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Found 8 results

  1. I had been with Natwest for 22 years and had a black account with the Gold Advantage Charge card. I was advised to become a company as I would be delivering a service through several agencies. Unfortunately, due to exceptional circumstances and include a bad personal relationship left me in debt and I am about £8 -9k in mortgage arrears on a house I rent out and a personal overdraft that was £12k. In 6 months that OD was cleared and both business and personal accounts were in the black. The difficulty in meeting the mortgage department for an arrangement to be put in place
  2. Hello, im after some advice if possible. CAG has been helpful to read but im now stuck. Following redundancy I got into a bit of credit card debt, im now in a position to try and resolve the debt but don't know where I stand. One of the credit card debts is now with Idem servicing. I sent the a CCA request and they replied stating they had no agreement, should one be found they would send it. Foolishly maybe, I offered a full and final settlement offer just to move on. They rejected the offer and sent a credit card agreement (13 days after they said they didn't
  3. Hi All, I was involved in an accident last week, where my car has been classed as a CAT D write off, im buying it back and fixing it. However the thing that is most confusing is my finance settlement figure. My finance started July 2013 for 47 months at 115.07 and 1 at 265.07. I borrowed 3200 at %35.53 (i know but bad credit) and 29 payments done out the 48. Insurance paying out 2830 for the car buy back at scrap £400, Finance advised to my insurance company that 1995.99 as a settlement figure. Ive negotiated with my finance company to take 1500 to leave me that extra 495 to get the
  4. This morning I had a visit from a Marston EA. I was at work and my partner didn't hear the bell so the EA left a card. The cards is for the attention of my stepson (Ben) who hasn't lived with us for over 10 years but as he moves around a lot often gives are address for post etc... He has no room or property of value in the house (just a few items of clothing etc..) The card states they called today to execute a warrant of control by Hertfordshire magistrates court. The debt is for £640 I rang the mobile number on the card to explain that Ben doesn't live with us and has no prope
  5. I bought a treadmill from a company called MK Trading via Amazon in October 2013. In February 2014 the belt started slipping all the way to the side and rubbing against the motor. Following the instructions to adjust the belt only worked for a few moments of walking on it and the belt slipped again. I asked the company for a replacement but the refused and it got repaired instead. I tried it once when it returned and seemed to be ok but then I had an operation so it sat in my hallway doing nothing till this week. Again belt slipping so I contacted the company asking for a refund. I
  6. I have worked for a WP provider and am frankly disgusted at how its possible for the companies running these schemes to make money. WP providers have targets and refer to something as 'buying a job'. This is where the provider pays for a position for a client, usually just for a short term, say two weeks, so it triggers them being able to make a claim. So much for sustainable employment huh. I have seen people being targeted as they are close to leaving programme (end of the 2 years) so the client is forced into a position, told its good experience etc put it on your cv etc, and their advisor
  7. Hi all. I purchased a coffee machine from Debenhams online for a birthday present. I have now given the gift to the intended person. A few days later I then discovered the description just doesn't match the item as sold. I have the page saved on my mobile as proof of what was being sold at the time. The image shown at the time does match, but what Debenhams have described just doesn't exist, they have completely messed up the description and more than 50% of the features are missing. I feel very deceived and misled. I did send an email to them asking them for a 50% refund howeve
  8. sorry if this is in the wrong place but my heads a bit all over the place i keep recieving letters for my ex partner who moved out nearly 12 months ago regarding a council tax debt from his previous address in a difference council area and town. well several times ive rung up the agency (including 2 days ago) saying he doesnt live here toget "not a problem we'll have your address taken off"etc etc well today theres a knock on the door from my neighbour saying they had had a letter from the agency to ask for information on my ex, apparently they've been sent to all my neighbours
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