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    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? There was no inventory when I moved in, I also didn't have to pay a deposit. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
    • whats the court claimform for? return of goods order? please complete this:  
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Dmd -4- Moderator


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I was on all day and until 5am the day before thank you very much!!

 

party0023.gif

 

Off to Blackpool now for the illuminations if that's ok with everyone?! LOL! :D

have u put it in writing in triplicate :D:Dxxxkia
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Dave I would not waste the petrol

 

They are the same as last year, and then the year before, and the year before that.

 

HAK

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Far more entertaining watching the fashion icons staggering along the pavements:eek:

BANK CHARGES

Nat West Bus Acct £1750 reclaim - WON

 

LTSB Bus Acct £1650 charges w/o against o/s balance - WON

 

Halifax Pers Acct £1650 charges taken from benefits - WON

 

Others

 

GE Money sec loan - £1900 in charges - settlement agreed

GE Money sec loan - ERC of £2.5K valid for 15 years - on standby

FirstPlus - missold PPI of £20K for friends - WON

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PO about 8 months, i was called something else then, I prefer to share my time amongst other consumer sites now.....

 

These days I post on 3 sites now. But i'm posting less and less as my issues become less. Nowadays, I post... Here, LB's and PC's .com !

 

I'ld like to give something back before I leave for good though... That's what I can't get across to people!! I know I come across a bit strong... LOL! But at the end of the day when my issues are resolved, like everyone else in my situation i'll be gone... Just in the meantime whilst I can offer myself as an experienced poster and/or helper then I will do so for as long as possible..

 

Best regards to all, Dave.

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So are you saying that you want to be a SH till all your issues are resolved and then you will be off?? hmmmmmmmm and that is meant to inspire confidence?

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Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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I'ld like to give something back before I leave for good though... That's what I can't get across to people!! I know I come across a bit strong... LOL! But at the end of the day when my issues are resolved, like everyone else in my situation i'll be gone... Just in the meantime whilst I can offer myself as an experienced poster and/or helper then I will do so for as long as possible..

 

Best regards to all, Dave.

 

Good for you, vimto boy.

Any help and advice is offered in good faith, based solely on my own knowledge and on experience gathered from this site. I am not qualified to offer legal or financial advice, which you should seek from an expert before making any important decisions. My opinions are therefore offered without liability.

 

If I've been helpful, please click my scales. :-)

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These days I post on 3 sites now. But i'm posting less and less as my issues become less. Nowadays, I post... Here, LB's and PC's .com !

 

I'ld like to give something back before I leave for good though... That's what I can't get across to people!! I know I come across a bit strong... LOL! But at the end of the day when my issues are resolved, like everyone else in my situation i'll be gone... Just in the meantime whilst I can offer myself as an experienced poster and/or helper then I will do so for as long as possible..

 

Best regards to all, Dave.

 

You won't get elected on a promise of "I'm leaving anyway" Dave, that's a bad policy.;)

 

You should just join in with the MI5 unofficial undercover "Troll Police". Wait for a DCA employee/excuser to start posting their poop and then go in for the kill. It's far more fun than going pink, and there's no risk involved. They seem to have been a bit quiet recently though......

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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Well......

 

These names are the ones i would like to see in lights Rory32 in Green

 

DMD you get me vote;) Tomterm8, Davefirewalker, Priorityone, curlyben, payingonlyencouragesthem,

 

There are a lot of very helpful members but the above are consistently around offering support to others newbies and the more experience caggers

 

Good luck DMD you are inspirational :)

 

Thanks, Linz and DMD for the vote of confidence...

 

While I've done the NomBOT thing, I would understand if the site moderators decided not to make me a site helper. The truth is, over the last two months I've been reducing my commitment on CAG, since my personal issues have been resolved (at least, as far as they ever will be, and knowing DCA's not forever.).

 

My personal strategy has been to keep on answering on threads I'm subscribed to, or to urgent or important threads, or threads where I'm PM'd. But, by natural wastage, the amount of threads I'm responding to is reducing.

 

So, I'm honestly not likely to be around CAG forever, and I can't offer that commitment.

 

I suspect this is the case for many of the most expert/repected posters in the debt action group. The fact is, it takes around 18 months for most posters to become really expert (i had been doing law before reaching this forum)... and by the time they do, their issues are sorted out.

 

This is why people like sequenci, who is deeply commited to debt advice, are pure gold.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Hi Tom

 

You are more than welcome:)

 

I think you are absolutely right in what you say - once your situation is resolves then there is little more you can do - it is the same as DMD was saying that his situation is pretty much resolved and eventually people/experts will start to drop off and the initial advice will be reposted and reposted to assist others.

 

However I think you would make a fine SH and if that will make you stick around I am gonna email the MODs and demand it;)

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linz2011 the mods are fully aware of this thread and are reading with avid interest

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Now I have been watching this thread with some interest.

I agree with Tom's assessment, forums are always loosing active members for whatever reason.

Now I have been a member of various forums over many years and seen more than my fair share go under.

 

I originally became a member of this site after reading about the unlawful charges the banks have been adding to our accounts for years. The more I read on DAG the more I became hooked. Since then I have spent alot of time researching various topics and helping a lot of people out of their personal despair as well as resolving my own issues.

 

That said I am NOT throwing my hat into the ring for Site Helper.

I have enough forum related work with Admining "my" other site. I honestly like being a simple member, plus my name would look silly in pink, just doesn't suit a Librarian.

 

Now once all of my issues are completely resolved who knows, but for the time being I'm here on a regular basis. Hey I still have to get to grips with CCA 2006 ;)

Be VERY careful whose advice you listen too

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plus my name would look silly in pink, just doesn't suit a Librarian.

Ook! Ook?

librarian.gif

If this has been useful to you, please click on the scales at bottom left of post. Thanks.

 

Advice & opinions of Rooster-UK are offered informally, without prejudice & without liability. Please use your own judgment.

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Well......

However I think you would make a fine SH and if that will make you stick around I am gonna email the MODs and demand it;)

 

Linz, again, thank you - but please don't do that.

 

The administrators and moderators of CAG do a heck of a lot of good for a lot of people. I respect their decision, which is based on what they see as the good of the site they have put so much effort into.

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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