Follow advice from ploddertom its very good as all other advice but as been said keep off the phone to bailiffs dont ever call them or answer phone to them

I think I will wait for the threatening letters to come before I fire of SB letter let them dig a hole and I will definitely forward all to OFT with complaint

first off the fees charged are wrong. Next they cant levy on childrens toys or rented items they cant take settee as they have to leave you something to sit on also has it got tags removed? if so then its a no, PC if its your daughters then no they cant levy on that. the levy is invalid as it wont cover they cost of the arrears. Next they have no rights to enter your property what so ever. so from now on keep doors shut and locked and all downstairs windows closed. If they come again tell them to go away or just ignore them. tell your daughter to answer the door to no-one without you being there. Right next thing pay the council direct at £160 (if thats what you can afford) use online payment system or telephone system make sure you use correct numbers. make sure you pay every month without fail. Its common practice for these people to come around christmas. These jokers rely on your fears and no understanding of the law. So relax they will threaten all sorts to you like they are coming back with locksmith if you dont let them in (they cant and wont) the van is round the corner and I'm ringing it now and we will break the door down (nope cant do that either), they are getting police to arrest and commit you to prison for obstructing and stopping them collecting (nope its pure fiction) other one is them being nice and saying if I can just come in we can sort it out and then they are able to remove goods. so never let them in. So Pay council from now on ignore them saying they cant do anything just pay it. eventually you will have to pay bailiffs fees but only the proper ones. Others will give advice too some will help you actually take on bailiffs so relax tell kids to not to worry and keep getting ready for xmas

Hello, just a quickie for advice got an 'account statement' from Lowells this is dated as statement covering 01/10/2008 to 31/10/2011 however the debt is from 25/04/2003 nothing been paid ever ,got capital one credit card 2 weeks later firm went bust lived on CC then realised couldn't pay it so paid priority debts (council tax, rent, gas & Electric), and to be honest forgot all about it. The one question is I just send statute barred letter and leave it at that, mind you I have missed Lowells, Red & Hamptons calling it used to brighten my day to hear them self combust when I didnt play their game. So question is Just fire off Statute Barred (and for good measure no calls or doorstep or hold fire on them until I hear back) Thanks for help personally i would ignore but them confirming dates for me I feel compelled to write something to them.

seems abit of a prat to me I would now go to local councillor and ask about it. Is every school in LEA doing it or just this one? If its just this one then from my view it is an extra to normal curriculum perhaps its the headteachers little project and he wants it to be a success and is 'forcing' participation. Councillor will hopefully resolve it if not I would write to governors and complain also Ofsted are very good contact

no they cant make them compulsory any activities undertaken after school are extra to the curriculum and therefore voluntary. I would make an appointment to see headteacher explain the situation and see what happens. If they are awkward about it the next would be a letter of complaint to the governors of school and copy in local councillors and education dept.

I take it you dont live in Northampton? If not then get hearing moved to court nearest to you. (not sure of form someone will advise). If its in Northampton you've lost regardless its just a clearing house used by all DCA's (well my experience is regardless of defence they just rubber stamp what DCA put). If you get moved and can attend then I personally think your in with a fighting chance of defeating it but this is a little outside my experience others will be better placed

ignore their empty threats. Do they have a CCJ? Has any court action taken place? as for can they come and take your stuff only with warrant issued by court and that is very very last resort. You need to stay of the phone to these jokers you have found out the hard way they are experts in threatening you. First thing is go into letter library here and send off the withdrawal of access to your property then they cant come near you. They turn up and you in any way feel threatened ring police and get them removed. from now you only contact them in writing, dont break the bank to pay them back, if you can afford to pay full amount and it has no impact on you then pay it if not then send what you can afford in a postal order to them. They have less rights to visit your property than the milkman and have as much legal powers as him. I would complain to OFT and Trading Standards about Carter & Co and their threats. Others will offer help too dont worry these clowns aren't coming round any day soon

ignore

they cant do that,unless the credit card is secured on property. they will just get a CCJ in his name and he will have to find a way to pay it.

I would contact them and ask them what they were doing? I suspect it may be a computer generated charge, which they should waive, if however they dont I would take it to Ofgen, and see what they have to say.

it is the HA land, my personal opinion is try to speak to HA explaining situation and try to resolve the situation, as for legal implications I cant really advise .

Think your right Brig

I've had the same letter and in 4 years they have never took it into court, I would sit tight and see what happens a lot of DCA's send out threat-o-grams around Xmas to frighten you into paying thinking that you panic that you wont be able to afford Xmas as they will be round to get the cash from you.

and you never took them up theres no pleasing some people

you know its so true the law is for the rich of the land and not for the poor, always wanted to win lotto and set up a fighting fund for people to take on the big boys I wonder how many victories 'the little guy' would win if giving the chance? well done and getting apologises from Bailiffs thats a result in its self

Hamptons are 2 desks down from Lowells, Red separate them, I've had them all then surprisingly after Hamptons Lowlife write back with a 50% off offer

yeah just one rogue bailiff eh? The industry is all OK really yeah right

I had a top-up go missing went into shop and after the staff in shop had been passed from pillar to post the manager authorised a 'free' top up of £10 to account for lost one, as for PAC they may be able to get it from system for you

that above is good advice

I wouldn't call at all if you do you have confirmed who you are, where you live and they will start the demands for payment, I would myself wait and see what they do next, if you dont respond I suspect very little, how old is the debt? when was last payment made?

if there is anything that says enforcement fee then its an illegal charge. follow TT's advice

keep off the phone to bailiff they are very skilled in threatening all sorts of to your son nearly all are fantasy. First of all Charges can you list them as there is a fixed scale for charges they can charge you £24:50 for first visit and £18:50 for 2nd visit. £12 for a walking possession agreement and finally a rough guide if they remove goods is below £100 it can be £24:50 £500 its about £40:50 (these are approx figures for a guideline and only count if goods are removed). How much has he paid? as the bailiffs take their fees off first then pay debt off, please post back with the charges. Your son can pay council direct using either online banking or council own online/telephone system as long as he makes regular payments to council if he can afford £50 a month it will only take 4 months to pay off. Also who is the bailiff company out of interest

if its council tax or fine then it wont be statute barred, Write and request what the alleged debt is Print name never sign also put I do not acknowledge this debt. Stay off the phone to them. when you get a response please post back or if you find out please post back as advice varies according to debt.

wait for CCA, but look around forum as to what steps to take next if a CCA turns up, I wouldn't contact them again just make sure the postal order isnt used towards debt