendollar

I think you might get a better response and sounder advice, than I can give, if you started a thread of your own.

[pompeyfaith]

Hiya Greendollar,

 

This is a clear case of mis-selling and its never to late to get this money back.

 

I suggest you start a thread in the PPI forum as it will be easier to track you claim in there.

 

 

she was told that she wouldn't get the loan without it.In Feb 2003 she was made redundant and tried to claim on the PPI only to be told that as she failed to notify of a change in her working hours they wouldn't pay-out and wouldn't let her cancel the policy

 

Regards

 

PF

[means2anend]

subbing!!!

[jdes26]

need to send MBNA AND VIRGIN MONEY sar requests anybody have addresses

[Bgm_co]

One question, should this also ask for any voice recorded conversations?

[kennyh]

Sure should - that little item helped get back £8k from Barclays for a friend - and they were in deep schtuk so only a minimal contribution went to CAG.

[kennyh]

I now believe that HX have held out on us for info; if they produce data at court that should have been made available for the SAR then do we have any cause for redress and can we request that a county court action be placed on hold whilst the new ionfo is examined?

[BambiBaby]

thank you - been looking for a template!

[stuscfc]

subbing for template use.

[xboxer]

In my experience a favourite tactic of Lloyds and their subsidiaries is to return your payment if they experience a problem in fulfilling a SAR. (Twice now for me)I have started including the line "SHOULD YOU EXPERIENCE A PROBLEM FUFILLING MY REQUEST I EXPECT YOU TO CONTACT ME WITHOUT THE RETURN OF MY PAYMENT". Don't know if it will make any difference but you know how pedantic they can be!

Edited May 12, 2011 by xboxer
Site problems with formatting :-(

[anney63]

Why am I having trouble copying and pasting this letter ?

[TheDean]

Why am I having trouble copying and pasting this letter ?

 

Ditto...not sure what's wrong

[dodgykebab]

has anyone had any trouble with getting a sar from hsbc? i had my letter and check sent back with a letter from hsc bank saying they cant locate my account. not surprising when i dont bank with them??? ive only ever banked with hsbc.

[weechicken110]

Hi,

 

I sent sar request to bos had 5 loans with them all applied for by telephone, should they have sent me transcripts of the telephone calls with the sar information or do I have to request these separately? It was the above sar template I sent, also guy from bos phoned with regards to sar request I told him I wanted all the information they have with regards to the ppi.

 

Thanks in advance

[silverfox1961]

Hi,

 

I sent sar request to bos had 5 loans with them all applied for by telephone, should they have sent me transcripts of the telephone calls with the sar information or do I have to request these separately? It was the above sar template I sent, also guy from bos phoned with regards to sar request I told him I wanted all the information they have with regards to the ppi.

 

Thanks in advance

 

Hi,

It may be that they will ask for dates and times of the calls before they provide transcripts (or copies of the actual call)

The problem is that most of these companies delete calls after a few months.

 

If they provide account history notes with your SAR, there may be notes on it regarding incoming phone calls which you could use

[weechicken110]

thanks silverfox, will go through sar info again see if any details of conversations.

[100%WHU]

Is it important to have account numbers... I don't have every account number after so many years

[maroondevo52]

Is it important to have account numbers... I don't have every account number after so many years

 

They should be able to supply you with all the info they have If you give them your name address ect at the time of opening the account's.

[100%WHU]

Thanks Maroon. I hoped as much I SAR'd HFC today, with all my address since starting work, also gave them my partners name too at each address(not sure they will give me her info, if its not joint, but worth a try)